The Disclosure Templates API from Bread Financial — 1 operation(s) for disclosure templates.
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openapi: 3.2.0
info:
title: Servicing Disclosure Templates API
description: Servicing supports a buyer's post purchase journey, enabling viewing and management of payment agreements across all payment products.
version: 2.0.0
contact:
email: partnership-growth@getbread.com
servers:
- url: https://api-preview.platform.breadpayments.com/
description: Preview environment
- url: https://api.platform.breadpayments.com/
description: Production environment
tags:
- name: Disclosure Templates
paths:
/api/disclosure/template/{disclosureName}/program/{programID}:
get:
summary: Get a disclosure template
description: Get a disclosure template document by program ID and disclosure name
operationId: getTemplate
tags:
- Disclosure Templates
security:
- bearerAuthDisclosure:
- r:disclosure.template
parameters:
- in: header
name: X-API-VERSION
description: 'X-API-VERSION: Header to specify the API version (i.e. v2)'
schema:
type: string
required: true
- name: programID
in: path
required: true
description: The UUID of the program the agreement product is associated with
schema:
type: string
format: uuid
description: A universally unique identifier (Version 4) as defined in RFC4122. This does not allow nulls.
example: dc0dc633-1760-4d43-ba1d-da94ed701f06
externalDocs:
description: RFC4122
url: https://datatracker.ietf.org/doc/html/rfc4122.html
- name: disclosureName
in: path
description: The name of the required disclosure
required: true
schema:
description: A symbol identifying a disclosure document type
type: string
enum:
- loan-agreement
- loan-agreement-sp
- cob-activation
- cob-maintenance
- one-time
- auto-enroll
- auto-enroll-sp
- auto-enroll-pending
- scheduled-payment
- tila
- credit-score-notice
- auto-enroll-past-due
- auto-enroll-past-due-sp
- payment-full-terms
- copy-of-authorization
- copy-of-authorization-sp
- checkout-auto-enroll-sp
- hardship-confirm-0
- hardship-confirm-29
- hardship-confirm-59
- verification-service
- poa
- payment-confirm
- statement-hyloc
- loan-agreement-hyloc
- tila-hyloc
- auto-enroll-full-terms
- statement-di
- loan-agreement-di
- tila-di
- ''
example: loan-agreement
responses:
'200':
description: OK. The rendered disclosure markup.
content:
text/html:
schema:
type: string
example: "<html lang=\"en\"> <head>\n <title>Truth In Lending Disclosure Statement</title>\n </head>\n <body>\n <div>\n <h1>TRUTH IN LENDING DISCLOSURE STATEMENT</h1>\n <div class=\"flex\">\n <div class=\"small-width\" data-testId=\"creditor\">\n <strong>Creditor:</strong><br />\n Comenity Capital Bank<br />\n PO Box 11499<br />\n Tampa, FL 33680<br />\n </div>\n </div>\n {{ end }}\n </div>\n </body></html>"
text/plain:
schema:
type: string
example: Truth In Lending Disclosure Statement
application/pdf:
schema:
type: string
format: binary
description: The disclosure document rendered as a PDF file.
'400':
description: ''
content:
application/json:
schema:
allOf:
- required:
- code
- domain
- message
type: object
properties:
code:
type: integer
description: The underlying http status code
format: int32
example: 500
message:
type: string
description: A simple message in english describing the error and can be returned to the consumer
example: Age cannot be less than 18
domain:
type: string
description: The domain where the error is originating from as defined by the service
example: Payments
metadata:
type: object
additionalProperties:
type: string
description: Any additional details to be conveyed as determined by the service. If present, will return map of key value pairs
example:
propertyName: propertyName is required
- type: object
description: Disclosure service error response
properties:
reason:
type: string
description: Disclosure error reason codes
enum:
- RESOURCE_NOT_FOUND
- RETRIEVAL_ERROR
- WRITE_ERROR
- SERVICE_ERROR
- VALIDATION_FAILURE
- INVARIANT_VIOLATED
- SYSTEM_ERROR
- POLICY_ERROR
- BAD_AUTHENTICATION
- NOT_AUTHORIZED
- INVALID
- UNKNOWN
example: RESOURCE_NOT_FOUND
required:
- code
- domain
- message
- reason
example:
code: 404
domain: disclosures
message: retrieving disclosure record
reason: RESOURCE_NOT_FOUND
'401':
description: Unauthorized. Indicates that provided credentials is not valid
content:
text/plain:
schema:
type: string
example: Jwt is expired
application/json:
schema:
allOf:
- required:
- code
- domain
- message
type: object
properties:
code:
type: integer
description: The underlying http status code
format: int32
example: 500
message:
type: string
description: A simple message in english describing the error and can be returned to the consumer
example: Age cannot be less than 18
domain:
type: string
description: The domain where the error is originating from as defined by the service
example: Payments
metadata:
type: object
additionalProperties:
type: string
description: Any additional details to be conveyed as determined by the service. If present, will return map of key value pairs
example:
propertyName: propertyName is required
required:
- code
- domain
- message
- reason
type: object
properties:
reason:
type: string
description: A reason code specific to the service and can be used to identify the exact issue. Should be unique within a domain
example: Reason_Code
example:
code: 401
domain: Auth
message: Invalid authentication
reason: Invalid_Authentication
'403':
description: ''
content:
application/json:
schema:
allOf:
- required:
- code
- domain
- message
type: object
properties:
code:
type: integer
description: The underlying http status code
format: int32
example: 500
message:
type: string
description: A simple message in english describing the error and can be returned to the consumer
example: Age cannot be less than 18
domain:
type: string
description: The domain where the error is originating from as defined by the service
example: Payments
metadata:
type: object
additionalProperties:
type: string
description: Any additional details to be conveyed as determined by the service. If present, will return map of key value pairs
example:
propertyName: propertyName is required
- type: object
description: Disclosure service error response
properties:
reason:
type: string
description: Disclosure error reason codes
enum:
- RESOURCE_NOT_FOUND
- RETRIEVAL_ERROR
- WRITE_ERROR
- SERVICE_ERROR
- VALIDATION_FAILURE
- INVARIANT_VIOLATED
- SYSTEM_ERROR
- POLICY_ERROR
- BAD_AUTHENTICATION
- NOT_AUTHORIZED
- INVALID
- UNKNOWN
example: RESOURCE_NOT_FOUND
required:
- code
- domain
- message
- reason
example:
code: 404
domain: disclosures
message: retrieving disclosure record
reason: RESOURCE_NOT_FOUND
'500':
description: ''
content:
application/json:
schema:
allOf:
- required:
- code
- domain
- message
type: object
properties:
code:
type: integer
description: The underlying http status code
format: int32
example: 500
message:
type: string
description: A simple message in english describing the error and can be returned to the consumer
example: Age cannot be less than 18
domain:
type: string
description: The domain where the error is originating from as defined by the service
example: Payments
metadata:
type: object
additionalProperties:
type: string
description: Any additional details to be conveyed as determined by the service. If present, will return map of key value pairs
example:
propertyName: propertyName is required
- type: object
description: Disclosure service error response
properties:
reason:
type: string
description: Disclosure error reason codes
enum:
- RESOURCE_NOT_FOUND
- RETRIEVAL_ERROR
- WRITE_ERROR
- SERVICE_ERROR
- VALIDATION_FAILURE
- INVARIANT_VIOLATED
- SYSTEM_ERROR
- POLICY_ERROR
- BAD_AUTHENTICATION
- NOT_AUTHORIZED
- INVALID
- UNKNOWN
example: RESOURCE_NOT_FOUND
required:
- code
- domain
- message
- reason
example:
code: 404
domain: disclosures
message: retrieving disclosure record
reason: RESOURCE_NOT_FOUND
components:
securitySchemes:
bearerAuthServicing:
type: http
scheme: bearer
bearerFormat: JWT
bearerAuthDisclosure:
type: http
scheme: bearer
bearerFormat: JWT
description: JWT access token provided by the Auth service