The As Low As API from Bread Financial — 2 operation(s) for as low as.
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openapi: 3.2.0
info:
title: Servicing As Low As API
description: Servicing supports a buyer's post purchase journey, enabling viewing and management of payment agreements across all payment products.
version: 2.0.0
contact:
email: partnership-growth@getbread.com
servers:
- url: https://api-preview.platform.breadpayments.com/
description: Preview environment
- url: https://api.platform.breadpayments.com/
description: Production environment
tags:
- name: As Low As
paths:
/api/experience/servicing/as-low-as:
get:
operationId: getAsLowAs
tags:
- As Low As
summary: Get As-Low-As
description: Retrieve the as low as monthly pricing for a given product
security: []
parameters:
- name: merchantId
in: query
description: ID of the merchant associated with the program.
required: true
schema:
type: string
format: uuid
example: dc0dc633-1760-4d43-ba1d-da94ed701f06
- name: amount
in: query
description: The total price in cents of the item or cart that you wish to calculate a monthly as low as amount for.
required: true
schema:
type: integer
format: int
example: 50000
- name: programId
in: query
description: Financing program used to perform as low as calculations.
required: false
schema:
type: string
format: uuid
example: dc0dc633-1760-4d43-ba1d-da94ed701f06
responses:
'200':
description: The as low as offering.
content:
application/json:
schema:
description: Information on the as low as offering.
type: object
properties:
asLowAs:
type: object
required:
- terms
- paymentAmount
- minRate
- maxRate
- promptText
- paymentAmountText
properties:
terms:
allOf:
- type: object
required:
- amount
- interval
- length
- rate
properties:
amount:
allOf:
- required:
- currency
- value
properties:
currency:
type: string
description: The three letter currency code as defined in ISO 4217.
example: USD
minLength: 3
maxLength: 3
externalDocs:
description: ISO 4217
url: https://en.wikipedia.org/wiki/ISO_4217
value:
type: integer
description: 'Monetary value as an integral number of the currency fractional unit e.g for USD: cents'
format: int64
example: 100
description: Represents a monetary amount in the specified currency
example:
currency: USD
value: 50000
description: The total amount for the term
interval:
allOf:
- type: string
description: Defines set of valid term intervals for a payment product
enum:
- BIWEEKLY
- MONTHLY
description: The payment interval for the term
length:
type: integer
format: int64
description: Length of the term
example: 12
rate:
type: number
format: float
description: The interest rate for the term
example: 5.75
description: Represents the terms offered for a payment product
description: The terms used to determine the payment
paymentAmount:
allOf:
- required:
- currency
- value
properties:
currency:
type: string
description: The three letter currency code as defined in ISO 4217.
example: USD
minLength: 3
maxLength: 3
externalDocs:
description: ISO 4217
url: https://en.wikipedia.org/wiki/ISO_4217
value:
type: integer
description: 'Monetary value as an integral number of the currency fractional unit e.g for USD: cents'
format: int64
example: 100
description: Represents a monetary amount in the specified currency
example:
currency: USD
value: 50000
description: The cost of each payment based on the terms
minRate:
type: number
format: float
description: The minimum interest rate that may be offered
example: 2.99
maxRate:
type: number
format: float
description: The maximum interest rate that may be offered
example: 29.99
promptText:
type: object
additionalProperties:
type: string
description: The financing disclosure text that can be provided to the buyer in the appropriate language
example:
en-us: A sample prompt text in the appropriate locale
ca-fr: Un exemple de texte en français canadien
paymentAmountText:
type: object
additionalProperties:
type: string
description: The payment amount with the appropriate formatting
example:
en-us: $150.25
ca-fr: 150.25 $
description: Represents a sample offer with the appropriate user prompts for a given amount and apr along with apr bounds
programId:
description: Financing program used to perform as low as calculations.
type: string
format: uuid
example: a5773535-602e-4b1f-aad7-f4d163a38b3f
'400':
description: Response for Bad Request Errors by as_low_as service.
content:
application/json:
schema:
description: Represents a error returned by as_low_as service.
type: object
allOf:
- required:
- code
- domain
- message
type: object
properties:
code:
type: integer
description: The underlying http status code
format: int32
example: 500
message:
type: string
description: A simple message in english describing the error and can be returned to the consumer
example: Age cannot be less than 18
domain:
type: string
description: The domain where the error is originating from as defined by the service
example: Payments
metadata:
type: object
additionalProperties:
type: string
description: Any additional details to be conveyed as determined by the service. If present, will return map of key value pairs
example:
propertyName: propertyName is required
properties:
reason:
type: string
description: As Low As error reason codes
enum:
- Bad_Request
example: Bad_Request
example:
message: Bad Request
reason: Bad_Request
domain: ''
metadata: {}
code: 400
'500':
description: Response for Internal Server Errors returned by as_low_as service.
content:
application/json:
schema:
description: As-low-as.
type: object
allOf:
- required:
- code
- domain
- message
type: object
properties:
code:
type: integer
description: The underlying http status code
format: int32
example: 500
message:
type: string
description: A simple message in english describing the error and can be returned to the consumer
example: Age cannot be less than 18
domain:
type: string
description: The domain where the error is originating from as defined by the service
example: Payments
metadata:
type: object
additionalProperties:
type: string
description: Any additional details to be conveyed as determined by the service. If present, will return map of key value pairs
example:
propertyName: propertyName is required
properties:
reason:
type: string
description: As Low As error reason codes
enum:
- Internal_Server_Error
- Dependency_Unavailable
example: Internal_Server_Error
example:
message: Internal Server Error
reason: Internal_Server_Error
domain: ''
metadata: {}
code: 500
/api/experience/dynamic-financing/loan-terms:
get:
operationId: getFinancingLoanTerms
tags:
- As Low As
summary: Get financing/loan-terms
description: Retrieve loan terms copy for financing page
parameters:
- name: merchantId
in: query
description: ID of the merchant associated with the program.
required: true
schema:
type: string
format: uuid
example: dc0dc633-1760-4d43-ba1d-da94ed701f06
- name: programId
in: query
description: Financing program used to perform as low as calculations.
required: false
schema:
type: string
format: uuid
example: dc0dc633-1760-4d43-ba1d-da94ed701f06
responses:
'200':
description: Payment plan copy.
content:
application/json:
schema:
description: Loan terms subhead and SubheadInstallmentdisclosuresymbol on financing page.
type: object
properties:
subhead:
description: Loan terms subhead text
type: string
format: string
example: Pay for your order over 3, 6 12, 24, 36 months at competitive rates*.
subheadInstallmentdisclosuresymbol:
description: Disclosure symbol for Installment subhead
type: string
format: string
example: '*'
'400':
description: Response for Bad Request Errors by as_low_as service.
content:
application/json:
schema:
description: Represents a error returned by as_low_as service.
type: object
allOf:
- required:
- code
- domain
- message
type: object
properties:
code:
type: integer
description: The underlying http status code
format: int32
example: 500
message:
type: string
description: A simple message in english describing the error and can be returned to the consumer
example: Age cannot be less than 18
domain:
type: string
description: The domain where the error is originating from as defined by the service
example: Payments
metadata:
type: object
additionalProperties:
type: string
description: Any additional details to be conveyed as determined by the service. If present, will return map of key value pairs
example:
propertyName: propertyName is required
properties:
reason:
type: string
description: As Low As error reason codes
enum:
- Bad_Request
example: Bad_Request
example:
message: Bad Request
reason: Bad_Request
domain: ''
metadata: {}
code: 400
'500':
description: Response for Internal Server Errors returned by as_low_as service.
content:
application/json:
schema:
description: As-low-as.
type: object
allOf:
- required:
- code
- domain
- message
type: object
properties:
code:
type: integer
description: The underlying http status code
format: int32
example: 500
message:
type: string
description: A simple message in english describing the error and can be returned to the consumer
example: Age cannot be less than 18
domain:
type: string
description: The domain where the error is originating from as defined by the service
example: Payments
metadata:
type: object
additionalProperties:
type: string
description: Any additional details to be conveyed as determined by the service. If present, will return map of key value pairs
example:
propertyName: propertyName is required
properties:
reason:
type: string
description: As Low As error reason codes
enum:
- Internal_Server_Error
- Dependency_Unavailable
example: Internal_Server_Error
example:
message: Internal Server Error
reason: Internal_Server_Error
domain: ''
metadata: {}
code: 500
components:
securitySchemes:
bearerAuthServicing:
type: http
scheme: bearer
bearerFormat: JWT
bearerAuthDisclosure:
type: http
scheme: bearer
bearerFormat: JWT
description: JWT access token provided by the Auth service