AINumbers.co GENIUS Act API
The GENIUS Act API from AINumbers.co — 4 operation(s) for genius act.
Work with this as data
Every API here is available over the APIs.io API and to AI agents over MCP.
MCP server
One button, every client — Claude, Cursor, VS Code and the rest.
https://apis.io/mcp
Tools for apis
7 MCP tools reach this
find_apisBrowse and filter every API in the catalog.get_api_artifactsOne API's artifacts, grouped by type.get_openapiThe primary OpenAPI for this API.find_similar_apisAPIs that look like this one.apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.resolveTurn a domain, URL or GitHub org into the provider it belongs to.find_cohortsEvery scored population of providers in the catalog.
Call it yourself
curl for this page
This API
curl "https://apis.io/api/v1/apis/ainumbers-co:ainumbers-co-genius-act-api"
All apis
curl "https://apis.io/api/v1/apis?limit=25"Discovery needs no key. Ratings and market analysis are Pro.
Get an API key
Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.
A second provider on the same verified email joins the account you already have.
OpenAPI Specification
openapi: 3.2.0
info:
title: AINumbers.co Fintech Intelligence Suite GENIUS Act API
version: 1.0.0
description: '**1255 fintech intelligence tools** covering ISO 20022, A2A payments, CFPB §1033, EU AI Act, DORA, MiCA, AML/KYC, BaaS, DLT/tokenization, ESG/climate finance, agentic payments (AP2, ACP, x402, Visa TAP, Mastercard Agent Pay), PQC migration, sanctions screening, and OpenChainGraph v0.4 computation chains.
## Transport
> **The live transport is MCP JSON-RPC 2.0 at `https://mcp.ainumbers.co/mcp` — not REST.**
>
> This OpenAPI file is a **descriptive data-room artifact** — a machine-readable index of all tools and their input/output schemas. The REST paths (`POST /v1/tools/{name}`) described here are a projection; they become functional only if the optional REST shim (Area 2 Path B) is deployed.
>
> To call tools today, connect via the official MCP client SDKs. TypeScript: `@modelcontextprotocol/sdk`. Python: `mcp`.
## Architecture
All tools run **entirely client-side** (browser JavaScript). Zero PII. Zero server calls after page load. Deterministic, reproducible outputs. Licensed CC BY 4.0.
OpenChainGraph v0.4 compute-binding nodes additionally run **server-side on the MCP Worker** and emit verifiable artifacts with `execution_hash` (WebCrypto SHA-256 over RFC 8785 canonical JSON).'
contact:
name: Post Oak Labs
url: https://postoaklabs.com
email: tim@postoaklabs.com
license:
name: CC BY 4.0
url: https://creativecommons.org/licenses/by/4.0/
servers:
- url: https://ainumbers.co
description: Static browser-based tool host (DreamHost). Tools run client-side — no REST gateway is active on this origin. See x-mcp for the live MCP endpoint.
tags:
- name: GENIUS Act
paths:
/v1/tools/genius_act_reserve_optimizer:
post:
operationId: genius_act_reserve_optimizer
summary: GENIUS Act Reserve Composition Optimizer
description: 'Validates and optimises payment stablecoin reserve composition against GENIUS Act (enacted Jul 2025, effective Jan 2027) requirements. Checks 1:1 backing, UST maturity caps (≤93 days), Fed deposit allocation, asset segregation, and monthly disclosure obligations. Outputs AP2 compliance mandate.
**Tool URL:** https://ainumbers.co/tools/328-genius-act-reserve-optimizer.html
**AP2/Policy Mandate export:** yes'
tags:
- GENIUS Act
requestBody:
required: true
content:
application/json:
schema:
type: object
properties:
issuer_type:
type: string
outstanding_usd:
type: number
reserves:
type: object
required:
- issuer_type
- outstanding_usd
- reserves
responses:
'200':
description: Successful tool execution result
content:
application/json:
schema:
type: object
properties:
compliance_score_pct:
type: number
backing_ratio:
type: number
ust_maturity_compliant:
type: boolean
gaps:
type: array
items:
type: string
verdict:
type: string
x-mcp-tool-name: genius_act_reserve_optimizer
x-tool-url: https://ainumbers.co/tools/328-genius-act-reserve-optimizer.html
x-source: manifest
x-ap2-export: true
/v1/tools/classify_genius_act_issuer:
post:
operationId: classify_genius_act_issuer
summary: GENIUS Act Payment Stablecoin Issuer Classification & Licensing Mapper
description: 'Classifies a payment stablecoin issuer under the GENIUS Act framework (enacted July 18, 2025; effective January 18, 2027) and maps the applicable federal or state licensing pathway. Covers federally-chartered banks, state-licensed entities, insured depository institutions, and the $10B threshold for mandatory federal oversight.
**Tool URL:** https://ainumbers.co/tools/336-genius-act-issuer-classification-mapper.html
**AP2/Policy Mandate export:** yes'
tags:
- GENIUS Act
requestBody:
required: true
content:
application/json:
schema:
type: object
properties:
entity_type:
type: string
description: Charter/entity type of the issuer
enum:
- national_bank
- federal_savings
- state_bank_fed
- state_bank_fdic
- federal_credit_union
- state_credit_union
- money_transmitter
- new_entrant
- fbo
- foreign_nonbank
outstanding_usd:
type: number
description: Outstanding payment stablecoins in USD
total_assets_usd:
type: number
description: Total consolidated assets in USD
already_regulated:
type: string
description: 'Already supervised by federal banking regulator: yes | no'
required:
- entity_type
- outstanding_usd
responses:
'200':
description: Successful tool execution result
content:
application/json:
schema:
type: object
properties:
pathway_class:
type: string
enum:
- federal
- state
- foreign
description: Determined PPSI licensing pathway
primary_regulator:
type: string
description: Primary federal or state regulator
license_type:
type: string
description: Applicable PPSI license category
exceeds_10b_threshold:
type: boolean
description: Whether outstanding stablecoins exceed $10B mandatory federal oversight threshold
ppsi_checklist:
type: array
items:
type: object
description: PPSI qualification requirement checks
timeline_milestones:
type: array
items:
type: object
description: Licensing timeline milestones
x-mcp-tool-name: classify_genius_act_issuer
x-tool-url: https://ainumbers.co/tools/336-genius-act-issuer-classification-mapper.html
x-source: manifest
x-ap2-export: true
/v1/tools/generate_reserve_attestation_checklist:
post:
operationId: generate_reserve_attestation_checklist
summary: GENIUS Act Monthly Reserve Attestation & Disclosure Requirements Checklist
description: 'Generates a monthly reserve attestation and disclosure compliance checklist for permitted payment stablecoin issuers (PPSIs) per GENIUS Act §6. Covers the 1:1 reserve requirement, eligible asset composition, PCAOB-registered accounting firm examination obligations, public disclosure format, redemption policy publication, and the 15-business-day cure window for reserve shortfalls.
**Tool URL:** https://ainumbers.co/tools/337-genius-act-reserve-attestation-checklist.html
**AP2/Policy Mandate export:** yes'
tags:
- GENIUS Act
requestBody:
required: true
content:
application/json:
schema:
type: object
properties:
outstanding_usd:
type: number
description: Total outstanding stablecoins in USD
reserves_total_usd:
type: number
description: Total reserve assets held in USD
non_qualifying_pct:
type: number
description: 'Percentage of reserves in non-qualifying assets (target: 0)'
pcaob_engaged:
type: string
enum:
- 'yes'
- pending
- 'no'
description: PCAOB firm engagement status
cure_window_active:
type: string
enum:
- 'yes'
- 'no'
description: Whether a shortfall cure window is active
cure_days_elapsed:
type: integer
description: Business days elapsed in cure window (max 15)
required:
- outstanding_usd
- reserves_total_usd
responses:
'200':
description: Successful tool execution result
content:
application/json:
schema:
type: object
properties:
verdict:
type: string
enum:
- compliant
- cure
- non-compliant
description: Overall attestation compliance verdict
coverage_ratio_pct:
type: number
description: 'Reserve coverage ratio as percentage (target: ≥100%)'
surplus_usd:
type: number
description: Reserve surplus (positive) or shortfall (negative) in USD
disclosure_checklist:
type: array
items:
type: object
description: 14-item monthly disclosure checklist with pass/fail status
open_items:
type: array
items:
type: string
description: Disclosure checklist items that failed
cure_window:
type: object
description: Cure window status if shortfall detected
properties:
active:
type: boolean
days_elapsed:
type: integer
days_remaining:
type: integer
expired:
type: boolean
statutory_window_days:
type: integer
pcaob_checklist:
type: array
items:
type: object
description: PCAOB examination requirement checklist
x-mcp-tool-name: generate_reserve_attestation_checklist
x-tool-url: https://ainumbers.co/tools/337-genius-act-reserve-attestation-checklist.html
x-source: manifest
x-ap2-export: true
/v1/tools/build_genius_act_aml_scope:
post:
operationId: build_genius_act_aml_scope
summary: GENIUS Act AML & Sanctions Program Scope Builder
description: 'Builds the AML/BSA compliance program scope for PPSIs per GENIUS Act §10 and Treasury''s April 2026 proposed AML/sanctions rule. Covers BSA registration, CIP/CDD, transaction monitoring thresholds, OFAC screening, Travel Rule ($3,000 threshold), and SAR filing triggers.
**Tool URL:** https://ainumbers.co/tools/338-genius-act-aml-sanctions-scope-builder.html
**AP2/Policy Mandate export:** yes'
tags:
- GENIUS Act
requestBody:
required: true
content:
application/json:
schema:
type: object
properties:
monthly_volume_usd:
type: number
description: Monthly transaction volume in USD
avg_transaction_usd:
type: number
description: Average transaction size in USD
blockchain_type:
type: string
enum:
- public
- permissioned
- private
- multi
existing_aml_program:
type: string
enum:
- 'yes'
- partial
- 'no'
pct_cross_border:
type: number
description: Cross-border transaction percentage
required:
- monthly_volume_usd
- blockchain_type
- existing_aml_program
responses:
'200':
description: Successful tool execution result
content:
application/json:
schema:
type: object
properties:
verdict:
type: string
enum:
- full
- partial
- gap
bsa_category:
type: string
travel_rule_applies:
type: boolean
open_gaps:
type: array
items:
type: string
sar_trigger_matrix:
type: array
items:
type: object
required_program_components:
type: array
items:
type: string
x-mcp-tool-name: build_genius_act_aml_scope
x-tool-url: https://ainumbers.co/tools/338-genius-act-aml-sanctions-scope-builder.html
x-source: manifest
x-ap2-export: true
x-mcp:
transport: MCP JSON-RPC 2.0 (streamable HTTP)
endpoint: https://mcp.ainumbers.co/mcp
protocol_version: '2025-11-25'
authentication: none
registry: co.ainumbers/tools (official MCP registry)
note: Connect any MCP-compatible client (Claude, ChatGPT, custom agent) directly to this endpoint. The REST paths in this file are descriptive only — they do not exist on the live server unless the REST shim is deployed.