Akoya Balances API

Returns real-time and available balance information for a consumer's permissioned accounts across the Akoya network. Balances are exposed as FDX-aligned fields and are commonly combined with the Accounts and Transactions products to power funding verification, lending decisioning, and personal financial management use cases. Access is OAuth 2.0 consumer-permissioned; consent is captured at the consumer's financial institution and enforced by token scope.

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API entry from apis.yml

apis.yml Raw ↑
aid: akoya:balances-api
name: Akoya Balances API
tags:
- Balances
- Account
- FDX
- Open Finance
- Consumer-Permissioned
- United States
tags_raw:
- Balances
- Accounts
- FDX
- Open Finance
- Consumer-Permissioned
- United States
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
baseURL: https://api.akoya.com
humanURL: https://akoya.com/products/balances
description: Returns real-time and available balance information for a consumer's permissioned accounts
  across the Akoya network. Balances are exposed as FDX-aligned fields and are commonly combined with
  the Accounts and Transactions products to power funding verification, lending decisioning, and personal
  financial management use cases. Access is OAuth 2.0 consumer-permissioned; consent is captured at the
  consumer's financial institution and enforced by token scope.
properties:
- type: Documentation
  url: https://docs.akoya.com/reference/api-overview
- type: DeveloperPortal
  url: https://docs.akoya.com/
- type: FDX Standard
  url: https://financialdataexchange.org/
x-features:
- FDX-aligned balance fields
- Consumer-permissioned OAuth 2.0 access
x-use-cases:
- Funding and balance verification
- Lending and credit decisioning
- Personal financial management