PayMongo · Agentic Access

PayMongo Agentic Access

x-agentic-access generated

PayMongo exposes 28 API operations that an AI agent could call, of which 15 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 13 read and 15 write.

2 operations are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

PaymentsFintechPhilippinesSoutheast AsiaGCashE-WalletCard Payments
Operations: 28 Acting: 15 Human-in-the-loop: 2 Method: generated

By consequence

read 13 write 15

Source

Agentic Access

Raw ↑ 
generated: '2026-07-17'
method: generated
source: openapi/paymongo-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents - review and bind
  audience per deployment. Money-moving operations (attaching a payment, issuing a refund) default
  to human-in-the-loop required because they authorize or reverse funds. See research/curity/agentic-access/.
summary:
  operations: 28
  by_action_class:
    acting: 15
    connected: 13
  by_consequence:
    write: 15
    read: 13
  human_in_the_loop_required: 2
operations:
- path: /payment_intents
  method: post
  operationId: createPaymentIntent
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payment_intents/{id}
  method: get
  operationId: retrievePaymentIntent
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payment_intents/{id}/attach
  method: post
  operationId: attachPaymentIntent
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 300
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - high-value
    audit: required
- path: /payment_methods
  method: post
  operationId: createPaymentMethod
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - pii
    audit: required
- path: /payment_methods/{id}
  method: get
  operationId: retrievePaymentMethod
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments
  method: get
  operationId: listPayments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments/{id}
  method: get
  operationId: retrievePayment
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /sources
  method: post
  operationId: createSource
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /sources/{id}
  method: get
  operationId: retrieveSource
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /checkout_sessions
  method: post
  operationId: createCheckoutSession
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /checkout_sessions/{id}
  method: get
  operationId: retrieveCheckoutSession
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /checkout_sessions/{id}/expire
  method: post
  operationId: expireCheckoutSession
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /links
  method: post
  operationId: createPaymentLink
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /links/{id}
  method: get
  operationId: retrievePaymentLink
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers
  method: post
  operationId: createCustomer
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - pii
    audit: required
- path: /customers
  method: get
  operationId: listCustomers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/{id}
  method: get
  operationId: retrieveCustomer
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/{id}
  method: patch
  operationId: updateCustomer
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - pii
    audit: required
- path: /customers/{id}
  method: delete
  operationId: deleteCustomer
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /refunds
  method: post
  operationId: createRefund
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 300
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - high-value
    audit: required
- path: /refunds
  method: get
  operationId: listRefunds
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /refunds/{id}
  method: get
  operationId: retrieveRefund
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /qr_codes/static
  method: post
  operationId: createStaticQrPh
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /webhooks
  method: post
  operationId: createWebhook
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /webhooks
  method: get
  operationId: listWebhooks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /webhooks/{id}
  method: get
  operationId: retrieveWebhook
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /webhooks/{id}/enable
  method: post
  operationId: enableWebhook
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required
- path: /webhooks/{id}/disable
  method: post
  operationId: disableWebhook
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
    audit: required

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