betteroff-finance Money API
The money API from betteroff-finance — 9 operation(s) for money.
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OpenAPI Specification
openapi: 3.2.0
info:
title: BetterOff Money API
version: 0.5.0+cd65185c
servers:
- url: https://api.betteroff.finance
tags:
- name: money
paths:
/money/activity:
get:
operationId: getMoneyActivity
tags:
- money
security:
- session: []
responses:
'200':
description: Success
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Get money activity
x-summary-source: derived
/money/connect:
post:
operationId: postMoneyConnect
tags:
- money
security:
- session: []
requestBody:
required: true
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
includeAcceptance:
default: false
type: boolean
additionalProperties: false
responses:
'200':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
url:
type: string
format: uri
required:
- url
additionalProperties: false
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Post money connect
x-summary-source: derived
/money/disconnect:
post:
operationId: postMoneyDisconnect
tags:
- money
security:
- session: []
responses:
'200':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
ok:
type: boolean
const: true
required:
- ok
additionalProperties: false
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Post money disconnect
x-summary-source: derived
/money/transfers:
post:
operationId: postMoneyTransfers
tags:
- money
security:
- session: []
requestBody:
required: true
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
sourceAccountId:
type: string
pattern: ^eac_[0-9a-f]{32}$
destinationAccountId:
type: string
pattern: ^eac_[0-9a-f]{32}$
amountCents:
type: integer
minimum: 100
maximum: 9007199254740991
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
required:
- sourceAccountId
- destinationAccountId
- amountCents
- requestId
additionalProperties: false
responses:
'200':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
id:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
required:
- id
additionalProperties: false
'201':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
id:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
required:
- id
additionalProperties: false
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Post money transfers
x-summary-source: derived
/money/requests/{id}/approve:
post:
operationId: postMoneyRequestsIdApprove
tags:
- money
security:
- session: []
parameters:
- name: id
in: path
required: true
schema:
type: string
requestBody:
required: true
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
digest:
type: string
pattern: ^[0-9a-f]{64}$
required:
- digest
additionalProperties: false
responses:
'200':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
id:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
required:
- id
additionalProperties: false
'201':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
id:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
required:
- id
additionalProperties: false
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Post money requests id approve
x-summary-source: derived
/money/rules:
post:
operationId: postMoneyRules
tags:
- money
security:
- session: []
requestBody:
required: true
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
sourceAccountId:
type: string
pattern: ^eac_[0-9a-f]{32}$
destinationAccountId:
type: string
pattern: ^eac_[0-9a-f]{32}$
amountCents:
type: integer
minimum: 100
maximum: 9007199254740991
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
cadence:
type: string
enum:
- weekly
- biweekly
- monthly
day:
type: integer
minimum: 0
maximum: 28
required:
- sourceAccountId
- destinationAccountId
- amountCents
- requestId
- cadence
- day
additionalProperties: false
responses:
'200':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
id:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
required:
- id
additionalProperties: false
'201':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
id:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
required:
- id
additionalProperties: false
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Post money rules
x-summary-source: derived
/money/rules/{id}/stop:
post:
operationId: postMoneyRulesIdStop
tags:
- money
security:
- session: []
parameters:
- name: id
in: path
required: true
schema:
type: string
responses:
'200':
description: Success
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
ok:
type: boolean
const: true
required:
- ok
additionalProperties: false
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Post money rules id stop
x-summary-source: derived
/money/operations:
post:
operationId: postMoneyOperations
tags:
- money
security:
- session: []
requestBody:
required: true
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
oneOf:
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: pay
walletId:
type: string
pattern: ^wal_[0-9a-f]{32}$
amountCents:
type: integer
exclusiveMinimum: 0
maximum: 50000
counterparty:
oneOf:
- type: object
properties:
type:
type: string
const: email
value:
type: string
maxLength: 254
format: email
pattern: ^(?:[A-Za-z0-9_'+\-]+\.)*[A-Za-z0-9_'+\-]*[A-Za-z0-9_+-]@(?:[A-Za-z0-9][A-Za-z0-9\-]*\.)+[A-Za-z]{2,}$
required:
- type
- value
additionalProperties: false
- type: object
properties:
type:
type: string
const: phone
value:
type: string
pattern: ^\+[1-9]\d{7,14}$
required:
- type
- value
additionalProperties: false
- type: object
properties:
type:
type: string
const: handle
value:
type: string
pattern: ^@[a-z0-9._]{3,30}(-[a-z0-9._]{1,30})?$
required:
- type
- value
additionalProperties: false
required:
- requestId
- action
- walletId
- amountCents
- counterparty
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: request
walletId:
type: string
pattern: ^wal_[0-9a-f]{32}$
amountCents:
type: integer
exclusiveMinimum: 0
maximum: 50000
counterparty:
oneOf:
- type: object
properties:
type:
type: string
const: email
value:
type: string
maxLength: 254
format: email
pattern: ^(?:[A-Za-z0-9_'+\-]+\.)*[A-Za-z0-9_'+\-]*[A-Za-z0-9_+-]@(?:[A-Za-z0-9][A-Za-z0-9\-]*\.)+[A-Za-z]{2,}$
required:
- type
- value
additionalProperties: false
- type: object
properties:
type:
type: string
const: phone
value:
type: string
pattern: ^\+[1-9]\d{7,14}$
required:
- type
- value
additionalProperties: false
- type: object
properties:
type:
type: string
const: handle
value:
type: string
pattern: ^@[a-z0-9._]{3,30}(-[a-z0-9._]{1,30})?$
required:
- type
- value
additionalProperties: false
required:
- requestId
- action
- walletId
- amountCents
- counterparty
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: deposit
walletId:
type: string
pattern: ^wal_[0-9a-f]{32}$
amountCents:
type: integer
minimum: 100
maximum: 50000
externalAccountId:
type: string
pattern: ^eac_[0-9a-f]{32}$
required:
- requestId
- action
- walletId
- amountCents
- externalAccountId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: withdraw
walletId:
type: string
pattern: ^wal_[0-9a-f]{32}$
amountCents:
type: integer
exclusiveMinimum: 0
maximum: 50000
externalAccountId:
type: string
pattern: ^eac_[0-9a-f]{32}$
required:
- requestId
- action
- walletId
- amountCents
- externalAccountId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: internal
walletId:
type: string
pattern: ^wal_[0-9a-f]{32}$
amountCents:
type: integer
exclusiveMinimum: 0
maximum: 50000
destinationWalletId:
type: string
pattern: ^wal_[0-9a-f]{32}$
required:
- requestId
- action
- walletId
- amountCents
- destinationWalletId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: checkout
amountCents:
type: integer
minimum: 50
maximum: 50000
required:
- requestId
- action
- amountCents
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: fulfill
walletId:
type: string
pattern: ^wal_[0-9a-f]{32}$
amountCents:
type: integer
exclusiveMinimum: 0
maximum: 50000
resourceId:
type: string
pattern: ^prq_[0-9a-f]{32}$
required:
- requestId
- action
- walletId
- amountCents
- resourceId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: pay_bill
walletId:
type: string
pattern: ^wal_[0-9a-f]{32}$
amountCents:
type: integer
exclusiveMinimum: 0
maximum: 50000
payeeAccountId:
type: string
pattern: ^epa_[0-9a-f]{32}$
reference:
default: ''
type: string
maxLength: 80
pattern: ^[\w .,#/-]*$
required:
- requestId
- action
- walletId
- amountCents
- payeeAccountId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: cancel_bill
resourceId:
type: string
pattern: ^ach_[0-9a-f]{32}$
required:
- requestId
- action
- resourceId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: cancel_payment
resourceId:
type: string
pattern: ^pay_[0-9a-f]{32}$
required:
- requestId
- action
- resourceId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: cancel_request
resourceId:
type: string
pattern: ^prq_[0-9a-f]{32}$
required:
- requestId
- action
- resourceId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: cancel_checkout
resourceId:
type: string
pattern: ^pmi_[0-9a-f]{32}$
required:
- requestId
- action
- resourceId
additionalProperties: false
- type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
description:
default: ''
type: string
maxLength: 80
action:
type: string
const: refund
resourceId:
type: string
pattern: ^cpy_[0-9a-f]{32}$
amountCents:
type: integer
exclusiveMinimum: 0
maximum: 50000
reason:
type: string
enum:
- duplicate
- fraudulent
- requestedByPayer
required:
- requestId
- action
- resourceId
- amountCents
- reason
additionalProperties: false
responses:
'200':
description: Success
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Post money operations
x-summary-source: derived
/money/payees:
post:
operationId: postMoneyPayees
tags:
- money
security:
- session: []
requestBody:
required: true
content:
application/json:
schema:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
requestId:
type: string
format: uuid
pattern: ^([0-9a-fA-F]{8}-[0-9a-fA-F]{4}-[1-8][0-9a-fA-F]{3}-[89abAB][0-9a-fA-F]{3}-[0-9a-fA-F]{12}|00000000-0000-0000-0000-000000000000|ffffffff-ffff-ffff-ffff-ffffffffffff)$
kind:
type: string
enum:
- business
- individual
name:
type: string
minLength: 2
maxLength: 100
accountType:
type: string
enum:
- checking
- savings
accountNumber:
type: string
pattern: ^\d{4,17}$
routingNumber:
type: string
required:
- requestId
- kind
- name
- accountType
- accountNumber
- routingNumber
additionalProperties: false
responses:
'200':
description: Success
default:
description: Problem details
content:
application/problem+json:
schema:
$ref: '#/components/schemas/ProblemDetails'
summary: Post money payees
x-summary-source: derived
components:
schemas:
ProblemDetails:
$schema: https://json-schema.org/draft/2020-12/schema
type: object
properties:
type:
type: string
description: Always "about:blank"; branch on `code`.
title:
type: string
status:
type: integer
minimum: -9007199254740991
maximum: 9007199254740991
detail:
type: string
code:
type: string
description: Stable UPPER_SNAKE code.
error:
type: string
description: Older clients' copy of `detail`.
message:
type: string
description: Older clients' copy of `detail`.
requestId:
description: Diagnostic only; quote it to support.
type: string
instance:
type: string
details:
type: object
propertyNames:
type: string
additionalProperties: {}
required:
- type
- title
- status
- detail
- code
- error
- message
additionalProperties: {}
description: RFC 9457 problem details. Some refusals add fields; ignore ones you don't know.
securitySchemes:
session:
type: http
scheme: bearer
description: 'The BetterOff app acting for its signed-in user. Not available to integrations: Better Auth session tokens and browser session cookies are rejected. Use an API token or agent OAuth.'
apiToken:
type: http
scheme: bearer
description: Personal API token (bo_pat_), created in BetterOff settings with the scopes it may use.
agentOAuth:
type: openIdConnect
openIdConnectUrl: https://app.betteroff.finance/api/auth/.well-known/openid-configuration
description: Agent OAuth grant; the same token and scopes as /mcp.