bankday-dev

bankday-dev Ach API

The Ach API from bankday-dev — 1 operation(s) for ach.

Documentation GitHub OpenAPI

Operations 1

GET /v1/ach/settlement US ACH settlement estimate #

Specifications

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OpenAPI

https://artifacts.apis.io/bankday-dev/openapi/bankday-dev-ach-api-openapi.yml

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OpenAPI Specification

openapi: 3.2.0
info:
  title: Bankday Ach API
  version: 1.0.0
  description: Business days, holidays and settlement dates for payment rails, exchanges and countries.
  contact:
    url: https://bankday.dev
servers:
- url: https://bankday.dev
security:
- bearer: []
tags:
- name: Ach
paths:
  /v1/ach/settlement:
    get:
      operationId: ach
      summary: US ACH settlement estimate
      description: Estimates when an ACH entry settles at the Federal Reserve, given when you submit it. Same Day ACH uses the three FedACH windows (submission deadlines 10:30 a.m., 2:45 p.m. and 4:45 p.m. ET; settlement 1:00, 5:00 and 6:00 p.m. ET) and the $1,000,000 per-payment limit. Standard ACH settles the next settlement day at 8:30 a.m. ET. Your bank's (ODFI's) cut-offs are earlier than the Fed's.
      parameters:
      - name: submitted_at
        in: query
        required: false
        description: 'ISO 8601 timestamp with offset (default: now)'
        schema:
          type: string
      - name: type
        in: query
        required: false
        description: standard (default) | same_day
        schema:
          type: string
      - name: amount
        in: query
        required: false
        description: Optional, in USD; same-day entries over $1M fall back to standard
        schema:
          type: string
      responses:
        '200':
          description: OK
          content:
            application/json:
              schema:
                type: object
        '400':
          $ref: '#/components/responses/Error'
        '401':
          $ref: '#/components/responses/Error'
        '404':
          $ref: '#/components/responses/Error'
        '422':
          $ref: '#/components/responses/Error'
        '429':
          $ref: '#/components/responses/Error'
      tags:
      - Ach
components:
  responses:
    Error:
      description: Error
      content:
        application/json:
          schema:
            type: object
            properties:
              error:
                type: object
                properties:
                  code:
                    type: string
                  message:
                    type: string
  securitySchemes:
    bearer:
      type: http
      scheme: bearer