Simplifi/Simplifipay Agentic Access
Simplifi/Simplifipay exposes 52 API operations that an AI agent could call, of which 39 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.
By consequence: 13 read, 38 write, and 1 physical.
Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.
By consequence
Highest-consequence actions
The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.
| Method | Path | Consequence | Human-in-loop |
|---|---|---|---|
| POST | /v1/card-program/transfer-fund | physical | conditional |
Source
Agentic Access
generated: '2026-07-21'
method: generated
source: openapi/simplifi-simplifipay-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
audience per deployment. See research/curity/agentic-governance/.
summary:
operations: 52
by_action_class:
acting: 39
connected: 13
by_consequence:
write: 38
read: 13
physical: 1
human_in_the_loop_required: 0
operations:
- path: /v1/auth/login/{companyName}
method: post
operationId: loginToGenerateJwtToken
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/auth/sdk/{companyName}
method: post
operationId: loginToGenerateSdkAdminJwtToken
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card-program
method: post
operationId: createCardProgram
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card-program/{uuid}
method: get
operationId: getCardProgram
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/card-program/{uuid}/status
method: patch
operationId: changeCardProgramStatus
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/card-program/{uuid}/funding-source
method: post
operationId: linkFundingSourceToCardProgram
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card-program/{uuid}/funding-source-balance
method: get
operationId: getBalanceOfFundingSource
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/card-program/transfer-fund
method: post
operationId: transferFundsFromOneCardProgramToOther
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/document/upload
method: post
operationId: raiseFundingDocumentUpload
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card-program/raise-funding
method: post
operationId: raiseFunding
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/statement
method: get
operationId: fundingSourceStatement
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/funding-source/{thirdPartyId}/rule-group
method: post
operationId: createRuleGroupOnFundingAccount
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/funding-source/{thirdPartyId}/rule-group
method: put
operationId: updateRuleGroupOnFundingAccount
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/funding-source/{thirdPartyId}/rule-group
method: delete
operationId: deleteRuleGroupOnFundingAccount
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/funding-source/{thirdPartyId}/rule-group
method: get
operationId: getRuleGroupsOnFundingAccount
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/funding-source/{thirdPartyId}/rule-group/{ruleGroupUuid}
method: post
operationId: appplyRuleGroupOnFundingAccount
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/funding-source/{thirdPartyId}/rule-group/{ruleGroupUuid}
method: delete
operationId: removeRuleGroupOnFundingAccount
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card
method: get
operationId: listAllCards
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/card
method: post
operationId: createACard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}
method: get
operationId: getCardDetails
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/card/{uuid}/balance-inquiry
method: get
operationId: retrieveBalanceOnTheCard
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/card/{uuid}/activate
method: post
operationId: activateACard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/status
method: post
operationId: manageCardStatus
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/load
method: post
operationId: loadACard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/unload
method: post
operationId: unloadACard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/renew
method: post
operationId: renewalOfTheCard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/card-type
method: post
operationId: requestAPhysicalCard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/statement/card/{uuid}
method: get
operationId: getCardStatement
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/card/{uuid}/rule-group
method: get
operationId: getRuleGroupsOnCard
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/card/{uuid}/rule-group
method: post
operationId: createRuleGroupOnCard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/rule-group
method: put
operationId: updateRuleGroupOnCard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/rule-group
method: delete
operationId: deleteRuleGroupOnCard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/rule-group/{ruleGroupUuid}
method: post
operationId: applyRuleGroupOnCard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/card/{uuid}/rule-group/{ruleGroupUuid}
method: delete
operationId: removeRuleGroupOnCard
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/user
method: get
operationId: listAllUsers
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/user
method: post
operationId: createAUser
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/document
method: post
operationId: uploadDocument
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/user/{uuid}
method: get
operationId: retrieveAUser
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/user/{uuid}
method: put
operationId: updateAUser
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/user/{uuid}
method: delete
operationId: deleteAUser
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/user/{uuid}/address/{type}
method: post
operationId: addUpdateAddressOfUser
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/transaction
method: post
operationId: listAllTransactions
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/fees
method: post
operationId: addFeeConfiguration
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/fees/{uuid}
method: get
operationId: fetchFeeConfig
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/fees/{uuid}
method: patch
operationId: changeTheStatusOfFeeConfig
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/fees/application/card/{cardUuid}
method: post
operationId: addFeeEventAgainstCardUuidInQueue
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/fees/application/card/{cardUuid}/apply
method: post
operationId: applyFeeAgainstCardUuidPresentInQueue
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v1/webhook/events
method: get
operationId: getAllEvents
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v1/webhook
method: post
operationId: createAWebhook
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /webhook/{uuid}
method: put
operationId: updateAWebhook
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /webhook/{uuid}
method: delete
operationId: deleteAWebhook
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /webhook/{uuid}/status
method: put
operationId: updatesTheStatusOfWebhook
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
Work with this as data
Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.
MCP server
One button, every client — Claude, Cursor, VS Code and the rest.
https://apis.io/mcp
Tools for agentic access
3 MCP tools reach this
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.resolveTurn a domain, URL or GitHub org into the provider it belongs to.find_cohortsEvery scored population of providers in the catalog.
Call it yourself
curl for this page
curl "https://apis.io/api/v1/search?q=simplifi-simplifipay-agentic-access&limit=10"
curl "https://apis.io/api/v1/tags/simplifi-simplifipay-agentic-access"
Discovery needs no key. Ratings and market analysis are Pro.