Bread Financial

Bread SplitPay

SplitPay is Bread's short-term, card-funded split-payment product for retail merchants. It is delivered through the same BreadPay Platform contracts and the same hosted SDK as installment financing rather than through a separate API surface — Bread publishes SplitPay-specific integration and test guidance (test card 4000000000000002) but no SplitPay-only OpenAPI.

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Documentation

📖
Documentation
https://platform-docs.breadpayments.com/bread-onboarding

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API entry from apis.yml

apis.yml Raw ↑ 
aid: bread-financial:split-pay-api
name: Bread SplitPay
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bread.png
tags:
- Short-Term Financing
- Split Payments
- Retail
humanURL: https://platform-docs.breadpayments.com/bread-onboarding/docs/integration-testing
baseURL: https://api.platform.breadpayments.com
properties:
- url: https://platform-docs.breadpayments.com/bread-onboarding
  type: Documentation
description: SplitPay is Bread's short-term, card-funded split-payment product for retail merchants. It
  is delivered through the same BreadPay Platform contracts and the same hosted SDK as installment financing
  rather than through a separate API surface — Bread publishes SplitPay-specific integration and test
  guidance (test card 4000000000000002) but no SplitPay-only OpenAPI.