Modulr · Agentic Access

Modulr Agentic Access

x-agentic-access generated

Modulr exposes 212 API operations that an AI agent could call, of which 138 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 74 read, 118 write, 16 physical, and 4 safety-critical.

4 operations are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

PaymentsUnited KingdomBanking as a ServiceEmbedded FinancePayment ProcessingAccount-to-AccountOpen BankingFaster PaymentsCard IssuingDirect DebitConfirmation of PayeeVariable Recurring Payments
Operations: 212 Acting: 138 Human-in-the-loop: 4 Method: generated

By consequence

read 74 write 118 physical 16 safety-critical 4

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /activities/{chargebackActivityId}/resettlement safety-critical required
POST /cards/secure-pin-reset safety-critical required
POST /cards/{cardId}/pin safety-critical required
DELETE /vrp-consents/{consentId} safety-critical required
POST /activities/{chargebackActivityId}/chargeback-reversal physical conditional
POST /batchpayments physical conditional
POST /batchpayments/{batchPaymentId}/cancel physical conditional
POST /cards/{cardId}/activities/{settlementActivityId}/chargebacks physical conditional
POST /cards/{cardId}/chargebacks physical conditional
POST /cards/{cardId}/refunds physical conditional
POST /credit physical conditional
POST /payment-files physical conditional
POST /payment-files/proceed physical conditional
POST /payment-files/{fileId}/proceed physical conditional
POST /payment-initiations physical conditional
POST /payments physical conditional
POST /standing-order-initiations physical conditional
POST /vrp physical conditional
POST /vrp-consents physical conditional
POST /vrp-consents/{consentId}/funds-confirmation physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-09-23'
method: generated
source: openapi/modulr-access-group-api-openapi.yml, openapi/modulr-accounts-api-openapi.yml,
  openapi/modulr-async-api-openapi.yml, openapi/modulr-beneficiaries-api-openapi.yml, openapi/modulr-card-simulator-api-openapi.yml,
  openapi/modulr-cards-api-openapi.yml, openapi/modulr-cards-bulk-operations-api-openapi.yml,
  openapi/modulr-channel-manager-card-api-openapi.yml, openapi/modulr-channel-manager-webhook-notifications-api-openapi.yml,
  openapi/modulr-confirmation-of-payee-api-openapi.yml, openapi/modulr-customers-api-openapi.yml,
  openapi/modulr-direct-debit-outbound-mandate-operations-api-openapi.yml, openapi/modulr-direct-debits-api-openapi.yml,
  openapi/modulr-document-api-openapi.yml, openapi/modulr-file-upload-api-openapi.yml, openapi/modulr-inbound-payments-api-openapi.yml,
  openapi/modulr-integration-notification-api-openapi.yml, openapi/modulr-notification-api-openapi.yml,
  openapi/modulr-payment-initiations-api-openapi.yml, openapi/modulr-payments-api-openapi.yml,
  openapi/modulr-restricted-api-openapi.yml, openapi/modulr-rules-api-openapi.yml, openapi/modulr-share-secure-card-details-api-openapi.yml,
  openapi/modulr-transactions-api-openapi.yml, openapi/modulr-variable-recurring-payments-api-openapi.yml,
  openapi/modulr-verification-of-payee-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 212
  by_action_class:
    acting: 138
    connected: 74
  by_consequence:
    write: 118
    read: 74
    physical: 16
    safety-critical: 4
  human_in_the_loop_required: 4
operations:
- path: /access-groups/{accessGroupId}/content
  method: put
  operationId: updateAccessGroup
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /access-groups
  method: get
  operationId: getAccessGroups
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /access-groups
  method: post
  operationId: createAccessGroup
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /access-groups/{accessGroupId}
  method: get
  operationId: getAccessGroup
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}
  method: get
  operationId: getAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}
  method: put
  operationId: editAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountId}/secured-funding
  method: put
  operationId: updateSecuredFundingLimit
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /customers/{customerId}/accounts
  method: get
  operationId: getAccountsByCustomer
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/{customerId}/accounts
  method: post
  operationId: createAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountId}/unblock
  method: post
  operationId: unblockAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountId}/close
  method: post
  operationId: closeAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountId}/block
  method: post
  operationId: blockAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts
  method: get
  operationId: getAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /card-tasks
  method: get
  operationId: getAsyncTasks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /card-tasks/{taskId}
  method: get
  operationId: getAsyncTask
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}/physical-card-request-tasks
  method: get
  operationId: getCreatePhysicalCardAsyncTasksByAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/{customerId}/beneficiaries
  method: post
  operationId: createBeneficiary
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /customers/{customerId}/beneficiaries
  method: delete
  operationId: deleteBeneficiaries
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /beneficiaries
  method: get
  operationId: getBeneficiaries
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /beneficiaries/{beneficiaryId}/locks
  method: get
  operationId: getLocks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /credit-authorisations/{creditAuthId}/reverse
  method: post
  operationId: reverseCreditAuthorisation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/settlements
  method: post
  operationId: createSettlement
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/refunds
  method: post
  operationId: refund
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/original-credits
  method: post
  operationId: createOriginalCredit
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/original-credits/{originalCreditActivityId}/reverse
  method: post
  operationId: reverseOriginalCredit
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/offline-transactions
  method: post
  operationId: createOfflineTransaction
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/expire
  method: post
  operationId: expireCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/credit-authorisations
  method: post
  operationId: createCreditAuthorisation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/chargebacks
  method: post
  operationId: createChargeback
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/authorisations
  method: post
  operationId: createAuthorisation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/activities/{settlementActivityId}/chargebacks
  method: post
  operationId: createChargebackForSettlement
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/account-status-inquiry
  method: post
  operationId: performAccountStatusInquiry
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card-tokens/{tokenId}/devices/{deviceId}/unbind
  method: post
  operationId: unbindDevice
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /authorisations/{authId}/settle
  method: post
  operationId: settleAuthorisation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /authorisations/{authId}/reverse
  method: post
  operationId: reverseAuthorisation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /activities/{chargebackActivityId}/resettlement
  method: post
  operationId: createResettlement
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /activities/{chargebackActivityId}/chargeback-reversal
  method: post
  operationId: createChargebackReversal
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/authentication
  method: put
  operationId: updateCardAuthentication
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partners/{partnerId}/card-report-types/{reportType}/notifications
  method: get
  operationId: getNotificationConfigurationsForAGivenPartnerAndReportType
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partners/{partnerId}/card-report-types/{reportType}/notifications
  method: post
  operationId: updateNotificationConfigurationsForAGivenPartnerAndReportType
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partners/{partnerId}/card-report-types/{reportType}/notifications
  method: delete
  operationId: deleteAllNotificationConfigurationsForAGivenPartnerAndReportType
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partners/{partnerId}/card-report-types/{reportType}/notifications/status
  method: post
  operationId: toggleNotificationsForAGivenPartnerAndReportType
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/{partnerId}/bulk-card-custom-fields
  method: post
  operationId: bulkCreatePartnerCustomFieldKeys
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /customers/{customerId}/card-report-types/{reportType}/notifications
  method: get
  operationId: getNotificationConfigurationsForAGivenCustomerAndReportType
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customers/{customerId}/card-report-types/{reportType}/notifications
  method: post
  operationId: updateNotificationConfigurationsForAGivenCustomerAndReportType
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /customers/{customerId}/card-report-types/{reportType}/notifications
  method: delete
  operationId: deleteAllNotificationConfigurationsForAGivenCustomerAndReportType
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /customers/{customerId}/card-report-types/{reportType}/notifications/status
  method: post
  operationId: toggleNotificationsForAGivenCustomerAndReportType
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /customer/{customerId}/bulk-card-custom-fields
  method: post
  operationId: bulkCreateCustomerCustomFieldKeys
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}
  method: get
  operationId: getCard
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cards/{cardId}
  method: post
  operationId: update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}
  method: patch
  operationId: updateCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/unsuspend
  method: post
  operationId: unsuspendCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/unblock
  method: post
  operationId: unblockCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/suspend
  method: post
  operationId: suspendCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/secure-details-token
  method: post
  operationId: generateCardHolderToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/replace
  method: post
  operationId: replaceCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/pin
  method: get
  operationId: retrievePIN
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cards/{cardId}/pin
  method: post
  operationId: resetPin
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /cards/{cardId}/pin/unblock
  method: post
  operationId: unblockPin
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/in-app-provisioning/apple
  method: post
  operationId: getInAppProvisioningForApple
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cards/{cardId}/custom-fields
  method: post
  operationId: updateCardCustomFields
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/cancel
  method: post
  operationId: cancelCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/block
  method: post
  operationId: blockCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/activate
  method: post
  operationId: activateCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/secure-pin-reset
  method: post
  operationId: secureResetPin
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /cards/enquiry
  method: post
  operationId: cardEnquiry
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card-tokens/{tokenId}/unsuspend
  method: post
  operationId: unsuspendCardToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card-tokens/{tokenId}/suspend
  method: post
  operationId: suspendCardToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card-tokens/{tokenId}/deactivate
  method: post
  operationId: deactivateCardToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /authorisations/{authId}/expire
  method: post
  operationId: expireAuthorisation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountId}/physical-cards
  method: post
  operationId: createPhysicalCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountId}/cards
  method: get
  operationId: getCardsByAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}/cards
  method: post
  operationId: createCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /partner/{partnerId}/card-custom-fields
  method: get
  operationId: getPartnerCustomFieldKeys
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /customer/{customerId}/card-custom-fields
  method: get
  operationId: getCustomerCustomFieldKeys
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cards
  method: get
  operationId: getCards
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cards/{cardId}/tokens
  method: get
  operationId: getCardTokens
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cards/secure-details
  method: get
  operationId: getSecureCardDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /card-tokens/{tokenId}/otp
  method: get
  operationId: getOtpDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /card-tasks
  method: get
  operationId: getAsyncTasks
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /card-reports
  method: get
  operationId: searchReports
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /card-reports/{reportId}/report
  method: get
  operationId: retrieveReport
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /card-reports/{reportId}/download
  method: get
  operationId: retrievePreSignedReportUrl
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /activities
  method: get
  operationId: getCardActivities
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountId}/physical-card-request-tasks
  method: get
  operationId: getCreatePhysicalCardAsyncTasksByAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /partner/{partnerId}/card-custom-fields/{key}
  method: delete
  operationId: deletePartnerCustomFieldKey
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /customer/{customerId}/card-custom-fields/{key}
  method: delete
  operationId: deleteCustomerCustomFieldKey
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards/{cardId}/custom-fields/{key}
  method: delete
  operationId: deleteCardCustomField
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bulk-cards
  method: get
  operationId: getActiveBulkCardRequests
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bulk-cards
  method: post
  operationId: submitBulkCardOperations
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bulk-cards/upload
  method: post
  operationId: uploadBulkCards
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /bulk-cards/{bulkRequestId}
  method: get
  operationId: getBulkCardsInfo
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bulk-cards/{bulkRequestId}
  method: delete
  operationId: deleteBulkRequest
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /channel-managers/cards/{cardId}
  method: post
  operationId: channelManagerUpdateCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /channel-managers/cards/{cardId}
  method: patch
  operationId: channelManagerUpdateCard_1
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /channel-managers/cards/{cardId}/replace
  method: post
  operationId: channelManagerReplaceCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required


# --- truncated at 32 KB (68 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/modulr/refs/heads/main/agentic-access/modulr-agentic-access.yml

Work with this as data

Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

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Tools for agentic access

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
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curl "https://apis.io/api/v1/search?q=modulr-agentic-access&limit=10"
Everything under a tag 
curl "https://apis.io/api/v1/tags/modulr-agentic-access"

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