Aeropay

Aeropay Bank Connection API

The Bank Connection API from Aeropay — 4 operation(s) for bank connection.

Documentation GitHub OpenAPI

Operations 4

GET /v2/aggregatorCredentials aggregatorCredentials #

POST /v2/linkAccountFromAggregator linkAccountFromAggregator #

PATCH /v2/userBankAccount/{bankAccountId} userBankAccount #

GET /v2/bankAccounts bankAccounts #

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OpenAPI Specification

openapi: 3.2.0
info:
  title: Aeropay v2 Bank Connection API
  version: 1.0.0
  description: '# Introduction


    Welcome to the Aeropay developer API documentation.'
servers:
- url: https://api.sandbox-pay.aero.inc
  variables: {}
tags:
- name: Bank Connection
paths:
  /v2/aggregatorCredentials:
    parameters: []
    get:
      summary: aggregatorCredentials
      description: 'Request a new aggregator URL to launch an aggregator widget with a unique token.


        This will allow users to link their bank account.


        Error Glossary (click to expand)


        | Code | HTTP Status | Message |

        |------|-------------|-------------|

        | `AP101` | 401 | No authenticated user |

        | `AP407` | 200 | Bank linking disabled on account |

        | `AP408` | 200 | Unknown aggregator |

        | `AP409` | 200 | Invalid redirectURI |'
      tags:
      - Bank Connection
      parameters:
      - name: aggregator
        in: query
        required: true
        description: The aggregator you are using to launch a bank linking widget. Only accepted value is aerosync
        example: aerosync
        schema:
          type: string
          enum:
          - aerosync
      - name: Content-Type
        in: header
        required: true
        example: application/json
        schema:
          type: string
      - name: authorization
        in: header
        required: true
        description: A userForMerchant scoped token.
        example: Bearer {{userForMerchantScopedToken}}
        schema:
          type: string
      responses:
        '200':
          headers:
            Date:
              schema:
                type: string
              example: Tue, 29 Jul 2025 18:05:13 GMT
            Content-Type:
              schema:
                type: string
              example: application/json
          description: Success or Business Logic Error
          content:
            application/json:
              schema:
                oneOf:
                - $ref: '#/components/schemas/aggregatorCredentialsResponse'
                - $ref: '#/components/schemas/200failure'
              examples:
                Success_CorrectToken:
                  summary: Success - Correct Token
                  value:
                    fastlinkURL: https://sandbox.aerosync.com/
                    token: eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9...
                    username: 16d96afbeaf0........
                Error_InvalidAggregator:
                  summary: Fail - Invalid Aggregator
                  value:
                    error:
                      code: AP408
                      message: Unknown Aggregator aerosyncj
        '400':
          description: Bad Request - Validation Errors
          content:
            application/json:
              schema:
                type: object
                properties:
                  code:
                    type: string
                  message:
                    type: string
              examples:
                Error_InvalidURI:
                  summary: Fail - Invalid URI format
                  value:
                    code: INVALID_FORMAT
                    message: The redirectURI is not a valid URL structure.
                Error_MissingAggregator:
                  summary: Fail - Missing aggregator
                  value:
                    code: MISSING_PARAMETER
                    message: The aggregator parameter is required.
      operationId: getV2AggregatorCredentials
      x-operation-id-source: derived
  /v2/linkAccountFromAggregator:
    parameters: []
    post:
      summary: linkAccountFromAggregator
      description: 'Associates a user bank account with their AeroPay account.


        This call is to be made after a user goes through an aggregator bank connection flow leveraging the URL from `/v2/aggregatorCredentials` endpoint. You will receive the `connectionId` as response attributes from the aggregator widget.


        Error Glossary (click to expand)


        | Code | HTTP Status | Message |

        |------|-------------|-------------|

        | `AP101` | 401 | No authenticated user |

        | `AP300` | 200 | Unable to connect to bank |

        | `AP403` | 200 | Bank not supported |

        | `AP404` | 200 | Invalid routing number |

        | `AP408` | 200 | Unknown aggregator |

        | `AP409` | 200 | Invalid redirectURI |

        | `AP410` | 200 | Error linking bank account |

        | `AP411` | 200 | Invalid account type - connect a checking account |

        | `AP414` | 200 | Maximum linked accounts reached |

        | `AP415` | 200 | Bank account already linked |

        | `AP700` | 400 | Missing or invalid required parameter |'
      tags:
      - Bank Connection
      parameters:
      - name: Content-Type
        in: header
        required: true
        example: application/json
        schema:
          type: string
      - name: authorization
        in: header
        required: true
        description: A userForMerchant scoped token.
        example: Bearer {{userForMerchantScopedToken}}
        schema:
          type: string
      requestBody:
        description: ''
        content:
          application/json:
            schema:
              title: linkAccountFromAggregatorRequest
              description: Body of linkAccountFromAggregator call
              type: object
              required:
              - connectionId
              - aggregator
              properties:
                connectionId:
                  type: string
                  description: ConnectionId returned from Aerosync SDK
                aggregator:
                  type: string
                  description: aerosync
                  enum:
                  - aerosync
            example:
              connectionId: '{{connectionId}}'
              aggregator: aerosync
        required: true
      responses:
        '200':
          headers:
            Date:
              schema:
                type: string
              example: Wed, 30 Jul 2025 12:19:17 GMT
            Content-Type:
              schema:
                type: string
              example: application/json
          description: Success or Connection Failure
          content:
            application/json:
              schema:
                oneOf:
                - title: Post aggregatorCredentials Response
                  type: object
                  properties:
                    userBankInfo:
                      type: object
                      properties:
                        bankAccountId:
                          type: integer
                        bankName:
                          type: string
                        accountLast4:
                          type: string
                        name:
                          type: string
                        externalBankAccountId:
                          type: string
                        isSelected:
                          type: boolean
                        accountType:
                          type: string
                        status:
                          type: string
                        createdDate:
                          type: string
                        accountHolderInfo:
                          type: array
                          items:
                            type: object
                        canFetchBalance:
                          type: boolean
                        balance:
                          type: integer
                - title: Failure Response
                  type: object
                  properties:
                    success:
                      type: boolean
                    code:
                      type: string
                    error:
                      type: string
              examples:
                Success:
                  summary: Success
                  value:
                    userBankInfo:
                      bankAccountId: 0
                      bankName: Aerosync Bank (oAuth)
                      accountLast4: '1329'
                      name: Aerosync Checking
                      externalBankAccountId: None
                      isSelected: true
                      accountType: checking
                      status: verified
                      createdDate: '2025-12-11T21:50:22+00:00'
                      accountHolderInfo:
                      - name:
                          fullName: Dwight Schrute
                      canFetchBalance: true
                      balance: 312425
                Fail_IncorrectBody:
                  summary: Fail - Incorrect body
                  value:
                    success: false
                    code: AP300
                    error: We are having issues connecting to your bank. Try reconnecting your bank or reach out to support@aeropay.com to resolve the issue.
      operationId: postV2LinkAccountFromAggregator
      x-operation-id-source: derived
  /v2/userBankAccount/{bankAccountId}:
    parameters:
    - name: bankAccountId
      in: path
      required: true
      description: The unique identifier of the bank account to update.
      example: '{{bankAccountId}}'
      schema:
        type: string
    patch:
      summary: userBankAccount
      description: 'Selects a user''s bank account. This sets the default bank account for transactions. If no bankAccountId is provided in the /transaction call, the selected account will be used.


        Error Glossary (click to expand)


        | Code | HTTP Status | Message |

        |------|-------------|-------------|

        | `AP101` | 401 | No authenticated user |

        | `AP400` | 200 | No bank account linked |

        | `AP401` | 400 | Cannot validate bank account |

        | `AP412` | 200 | Bank account already removed |

        | `AP700` | 400 | Missing or invalid required parameter |

        | `AP701` | 400 | Improperly formatted parameter |'
      tags:
      - Bank Connection
      parameters:
      - name: Content-Type
        in: header
        required: true
        example: application/json
        schema:
          type: string
      - name: authorization
        in: header
        required: true
        description: A userForMerchant scoped token.
        example: Bearer {{userForMerchantScopedToken}}
        schema:
          type: string
      responses:
        '200':
          headers:
            Date:
              schema:
                type: string
              example: Thu, 07 Aug 2025 14:09:05 GMT
            Content-Type:
              schema:
                type: string
              example: application/json
          description: Success - Bank Account Updated
          content:
            application/json:
              schema:
                oneOf:
                - title: Patch use response
                  type: object
                  properties:
                    bankAccount:
                      type: object
                      properties:
                        bankAccountId:
                          type: integer
                        bankName:
                          type: string
                        accountLast4:
                          type: string
                        name:
                          type: string
                        isSelected:
                          type: boolean
                        accountType:
                          type: string
                        status:
                          type: string
                        createdDate:
                          type: string
                - $ref: '#/components/schemas/200failure'
              examples:
                Success_Activated:
                  summary: Success - activated bank account
                  value:
                    bankAccount:
                      bankAccountId: 0
                      bankName: Aerosync Bank (MFA)
                      accountLast4: '0000'
                      name: Aerosync Checking
                      isSelected: true
                      accountType: checking
                      status: verified
                      createdDate: '2025-12-01T18:52:37+00:00'
        '400':
          description: Bad Request - Validation Errors
          content:
            application/json:
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      code:
                        type: string
                      message:
                        type: string
              examples:
                Fail_InvalidAccount:
                  summary: Fail - invalid bank account
                  value:
                    error:
                      code: AP401
                      message: We cannot validate the account you're attempting to connect. Please connect a valid account.
      operationId: patchV2UserBankAccountByBankAccountId
      x-operation-id-source: derived
  /v2/bankAccounts:
    get:
      summary: bankAccounts
      description: 'Retrieve a list of bank accounts associated with the authenticated user.


        Error Glossary (click to expand)


        | Code | HTTP Status | Message |

        |------|-------------|-------------|

        | `AP101` | 401 | No authenticated user |'
      tags:
      - Bank Connection
      parameters:
      - name: Content-Type
        in: header
        required: true
        example: application/json
        schema:
          type: string
      - name: authorization
        in: header
        required: true
        description: A userForMerchant scoped token.
        example: Bearer {{userForMerchantScopedToken}}
        schema:
          type: string
      responses:
        '200':
          description: Success
          headers:
            Date:
              schema:
                type: string
              example: Tue, 02 Dec 2025 20:26:27 GMT
            Content-Type:
              schema:
                type: string
              example: application/json
          content:
            application/json:
              schema:
                type: object
                properties:
                  bankAccounts:
                    type: array
                    items:
                      type: object
                      properties:
                        bankAccountId:
                          type: integer
                        bankName:
                          type: string
                        accountLast4:
                          type: string
                        name:
                          type: string
                        isSelected:
                          type: boolean
                        accountType:
                          type: string
                        status:
                          type: string
                        createdDate:
                          type: string
                        connectionId:
                          type: string
                          format: uuid
                          description: Optional connection identifier for this bank account. Present only when the Bank Aggregator is AeroSync.
              examples:
                Success:
                  summary: Success - Multiple Accounts
                  value:
                    bankAccounts:
                    - bankAccountId: 1139036
                      bankName: Aerosync Bank (MFA)
                      accountLast4: '3535'
                      name: Aerosync Checking
                      isSelected: true
                      accountType: checking
                      status: verified
                      createdDate: '2025-12-01T18:52:37+00:00'
                      connectionId: bd9d48bd-8b51-4e6e-9f4b-5f5e8f4b0a10
                    - bankAccountId: 1139682
                      bankName: Aerosync Bank (oAuth)
                      accountLast4: '1329'
                      name: Aerosync Checking
                      isSelected: false
                      accountType: checking
                      status: verified
                      createdDate: '2025-12-11T21:50:22+00:00'
                      connectionId: 2e6f7a9b-0df6-4d6c-9b4e-3c9f1c4c7e21
                Success_One:
                  summary: Success - One Account
                  value:
                    bankAccounts:
                    - bankAccountId: 957022
                      bankName: undefined
                      accountLast4: '5432'
                      name: Test EA Account
                      isSelected: true
                      accountType: checking
                      status: None
                      createdDate: '2025-08-13T16:47:00+00:00'
                Success_Empty:
                  summary: Success - No Accounts
                  value:
                    bankAccounts: []
        '401':
          description: Unauthorized - Invalid or missing Token
          content:
            application/json:
              schema:
                type: object
                properties:
                  error:
                    type: object
                    properties:
                      code:
                        type: string
                      message:
                        type: string
              example:
                error:
                  code: AP002
                  message: invalid API key or secret key
      operationId: getV2BankAccounts
      x-operation-id-source: derived
components:
  schemas:
    aggregatorCredentialsResponse:
      title: Post aggregatorCredentials Response
      type: object
      properties:
        fastlinkURL:
          type: string
        token:
          type: string
        username:
          type: string
    200failure:
      title: Failure Response
      type: object
      properties:
        error:
          type: object
          properties:
            code:
              type: string
            message:
              type: string
            help:
              type: string
              description: Support contact information
      example:
        error:
          help: Contact support@aeropay.com for help.
          code: AP700
          message: 'Missing required Parameter: ''email'''