Akoya Payments API

aid: akoya:payments-api
name: Akoya Payments API
tags:
- Payments
- ACH
- RTP
- Account Verification
- FDX
- United States
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
baseURL: https://api.akoya.com
humanURL: https://akoya.com/products/payments
description: Provides secure, consumer-permissioned access to ACH and real-time payment (RTP) account
  credentials — tokenized account and routing identifiers (bankId, identifier, type, identifierType) —
  so recipients can verify accounts and authorize account-to-account transfers without exposing raw account
  numbers. Enables instant account verification (removing micro-deposits) and payment enablement. Aligned
  with FDX payment-network resources and delivered over OAuth 2.0 consumer-permissioned access.
properties:
- type: Documentation
  url: https://docs.akoya.com/reference/api-overview
- type: ProductPage
  url: https://akoya.com/products/payments
- type: DeveloperPortal
  url: https://docs.akoya.com/
- type: FDX Standard
  url: https://financialdataexchange.org/
x-features:
- Tokenized ACH/RTP account credentials
- Instant account verification (no micro-deposits)
- FDX payment-network alignment
x-use-cases:
- Payment enablement / account-to-account transfers
- Account opening and verification