Orum · Agentic Access

Orum Agentic Access

x-agentic-access generated

Orum exposes 71 API operations that an AI agent could call, of which 38 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 33 read, 32 write, 5 physical, and 1 safety-critical.

1 operation are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

CompanyPaymentsFintechBankingInstant PaymentsACHMoney MovementBank Account Verification

Operations: 71 Acting: 38 Human-in-the-loop: 1 Method: generated

By consequence

read 33 write 32 physical 5 safety-critical 1

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
POST	/verify/accounts/{id}/control	safety-critical	required
POST	/deliver/booktransfers	physical	conditional
POST	/deliver/transfer-groups	physical	conditional
POST	/deliver/transfers	physical	conditional
PATCH	/deliver/transfers/{id}	physical	conditional
POST	/deliver/transfers/{id}/cancel	physical	conditional

Source

Agentic Access

generated: '2026-07-20'
method: generated
source: openapi/orum-openapi-original.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 71
  by_action_class:
    acting: 38
    connected: 33
  by_consequence:
    write: 32
    read: 33
    physical: 5
    safety-critical: 1
  human_in_the_loop_required: 1
operations:
- path: /oauth/token
  method: post
  operationId: post-oauth-token
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/reports/recon
  method: post
  operationId: post-reports-recon
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:reports
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/reports/recon
  method: get
  operationId: get-reports-recon
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:reports
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/reports/recon/{id}
  method: get
  operationId: get-recon-report
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:reports
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/reports/{id}
  method: delete
  operationId: delete-report
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:reports
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/reports/{id}/download
  method: get
  operationId: get-report-download
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:reports
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/reports/balances
  method: get
  operationId: get-reports-balances
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:reports
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/persons
  method: post
  operationId: post-person
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:persons
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/persons
  method: get
  operationId: get-persons
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:persons
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/persons
  method: put
  operationId: put-person-using-reference-id
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:persons
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/persons/{id}
  method: get
  operationId: get-person
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:persons
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/persons/{id}
  method: put
  operationId: put-person
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:persons
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/persons/{id}
  method: patch
  operationId: patch-person
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:persons
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/persons/{id}
  method: delete
  operationId: delete-person
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:persons
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/businesses
  method: post
  operationId: post-business
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:businesses
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/businesses
  method: get
  operationId: get-businesses
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:businesses
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/businesses
  method: put
  operationId: put-business-using-reference-id
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:businesses
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/businesses/{id}
  method: get
  operationId: get-business
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:businesses
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/businesses/{id}
  method: put
  operationId: put-business
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:businesses
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/businesses/{id}
  method: patch
  operationId: patch-business
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:businesses
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/businesses/{id}
  method: delete
  operationId: delete-business
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:businesses
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/external/accounts
  method: post
  operationId: post-external-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:external-accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/external/accounts
  method: get
  operationId: get-external-accounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:external-accounts
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/external/accounts
  method: put
  operationId: put-external-account-using-reference-id
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:external-accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/external/accounts/{id}
  method: get
  operationId: get-external-account
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:external-accounts
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/external/accounts/{id}
  method: put
  operationId: put-external-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:external-accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/external/accounts/{id}
  method: patch
  operationId: patch-external-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:external-accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/external/accounts/{id}
  method: delete
  operationId: delete-external-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:external-accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/persons/{id}/external/accounts
  method: get
  operationId: get-person-external-accounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:external-accounts
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/businesses/{id}/external/accounts
  method: get
  operationId: get-business-external-accounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:external-accounts
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/cards
  method: post
  operationId: post-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:cards
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/cards
  method: get
  operationId: get-cards
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:cards
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/cards/{id}
  method: get
  operationId: get-card
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:cards
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/cards/{id}
  method: delete
  operationId: delete-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:cards
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/subledgers
  method: post
  operationId: post-subledger
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:subledgers
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/subledgers
  method: get
  operationId: get-subledgers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:subledgers
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/subledgers/{id}
  method: get
  operationId: get-subledger
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:subledgers
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/schedules
  method: post
  operationId: post-schedule
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:schedules
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/schedules
  method: get
  operationId: get-schedules
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:schedules
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/schedules/rrule
  method: post
  operationId: post-validate-rrule
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:schedules
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/schedules/{id}
  method: get
  operationId: get-schedule
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:schedules
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/schedules/{id}
  method: delete
  operationId: delete-schedule
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:schedules
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/transfers
  method: post
  operationId: post-transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - write:transfers
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/transfers
  method: get
  operationId: get-transfers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:transfers
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/transfers/{id}
  method: get
  operationId: get-transfer
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:transfers
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/transfers/{id}
  method: patch
  operationId: patch-transfer-metadata
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - write:transfers
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/transfers/{id}/cancel
  method: post
  operationId: post-transfer-cancel
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - write:transfers
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/transfers/{id}/history
  method: get
  operationId: get-transfer-history
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:transfers
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/eligibility
  method: post
  operationId: post-eligibility
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - read:routing-number-eligibility
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/eligibility
  method: get
  operationId: get-eligibility
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:routing-number-eligibility
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/transfer-groups
  method: post
  operationId: post-transfer-group
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - write:transfer-groups
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/transfer-groups
  method: get
  operationId: get-transfer-groups
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:transfer-groups
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/transfer-groups/{id}
  method: get
  operationId: get-transfer-group
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:transfer-groups
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/booktransfers
  method: post
  operationId: post-book-transfer
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - write:booktransfers
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /deliver/booktransfers
  method: get
  operationId: get-book-transfers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:booktransfers
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/booktransfers/{id}
  method: get
  operationId: get-book-transfer
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:booktransfers
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/balance
  method: get
  operationId: get-balance
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:balances
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/balance/subledgers/{id}
  method: get
  operationId: get-subledger-balance
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:balances
    token:
      max-ttl: 3600
    audit: none
- path: /deliver/balance/subledgers
  method: get
  operationId: get-all-subledger-balance
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:balances
    token:
      max-ttl: 3600
    audit: none
- path: /verify/accounts
  method: post
  operationId: post-verify-accounts
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:verify-accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /verify/accounts
  method: get
  operationId: get-verify-accounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:verify-accounts
    token:
      max-ttl: 3600
    audit: none
- path: /verify/accounts/{id}
  method: get
  operationId: get-verify-account
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:verify-accounts
    token:
      max-ttl: 3600
    audit: none
- path: /verify/accounts/{id}/control
  method: post
  operationId: post-verify-account-control
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    scope:
    - write:verify-accounts
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /verify/accounts/{id}/debits
  method: post
  operationId: post-verify-account-debit
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:verify-accounts
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /webhooks/configurations
  method: post
  operationId: post-webhook-configuration
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:webhook-configurations
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /webhooks/configurations
  method: get
  operationId: get-webhook-configurations
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:webhook-configurations
    token:
      max-ttl: 3600
    audit: none
- path: /webhooks/configurations/{id}
  method: put
  operationId: put-webhook-configurations
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:webhook-configurations
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /webhooks/configurations/{id}
  method: delete
  operationId: delete-webhook-configurations
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:webhook-configurations
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /webhooks/secret
  method: post
  operationId: post-webhook-secret
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - write:webhook-secret
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /webhooks/secret
  method: get
  operationId: get-webhook-secret
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - read:webhook-secret
    token:
      max-ttl: 3600
    audit: none
- path: /webhooks/invoke
  method: post
  operationId: post-invoke
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - invoke:webhook
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required

Work with this as data

Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for agentic access

3 MCP tools reach this

apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

Search the catalog

curl "https://apis.io/api/v1/search?q=orum-agentic-access&limit=10"

Everything under a tag

curl "https://apis.io/api/v1/tags/orum-agentic-access"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

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A second provider on the same verified email joins the account you already have.