Bank of Scotland Confirmation of Funds API (CBPII)
OBIE Read/Write Confirmation of Funds (CBPII) API - card-based payment instrument issuers confirm whether funds are available on an account. FAPI-secured (OAuth2/OIDC, mTLS, PSD2 SCA); requires developer onboarding and eIDAS/OBIE certificates. Spec below is the shared OBIE Read/Write standard, not a bank-proprietary contract.
Documentation
Documentation
https://developer.lloydsbanking.com/
APIReference
https://github.com/OpenBankingUK/read-write-api-specs