Billease privacy & data

your name, address, phone numbers, email address, date of birth, employment and banking and financial details

we collect face data — specifically a selfie image and a liveness capture taken via your device camera

Location data (such as mobile device location, time zone setting)

mobile device data (such as SIM, IMEI, or other device identifiers, type of device, device operating system, device settings

phone data (such as contact lists and metadata, SMS metadata, types and nature of mobile applications found on your mobile device)

mobile app usage data (such as traffic volume, mobile app usage) and telecommunications usage data or “telco usage score”

to verify your identity, to comply with the KYC, anti-money-laundering, and record-keeping obligations

make, or assist in making, credit decisions about you

identify, prevent, detect or tackle fraud, money laundering, terrorism and other crimes

training and back-testing machine learning algorithms of our third-party service provider’s software

contact you by email, SMS, letter, telephone or in any other way about our products and services, unless you tell us that you prefer not to receive marketing

We retain face data for as long as necessary to fulfill the declared, specified, and legitimate purpose connected to your use of a Billease account

We will hold your personal data and records for as long as necessary for the fulfillment of the above-stated purposes and uses

In the event that your personal data are no longer required to be retained, such data will be disposed or discarded in a secure manner

You may withdraw your consent at any time without affecting the lawfulness of processing based on consent prior to its withdrawal

You have the right to reasonable access to your personal data.

You may also correct or remove any information that you think is inaccurate.

You have the right to the destruction of your personal data

You have the right to lodge a complaint with the NPC.