Ozow · Agentic Access

Ozow Agentic Access

x-agentic-access generated

Ozow exposes 5 API operations that an AI agent could call, of which 2 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 3 read and 2 write.

2 operations are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

PaymentsInstant EFTPay by BankFintechSouth Africa

Operations: 5 Acting: 2 Human-in-the-loop: 2 Method: generated

By consequence

read 3 write 2

Source

Agentic Access

generated: '2026-07-17'
method: generated
source: openapi/ozow-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the modeled OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. Payment initiation and refunds move money and should require
  human-in-the-loop by default. See research/curity/agentic-governance/.
summary:
  operations: 5
  by_action_class:
    acting: 2
    connected: 3
  by_consequence:
    write: 2
    read: 3
  human_in_the_loop_required: 2
operations:
- path: /postpaymentrequest
  method: post
  operationId: postPaymentRequest
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 300
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - high-value
      - abnormal
    audit: required
- path: /GetTransaction
  method: get
  operationId: getTransaction
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /GetTransactionByReference
  method: get
  operationId: getTransactionByReference
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /GetBanks
  method: get
  operationId: getBanks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /PostRefundRequest
  method: post
  operationId: postRefundRequest
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 300
    escalation:
      human-in-the-loop: required
      triggers:
      - money-movement
      - refund
      - high-value
    audit: required