MX Technologies · Agentic Access
MX Technologies Agentic Access

x-agentic-access generated
MX Technologies exposes 335 API operations that an AI agent could call, of which 143 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.
By consequence: 192 read, 136 write, and 7 physical.
Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.
Financial DataAccount AggregationOpen BankingData ConnectivityFintechTransaction CategorizationData EnhancementFDXAccount VerificationPersonal Finance
Operations: 335 Acting: 143 Human-in-the-loop: 0 Method: generated
By consequence

read 192 write 136 physical 7
Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.
Method	Path	Consequence	Human-in-loop
PUT	/micro_deposits/{micro_deposit_guid}/verify	physical	conditional
PUT	/micro_deposits/{micro_deposit_guid}/verify	physical	conditional
POST	/payment_processor_authorization_code	physical	conditional
POST	/users/{user_guid}/micro_deposits	physical	conditional
POST	/users/{user_guid}/micro_deposits	physical	conditional
DELETE	/users/{user_guid}/micro_deposits/{micro_deposit_guid}	physical	conditional
DELETE	/users/{user_guid}/micro_deposits/{micro_deposit_guid}	physical	conditional
Source

Agentic Access

generated: '2026-07-15'
method: generated
source: openapi/mx-technologies-platform-openapi.yml, openapi/mx-technologies-platform-v20250224-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 335
  by_action_class:
    acting: 143
    connected: 192
  by_consequence:
    write: 136
    read: 192
    physical: 7
  human_in_the_loop_required: 0
operations:
- path: /authorization_code
  method: post
  operationId: requestAuthorizationCode
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /ach_returns/{ach_return_guid}
  method: get
  operationId: readACHRetrun
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ach_returns
  method: get
  operationId: listACHRetruns
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ach_returns
  method: post
  operationId: createACHReturn
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /categories/default
  method: get
  operationId: listDefaultCategories
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /categories/{category_guid}
  method: get
  operationId: readDefaultCategory
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /institutions
  method: get
  operationId: listInstitutions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /institutions/favorites
  method: get
  operationId: listFavoriteInstitutions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /institutions/{institution_code}
  method: get
  operationId: readInstitution
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /institutions/{institution_code}/credentials
  method: get
  operationId: listInstitutionCredentials
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /managed_institutions
  method: get
  operationId: listManagedInstitutions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchant_locations/{merchant_location_guid}
  method: get
  operationId: readMerchantLocation
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchants
  method: get
  operationId: listMerchants
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchants/{merchant_guid}
  method: get
  operationId: readMerchant
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payment_processor_authorization_code
  method: post
  operationId: deprecatedRequestPaymentProcessorAuthorizationCode
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transactions/enhance
  method: post
  operationId: enhanceTransactions
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users
  method: get
  operationId: listUsers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users
  method: post
  operationId: createUser
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}
  method: delete
  operationId: deleteUser
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}
  method: get
  operationId: readUser
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}
  method: put
  operationId: updateUser
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/accounts
  method: get
  operationId: listUserAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/accounts
  method: post
  operationId: createManualAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/accounts/{account_guid}
  method: get
  operationId: readAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/accounts/{account_guid}
  method: delete
  operationId: deleteManualAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/accounts/{account_guid}/account_numbers
  method: get
  operationId: listAccountNumbersByAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/accounts/{account_guid}/insights
  method: get
  operationId: listInsightsByAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/accounts/{account_guid}/transactions
  method: post
  operationId: createManualTransaction
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/accounts/{account_guid}/transactions
  method: get
  operationId: listTransactionsByAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/categories
  method: get
  operationId: listCategories
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/categories
  method: post
  operationId: createCategory
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/categories/default
  method: get
  operationId: listDefaultCategoriesByUser
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/categories/{category_guid}
  method: delete
  operationId: deleteCategory
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/categories/{category_guid}
  method: get
  operationId: readCategory
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/categories/{category_guid}
  method: put
  operationId: updateCategory
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/connect_widget_url
  method: post
  operationId: requestConnectWidgetURL
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/insights
  method: get
  operationId: listInsightsUser
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/insights/{insight_guid}/categories
  method: get
  operationId: listCategoriesInsight
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/insights/{insight_guid}/accounts
  method: get
  operationId: listAccountsInsight
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/insights/{insight_guid}/merchants
  method: get
  operationId: listMerchantsInsight
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/insights/{insight_guid}/scheduled_payments
  method: get
  operationId: listScheduledPaymentsInsight
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/insights/{insight_guid}/transactions
  method: get
  operationId: listTransactionsInsight
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/insights/{insight_guid}
  method: get
  operationId: readInsightUser
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/insights/{insight_guid}
  method: put
  operationId: updateInsight
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members
  method: get
  operationId: listManagedMembers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/managed_members
  method: post
  operationId: createManagedMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members/{member_guid}
  method: delete
  operationId: deleteManagedMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members/{member_guid}
  method: get
  operationId: readManagedMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/managed_members/{member_guid}
  method: put
  operationId: updateManagedMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members/{member_guid}/accounts
  method: get
  operationId: listManagedAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/managed_members/{member_guid}/accounts
  method: post
  operationId: createManagedAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members/{member_guid}/accounts/{account_guid}
  method: delete
  operationId: deleteManagedAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members/{member_guid}/accounts/{account_guid}
  method: get
  operationId: readManagedAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/managed_members/{member_guid}/accounts/{account_guid}
  method: put
  operationId: updateManagedAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members/{member_guid}/accounts/{account_guid}/transactions
  method: get
  operationId: listManagedTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/managed_members/{member_guid}/accounts/{account_guid}/transactions
  method: post
  operationId: createManagedTransaction
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members/{member_guid}/accounts/{account_guid}/transactions/{transaction_guid}
  method: delete
  operationId: deleteManagedTransaction
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/managed_members/{member_guid}/accounts/{account_guid}/transactions/{transaction_guid}
  method: get
  operationId: readManagedTransaction
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/managed_members/{member_guid}/accounts/{account_guid}/transactions/{transaction_guid}
  method: put
  operationId: updateManagedTransaction
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members
  method: get
  operationId: listMembers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members
  method: post
  operationId: createMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}
  method: delete
  operationId: deleteMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}
  method: get
  operationId: readMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}
  method: put
  operationId: updateMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/account_numbers
  method: get
  operationId: listAccountNumbersByMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/account_owners
  method: get
  operationId: listAccountOwnersByMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/accounts
  method: get
  operationId: listMemberAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/accounts/{account_guid}
  method: get
  operationId: readAccountByMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/accounts/{account_guid}
  method: put
  operationId: updateAccountByMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/accounts/{account_guid}/transactions/{transaction_guid}
  method: put
  operationId: updateTransactionByAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/aggregate
  method: post
  operationId: aggregateMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/challenges
  method: get
  operationId: listMemberChallenges
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/check_balance
  method: post
  operationId: checkBalances
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/credentials
  method: get
  operationId: listMemberCredentials
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/extend_history
  method: post
  operationId: extendHistory
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/fetch_statements
  method: post
  operationId: fetchStatements
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/investment_holdings
  method: get
  operationId: listHoldingsByMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/investment_holdings
  method: get
  operationId: listHoldings
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/investment_holdings/{holding_guid}
  method: get
  operationId: readHolding
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/accounts/{account_guid}/investment_holdings
  method: get
  operationId: listHoldingsByAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/investment_holdings_deactivate
  method: get
  operationId: deactivateUser
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/identify
  method: post
  operationId: identifyMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/oauth_window_uri
  method: get
  operationId: requestOAuthWindowURI
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/resume
  method: put
  operationId: resumeAggregation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/members/{member_guid}/statements
  method: get
  operationId: listStatementsByMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/statements/{statement_guid}
  method: get
  operationId: readStatementByMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/statements/{statement_guid}.pdf
  method: get
  operationId: downloadStatementPDF
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/status
  method: get
  operationId: readMemberStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/transactions
  method: get
  operationId: listTransactionsByMember
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/members/{member_guid}/verify
  method: post
  operationId: verifyMember
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/iterations/current/iteration_items
  method: post
  operationId: createSpendingPlanIterationItem
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/iterations/current/iteration_items
  method: get
  operationId: listSpendingPlanIterationItems
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/spending_plans
  method: post
  operationId: createSpendingPlan
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/spending_plans
  method: get
  operationId: listSpendingPlans
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/spending_plan_accounts/{spending_plan_account_guid}
  method: delete
  operationId: deleteSpendingPlanAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/spending_plan_accounts/{spending_plan_account_guid}
  method: get
  operationId: readSpendingPlanAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/iterations/current/iteration_items/{iteration_item_guid}
  method: delete
  operationId: deleteSpendingPlanIterationItem
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/iterations/current/iteration_items/{iteration_item_guid}
  method: get
  operationId: readSpendingPlanIterationItem
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/iterations/current/iteration_items/{iteration_item_guid}
  method: put
  operationId: updateSpendingPlanIterationItem
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}
  method: delete
  operationId: deleteSpendingPlan
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}
  method: get
  operationId: readSpendingPlanUser
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/spending_plan_accounts
  method: get
  operationId: listSpendingPlanAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/iterations
  method: get
  operationId: listSpendingPlanIterations
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/iterations/current
  method: get
  operationId: readCurrentSpendingPlanIteration
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/spending_plans/{spending_plan_guid}/iterations/{iteration_number}
  method: get
  operationId: readSpendingPlanIteration
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/taggings
  method: get
  operationId: listTaggings
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /users/{user_guid}/taggings
  method: post
  operationId: createTagging
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /users/{user_guid}/taggings/{tagging_guid}
  method: delete
  operationId: deleteTagging
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-tt

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# Full source: https://raw.githubusercontent.com/api-evangelist/mx-technologies/refs/heads/main/agentic-access/mx-technologies-agentic-access.yml