token-io · Agentic Access

token-io Agentic Access

x-agentic-access generated

token-io exposes 71 API operations that an AI agent could call, of which 24 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 47 read, 13 write, 10 physical, and 1 safety-critical.

1 operation are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

Operations: 71 Acting: 24 Human-in-the-loop: 1 Method: generated

By consequence

read 47 write 13 physical 10 safety-critical 1

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
DELETE	/vrp-consents/{id}	safety-critical	required
POST	/payouts	physical	conditional
POST	/refunds	physical	conditional
POST	/token-requests	physical	conditional
POST	/token-requests/{tokenRequestId}/authorization	physical	conditional
POST	/transfers	physical	conditional
POST	/v2/payment-links	physical	conditional
DELETE	/v2/payment-links/{paymentLinkId}	physical	conditional
POST	/v2/payments	physical	conditional
POST	/v2/payments/{paymentId}/embedded-auth	physical	conditional
POST	/vrp-consents	physical	conditional

Source

Agentic Access

generated: '2026-07-15'
method: generated
source: openapi/token-io-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 71
  by_action_class:
    connected: 47
    acting: 24
  by_consequence:
    read: 47
    write: 13
    physical: 10
    safety-critical: 1
  human_in_the_loop_required: 1
operations:
- path: /accounts
  method: get
  operationId: GatewayService.GetAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}
  method: get
  operationId: GatewayService.GetAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account-balance
  method: get
  operationId: GatewayService.GetBalances
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}/balance
  method: get
  operationId: GatewayService.GetBalance
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}/standing-orders
  method: get
  operationId: GatewayService.GetStandingOrders
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}/standing-orders/{standingOrderId}
  method: get
  operationId: GatewayService.GetStandingOrder
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}/transactions
  method: get
  operationId: GatewayService.GetTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}/transaction/{transactionId}
  method: get
  operationId: GatewayService.GetTransaction
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /banks
  method: get
  operationId: GatewayService.GetBanks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bank/countries
  method: get
  operationId: GatewayService.GetBanksCountries
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /member/sub-tpps
  method: post
  operationId: GatewayService.CreateSubTpp
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /member/sub-tpps
  method: get
  operationId: GatewayService.RetrieveSubTpps
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /member/sub-tpps/{subTppId}
  method: get
  operationId: GatewayService.RetrieveSubTpp
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /member/sub-tpps/{subTppId}
  method: delete
  operationId: GatewayService.DeleteSubTpp
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /member/sub-tpps/{subTppId}/children
  method: get
  operationId: GatewayService.RetrieveSubTppChildren
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /member/{memberId}/keys
  method: post
  operationId: GatewayService.AddMemberKey
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /member/{memberId}/keys
  method: get
  operationId: GatewayService.GetMemberKeys
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /member/{memberId}/keys/{keyId}
  method: get
  operationId: GatewayService.GetMemberKey
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /member/{memberId}/keys/{keyId}
  method: delete
  operationId: GatewayService.DeleteMemberKey
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /reports/banks/status
  method: get
  operationId: GatewayService.GetBanksStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /reports/banks/{bankId}/status
  method: get
  operationId: GatewayService.GetBankStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /token-requests
  method: post
  operationId: GatewayService.StoreTokenRequest
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /token-requests/{requestId}
  method: get
  operationId: GatewayService.RetrieveTokenRequest
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /token-requests/{tokenRequestId}/result
  method: get
  operationId: GatewayService.GetTokenRequestResultWithStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /tokens
  method: get
  operationId: GatewayService.GetTokens
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /tokens/{tokenId}
  method: get
  operationId: GatewayService.GetToken
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /tokens/{tokenId}/cancel
  method: put
  operationId: GatewayService.CancelToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transfers
  method: post
  operationId: GatewayService.CreateTransfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transfers
  method: get
  operationId: GatewayService.GetTransfers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /token-requests/{tokenRequestId}/authorization
  method: post
  operationId: GatewayService.InitiateBankAuthorization
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transfers/{transferId}
  method: get
  operationId: GatewayService.GetTransfer
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /webhook/config
  method: put
  operationId: GatewayService.SetWebhookConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /webhook/config
  method: get
  operationId: GatewayService.GetWebhookConfig
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /webhook/config
  method: delete
  operationId: GatewayService.DeleteWebhookConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /vrp-consents
  method: post
  operationId: CreateVrpConsent
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /vrp-consents
  method: get
  operationId: GetVrpConsents
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /vrp-consents/{id}
  method: get
  operationId: GetVrpConsent
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /vrp-consents/{id}
  method: delete
  operationId: RevokeVrpConsent
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /vrp-consents/{id}/payments
  method: get
  operationId: GetVrpConsentPayments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /vrps/{id}/confirm-funds
  method: get
  operationId: ConfirmFunds
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /refunds
  method: post
  operationId: InitiateRefund
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /refunds
  method: get
  operationId: GetRefunds
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /refunds/{id}
  method: get
  operationId: GetRefund
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /transfers/{id}/refunds
  method: get
  operationId: GetTransferRefunds
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts
  method: post
  operationId: InitiatePayout
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payouts
  method: get
  operationId: GetPayouts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/{id}
  method: get
  operationId: GetPayout
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/banks
  method: get
  operationId: GetBanksv2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/payments
  method: post
  operationId: InitiatePayment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/payments
  method: get
  operationId: GetPayments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /tokenized-accounts
  method: post
  operationId: CreateTokenizedAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /tokenized-accounts/{tokenizedAccountId}
  method: get
  operationId: GetTokenizedAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /tokenized-accounts/{tokenizedAccountId}
  method: delete
  operationId: DeleteTokenizedAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/payments/{paymentId}
  method: get
  operationId: GetPayment
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/payments/{paymentId}/embedded-auth
  method: post
  operationId: ProvideEmbeddedFields
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/payment-links
  method: post
  operationId: CreatePaymentLink
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/payment-links
  method: get
  operationId: ListPaymentLinks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/payment-links/{paymentLinkId}
  method: get
  operationId: GetPaymentLink
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/payment-links/{paymentLinkId}
  method: delete
  operationId: DeactivatePaymentLink
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /virtual-accounts
  method: post
  operationId: GatewayService.CreateVirtualAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /virtual-accounts
  method: get
  operationId: GatewayService.GetVirtualAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /virtual-accounts/{accountId}
  method: get
  operationId: GatewayService.GetVirtualAccountById
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /virtual-accounts/{accountId}/transactions
  method: get
  operationId: GatewayService.GetVirtualAccountTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /virtual-accounts/{accountId}/transactions/{providerPaymentId}
  method: get
  operationId: GatewayService.GetVirtualAccountTransaction
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /virtual-accounts/{accountId}/settlement-rule
  method: post
  operationId: GatewayService.CreateVirtualAccountSettlementRule
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /virtual-accounts/{accountId}/settlement-rules
  method: get
  operationId: GatewayService.GetVirtualAccountSettlementRules
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /virtual-accounts/{accountId}/settlement-rules/{settlementRuleId}
  method: get
  operationId: GatewayService.GetVirtualAccountSettlementRule
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /virtual-accounts/{accountId}/settlement-rules/{settlementRuleId}
  method: delete
  operationId: GatewayService.DeleteVirtualAccountSettlementRule
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /virtual-accounts/{accountId}/settlement-rule-payouts
  method: get
  operationId: GatewayService.GetVirtualAccountSettlementPayouts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /qr-code
  method: get
  operationId: GetQrCode
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /account-verifications
  method: post
  operationId: post-verification
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required

Work with this as data

Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for agentic access

3 MCP tools reach this

apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools

Call it yourself

curl for this page

Search the catalog

curl "https://apis.io/api/v1/search?q=token-io-agentic-access&limit=10"

Everything under a tag

curl "https://apis.io/api/v1/tags/token-io-agentic-access"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.