AINumbers.co

AINumbers.co FCA API

The FCA API from AINumbers.co — 8 operation(s) for fca.

GitHub OpenAPI

Operations 8

POST /v1/tools/fca_dpc_scope_classifier FCA DPC Scope & Authorisation Classifier #
POST /v1/tools/build_fca_dpc_creditworthiness FCA DPC Creditworthiness & Affordability Assessment Framework Builder #
POST /v1/tools/map_fca_consumer_duty_dpc FCA Consumer Duty Application to DPC Mapper #
POST /v1/tools/build_fca_consumer_duty_board_report FCA Consumer Duty Annual Board Report Builder #
POST /v1/tools/check_uk_sdr_fund_labelling_readiness UK SDR Fund Labelling Readiness Checker #
POST /v1/tools/assess_consumer_duty_vulnerability Consumer Duty Vulnerability Assessment Builder #
POST /v1/tools/assess_consumer_duty_price_value Consumer Duty Price & Value Assessment Tool #
POST /v1/tools/build_consumer_duty_mi_framework Consumer Duty MI Framework Builder #

Specifications

⚙
OpenAPI
https://artifacts.apis.io/ainumbers-co/openapi/ainumbers-co-fca-api-openapi.yml

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OpenAPI Specification

ainumbers-co-fca-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: AINumbers.co Fintech Intelligence Suite FCA API
  version: 1.0.0
  description: '**1255 fintech intelligence tools** covering ISO 20022, A2A payments, CFPB §1033, EU AI Act, DORA, MiCA, AML/KYC, BaaS, DLT/tokenization, ESG/climate finance, agentic payments (AP2, ACP, x402, Visa TAP, Mastercard Agent Pay), PQC migration, sanctions screening, and OpenChainGraph v0.4 computation chains.


    ## Transport


    > **The live transport is MCP JSON-RPC 2.0 at `https://mcp.ainumbers.co/mcp` — not REST.**

    >

    > This OpenAPI file is a **descriptive data-room artifact** — a machine-readable index of all tools and their input/output schemas. The REST paths (`POST /v1/tools/{name}`) described here are a projection; they become functional only if the optional REST shim (Area 2 Path B) is deployed.

    >

    > To call tools today, connect via the official MCP client SDKs. TypeScript: `@modelcontextprotocol/sdk`. Python: `mcp`.


    ## Architecture


    All tools run **entirely client-side** (browser JavaScript). Zero PII. Zero server calls after page load. Deterministic, reproducible outputs. Licensed CC BY 4.0.


    OpenChainGraph v0.4 compute-binding nodes additionally run **server-side on the MCP Worker** and emit verifiable artifacts with `execution_hash` (WebCrypto SHA-256 over RFC 8785 canonical JSON).'
  contact:
    name: Post Oak Labs
    url: https://postoaklabs.com
    email: tim@postoaklabs.com
  license:
    name: CC BY 4.0
    url: https://creativecommons.org/licenses/by/4.0/
servers:
- url: https://ainumbers.co
  description: Static browser-based tool host (DreamHost). Tools run client-side — no REST gateway is active on this origin. See x-mcp for the live MCP endpoint.
tags:
- name: FCA
paths:
  /v1/tools/fca_dpc_scope_classifier:
    post:
      operationId: fca_dpc_scope_classifier
      summary: FCA DPC Scope & Authorisation Classifier
      description: 'Determines whether a BNPL/DPC lender falls within the FCA regulatory perimeter under PS26/1 (effective 15 July 2026), TPR eligibility, and which authorisation pathway applies.


        **Tool URL:** https://ainumbers.co/tools/329-fca-dpc-scope-classifier.html

        **AP2/Policy Mandate export:** yes'
      tags:
      - FCA
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                lender_type:
                  type: string
                  description: Type of lender entity
                repayment_instalments:
                  type: string
                  description: Number of instalments
                repayment_months:
                  type: string
                  description: Repayment term in months
                interest_charged:
                  type: string
                  description: Whether interest or charges apply
                current_auth:
                  type: string
                  description: Current FCA authorisation status
              required:
              - lender_type
              - repayment_instalments
              - repayment_months
              - interest_charged
      responses:
        '200':
          description: Successful tool execution result
          content:
            application/json:
              schema:
                type: object
      x-mcp-tool-name: fca_dpc_scope_classifier
      x-tool-url: https://ainumbers.co/tools/329-fca-dpc-scope-classifier.html
      x-source: manifest
      x-ap2-export: true
  /v1/tools/build_fca_dpc_creditworthiness:
    post:
      operationId: build_fca_dpc_creditworthiness
      summary: FCA DPC Creditworthiness & Affordability Assessment Framework Builder
      description: 'Builds a proportionate creditworthiness and affordability assessment protocol for DPC lenders per FCA PS26/1 and CONC 5A. Generates a documented framework with data field requirements, soft/hard check thresholds, escalation protocol, and Consumer Duty mapping.


        **Tool URL:** https://ainumbers.co/tools/330-fca-dpc-creditworthiness-assessment-builder.html

        **AP2/Policy Mandate export:** yes'
      tags:
      - FCA
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
      responses:
        '200':
          description: Successful tool execution result
          content:
            application/json:
              schema:
                type: object
      x-mcp-tool-name: build_fca_dpc_creditworthiness
      x-tool-url: https://ainumbers.co/tools/330-fca-dpc-creditworthiness-assessment-builder.html
      x-source: manifest
      x-ap2-export: true
  /v1/tools/map_fca_consumer_duty_dpc:
    post:
      operationId: map_fca_consumer_duty_dpc
      summary: FCA Consumer Duty Application to DPC Mapper
      description: 'Maps a DPC product against the four FCA Consumer Duty outcomes (PS22/9) as required under PS26/1. Produces RAG status dashboard, identified gaps, remediation actions, and cross-cutting rules compliance check.


        **Tool URL:** https://ainumbers.co/tools/331-fca-consumer-duty-dpc-mapper.html

        **AP2/Policy Mandate export:** yes'
      tags:
      - FCA
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
      responses:
        '200':
          description: Successful tool execution result
          content:
            application/json:
              schema:
                type: object
      x-mcp-tool-name: map_fca_consumer_duty_dpc
      x-tool-url: https://ainumbers.co/tools/331-fca-consumer-duty-dpc-mapper.html
      x-source: manifest
      x-ap2-export: true
  /v1/tools/build_fca_consumer_duty_board_report:
    post:
      operationId: build_fca_consumer_duty_board_report
      summary: FCA Consumer Duty Annual Board Report Builder
      description: 'Build a structured annual Consumer Duty board report meeting FCA PS22/9 requirements. Deadline: July 31 2026. Encodes FCA April 2026 observations on good practice.


        **Tool URL:** https://ainumbers.co/tools/347-fca-consumer-duty-board-report-builder.html

        **AP2/Policy Mandate export:** yes'
      tags:
      - FCA
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                firm_type:
                  type: string
                retail_customer_count:
                  type: integer
                outcomes:
                  type: array
              required:
              - firm_type
              - outcomes
      responses:
        '200':
          description: Successful tool execution result
          content:
            application/json:
              schema:
                type: object
                properties:
                  duty_score:
                    type: number
                  risk_rating:
                    type: string
                  report_text:
                    type: string
                  fca_observations_triggered:
                    type: array
                    items:
                      type: string
      x-mcp-tool-name: build_fca_consumer_duty_board_report
      x-tool-url: https://ainumbers.co/tools/347-fca-consumer-duty-board-report-builder.html
      x-source: manifest
      x-ap2-export: true
  /v1/tools/check_uk_sdr_fund_labelling_readiness:
    post:
      operationId: check_uk_sdr_fund_labelling_readiness
      summary: UK SDR Fund Labelling Readiness Checker
      description: 'Check UK FCA SDR label eligibility and anti-greenwashing rule compliance for investment funds.


        **Tool URL:** https://ainumbers.co/tools/356-uk-sdr-fund-labelling-readiness-checker.html

        **AP2/Policy Mandate export:** yes'
      tags:
      - FCA
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                fund_type:
                  type: string
                label_sought:
                  type: string
              required:
              - fund_type
              - label_sought
      responses:
        '200':
          description: Successful tool execution result
          content:
            application/json:
              schema:
                type: object
      x-mcp-tool-name: check_uk_sdr_fund_labelling_readiness
      x-tool-url: https://ainumbers.co/tools/356-uk-sdr-fund-labelling-readiness-checker.html
      x-source: manifest
      x-ap2-export: true
  /v1/tools/assess_consumer_duty_vulnerability:
    post:
      operationId: assess_consumer_duty_vulnerability
      summary: Consumer Duty Vulnerability Assessment Builder
      description: 'Maps vulnerable customer segments to FCA Consumer Duty four outcome areas. 4×4 RAG matrix with gap list and required actions per PS22/9 and FG21/1.


        **Tool URL:** https://ainumbers.co/tools/395-consumer-duty-vulnerability-assessment-builder.html

        **AP2/Policy Mandate export:** yes'
      tags:
      - FCA
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties: {}
      responses:
        '200':
          description: Successful tool execution result
          content:
            application/json:
              schema:
                type: object
                properties:
                  result:
                    type: object
                  summary:
                    type: string
      x-mcp-tool-name: assess_consumer_duty_vulnerability
      x-tool-url: https://ainumbers.co/tools/395-consumer-duty-vulnerability-assessment-builder.html
      x-source: manifest
      x-ap2-export: true
  /v1/tools/assess_consumer_duty_price_value:
    post:
      operationId: assess_consumer_duty_price_value
      summary: Consumer Duty Price & Value Assessment Tool
      description: 'Tests product/service against FCA PRIN 2A.4 price and value outcome. Five-factor scoring with Pass/Review/Fail verdict and price band recommendations.


        **Tool URL:** https://ainumbers.co/tools/396-consumer-duty-price-value-assessment.html

        **AP2/Policy Mandate export:** yes'
      tags:
      - FCA
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties: {}
      responses:
        '200':
          description: Successful tool execution result
          content:
            application/json:
              schema:
                type: object
                properties:
                  result:
                    type: object
                  summary:
                    type: string
      x-mcp-tool-name: assess_consumer_duty_price_value
      x-tool-url: https://ainumbers.co/tools/396-consumer-duty-price-value-assessment.html
      x-source: manifest
      x-ap2-export: true
  /v1/tools/build_consumer_duty_mi_framework:
    post:
      operationId: build_consumer_duty_mi_framework
      summary: Consumer Duty MI Framework Builder
      description: 'Generates 16-metric MI framework covering all four Consumer Duty outcomes with data sources, frequency, owner, and escalation thresholds.


        **Tool URL:** https://ainumbers.co/tools/397-consumer-duty-mi-framework-builder.html

        **AP2/Policy Mandate export:** yes'
      tags:
      - FCA
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties: {}
      responses:
        '200':
          description: Successful tool execution result
          content:
            application/json:
              schema:
                type: object
                properties:
                  result:
                    type: object
                  summary:
                    type: string
      x-mcp-tool-name: build_consumer_duty_mi_framework
      x-tool-url: https://ainumbers.co/tools/397-consumer-duty-mi-framework-builder.html
      x-source: manifest
      x-ap2-export: true
x-mcp:
  transport: MCP JSON-RPC 2.0 (streamable HTTP)
  endpoint: https://mcp.ainumbers.co/mcp
  protocol_version: '2025-11-25'
  authentication: none
  registry: co.ainumbers/tools (official MCP registry)
  note: Connect any MCP-compatible client (Claude, ChatGPT, custom agent) directly to this endpoint. The REST paths in this file are descriptive only — they do not exist on the live server unless the REST shim is deployed.