Mercoa · Agentic Access

Mercoa Agentic Access

x-agentic-access generated

Mercoa exposes 231 API operations that an AI agent could call, of which 124 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 107 read, 65 write, 58 physical, and 1 safety-critical.

1 operation are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

MercoaEmbedded FinanceAccounts PayableAccounts ReceivableBill PayInvoicingPaymentsVertical SaaSVendorsApprovalsDisbursementsVirtual Cards
Operations: 231 Acting: 124 Human-in-the-loop: 1 Method: generated

API Evangelist recommendations, not provider rules. These classifications are generated heuristically from each operation's method, path and name. They suggest how an agent's access could be scoped. They are not authorization, approval or human-in-the-loop requirements that the provider enforces.

By consequence

read 107 write 65 physical 58 safety-critical 1

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceRecommended human-in-loop
DELETE /organization/notification-configuration/{notificationType} safety-critical required
POST /entity/{entityId}/onboarding physical conditional
POST /entity/{entityId}/paymentMethod physical conditional
POST /entity/{entityId}/paymentMethod physical conditional
PUT /entity/{entityId}/paymentMethod/{paymentMethodId} physical conditional
DELETE /entity/{entityId}/paymentMethod/{paymentMethodId} physical conditional
PUT /entity/{entityId}/paymentMethod/{paymentMethodId} physical conditional
DELETE /entity/{entityId}/paymentMethod/{paymentMethodId} physical conditional
POST /entity/{entityId}/paymentMethod/{paymentMethodId}/add-wallet-funds physical conditional
POST /entity/{entityId}/paymentMethod/{paymentMethodId}/micro-deposits physical conditional
PUT /entity/{entityId}/paymentMethod/{paymentMethodId}/micro-deposits physical conditional
POST /entity/{entityId}/paymentMethod/{paymentMethodId}/withdraw-wallet-funds physical conditional
POST /invoice physical conditional
POST /invoice physical conditional
POST /invoice-template physical conditional
POST /invoice-template physical conditional
POST /invoice-template/{invoiceTemplateId} physical conditional
DELETE /invoice-template/{invoiceTemplateId} physical conditional
POST /invoice-template/{invoiceTemplateId} physical conditional
DELETE /invoice-template/{invoiceTemplateId} physical conditional
POST /invoice-template/{invoiceTemplateId}/add-approver physical conditional
POST /invoice-template/{invoiceTemplateId}/approve physical conditional
POST /invoice-template/{invoiceTemplateId}/document physical conditional
DELETE /invoice-template/{invoiceTemplateId}/document/{documentId} physical conditional
PUT /invoice-template/{invoiceTemplateId}/line-item/{lineItemId} physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-11-10'
method: generated
source: openapi/mercoa-bank-lookup-api-openapi.yml, openapi/mercoa-calculate-api-openapi.yml,
  openapi/mercoa-custom-payment-method-schema-api-openapi.yml, openapi/mercoa-entities-api-openapi.yml,
  openapi/mercoa-entity-api-openapi.yml, openapi/mercoa-entity-approval-policy-api-openapi.yml,
  openapi/mercoa-entity-bnpl-api-openapi.yml, openapi/mercoa-entity-bulk-api-openapi.yml, openapi/mercoa-entity-counterparty-api-openapi.yml,
  openapi/mercoa-entity-counterparty-bulk-api-openapi.yml, openapi/mercoa-entity-counterparty-vendor-credit-api-openapi.yml,
  openapi/mercoa-entity-customization-api-openapi.yml, openapi/mercoa-entity-document-api-openapi.yml,
  openapi/mercoa-entity-email-log-api-openapi.yml, openapi/mercoa-entity-email-template-api-openapi.yml,
  openapi/mercoa-entity-external-accounting-system-api-openapi.yml, openapi/mercoa-entity-group-api-openapi.yml,
  openapi/mercoa-entity-group-counterparty-api-openapi.yml, openapi/mercoa-entity-group-invoice-api-openapi.yml,
  openapi/mercoa-entity-group-user-api-openapi.yml, openapi/mercoa-entity-groups-api-openapi.yml,
  openapi/mercoa-entity-invoice-api-openapi.yml, openapi/mercoa-entity-metadata-api-openapi.yml,
  openapi/mercoa-entity-notification-policy-api-openapi.yml, openapi/mercoa-entity-payment-method-api-openapi.yml,
  openapi/mercoa-entity-payment-method-bank-account-api-openapi.yml, openapi/mercoa-entity-payment-method-wallet-api-openapi.yml,
  openapi/mercoa-entity-representative-api-openapi.yml, openapi/mercoa-entity-user-api-openapi.yml,
  openapi/mercoa-entity-user-notification-policy-api-openapi.yml, openapi/mercoa-entity-user-notifications-api-openapi.yml,
  openapi/mercoa-invoice-api-openapi.yml, openapi/mercoa-invoice-approval-api-openapi.yml, openapi/mercoa-invoice-bnpl-api-openapi.yml,
  openapi/mercoa-invoice-bulk-api-openapi.yml, openapi/mercoa-invoice-collection-api-openapi.yml,
  openapi/mercoa-invoice-comment-api-openapi.yml, openapi/mercoa-invoice-document-api-openapi.yml,
  openapi/mercoa-invoice-line-item-api-openapi.yml, openapi/mercoa-invoice-payment-links-api-openapi.yml,
  openapi/mercoa-invoice-template-api-openapi.yml, openapi/mercoa-invoice-template-approval-api-openapi.yml,
  openapi/mercoa-invoice-template-document-api-openapi.yml, openapi/mercoa-invoice-template-line-item-api-openapi.yml,
  openapi/mercoa-invoice-templates-api-openapi.yml, openapi/mercoa-invoices-api-openapi.yml,
  openapi/mercoa-ocr-api-openapi.yml, openapi/mercoa-organization-api-openapi.yml, openapi/mercoa-organization-notification-configuration-api-openapi.yml,
  openapi/mercoa-payment-gateway-api-openapi.yml, openapi/mercoa-payment-gateway-process-api-openapi.yml,
  openapi/mercoa-payment-gateway-validate-api-openapi.yml, openapi/mercoa-payment-methods-api-openapi.yml,
  openapi/mercoa-transaction-api-openapi.yml, openapi/mercoa-transactions-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 231
  by_action_class:
    connected: 107
    acting: 124
  by_consequence:
    read: 107
    physical: 58
    write: 65
    safety-critical: 1
  human_in_the_loop_required: 1
operations:
- path: /bankLookup
  method: get
  operationId: bankLookup_find
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /fees
  method: post
  operationId: calculate_fee
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /paymentTiming
  method: post
  operationId: calculate_paymentTiming
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /paymentMethod/schema
  method: get
  operationId: customPaymentMethodSchema_getAll
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /paymentMethod/schema
  method: post
  operationId: customPaymentMethodSchema_create
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /paymentMethod/schema/{schemaId}
  method: post
  operationId: customPaymentMethodSchema_update
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /paymentMethod/schema/{schemaId}
  method: get
  operationId: customPaymentMethodSchema_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /paymentMethod/schema/{schemaId}
  method: delete
  operationId: customPaymentMethodSchema_delete
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity
  method: get
  operationId: getEntity
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity
  method: post
  operationId: postEntity
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}
  method: get
  operationId: getEntityByEntityId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}
  method: post
  operationId: postEntityByEntityId
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}
  method: delete
  operationId: deleteEntityByEntityId
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/accept-tos
  method: post
  operationId: postEntityByEntityIdAcceptTos
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/request-kyb
  method: post
  operationId: postEntityByEntityIdRequestKyb
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/token
  method: post
  operationId: postEntityByEntityIdToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/counterparties/payees
  method: get
  operationId: getEntityByEntityIdCounterpartiesPayees
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/counterparties/payors
  method: get
  operationId: getEntityByEntityIdCounterpartiesPayors
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity
  method: get
  operationId: entity_find
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity
  method: post
  operationId: entity_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}
  method: get
  operationId: entity_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}
  method: post
  operationId: entity_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}
  method: delete
  operationId: entity_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/accept-tos
  method: post
  operationId: entity_acceptTermsOfService
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/request-kyb
  method: post
  operationId: entity_initiateKyb
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/token
  method: post
  operationId: entity_getToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/onboarding
  method: get
  operationId: entity_getOnboardingLink
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/onboarding
  method: post
  operationId: entity_sendOnboardingLink
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/events
  method: get
  operationId: entity_events
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/approval-policies
  method: get
  operationId: entity_approvalPolicy_getAll
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/approval-policy
  method: post
  operationId: entity_approvalPolicy_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/approval-policy/{policyId}
  method: get
  operationId: entity_approvalPolicy_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/approval-policy/{policyId}
  method: post
  operationId: entity_approvalPolicy_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/approval-policy/{policyId}
  method: delete
  operationId: entity_approvalPolicy_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/approval-policies/history
  method: get
  operationId: entity_approvalPolicy_history
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/approval-policies/history/{approvalPolicyHistoryId}/restore
  method: post
  operationId: entity_approvalPolicy_restore
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/bnpl/loans
  method: get
  operationId: entity_bnpl_getLoans
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entities
  method: post
  operationId: entity_bulk_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entities/download
  method: get
  operationId: entity_bulk_download
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/counterparties/payees
  method: get
  operationId: entity_counterparty_findPayees
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/counterparties/payors
  method: get
  operationId: entity_counterparty_findPayors
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/addPayees
  method: post
  operationId: entity_counterparty_addPayees
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/hidePayees
  method: post
  operationId: entity_counterparty_hidePayees
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/addPayors
  method: post
  operationId: entity_counterparty_addPayors
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/hidePayors
  method: post
  operationId: entity_counterparty_hidePayors
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/counterparties/payees/download
  method: get
  operationId: entity_counterparty_bulk_downloadPayees
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/counterparties/payors/download
  method: get
  operationId: entity_counterparty_bulk_downloadPayors
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/counterparty/{counterpartyId}/vendor-credits
  method: get
  operationId: entity_counterparty_vendorCredit_getAll
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/counterparty/{counterpartyId}/vendor-credit/{vendorCreditId}
  method: get
  operationId: entity_counterparty_vendorCredit_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/counterparty/{counterpartyId}/vendor-credit/{vendorCreditId}
  method: delete
  operationId: entity_counterparty_vendorCredit_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/counterparty/{counterpartyId}/vendor-credit
  method: post
  operationId: entity_counterparty_vendorCredit_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/counterparty/{counterpartyId}/vendor-credits/estimate-usage
  method: get
  operationId: entity_counterparty_vendorCredit_estimateUsage
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/customization
  method: get
  operationId: entity_customization_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/customization
  method: post
  operationId: entity_customization_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/documents
  method: get
  operationId: entity_document_getAll
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/document
  method: post
  operationId: entity_document_upload
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/document/{documentId}
  method: delete
  operationId: entity_document_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/emailLogs
  method: get
  operationId: entity_emailLog_find
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/emailLog/{logId}
  method: get
  operationId: entity_emailLog_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/email-templates
  method: get
  operationId: entity_emailTemplate_getAll
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/email-template
  method: post
  operationId: entity_emailTemplate_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/email-template/{emailTemplateId}
  method: get
  operationId: entity_emailTemplate_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/email-template/{emailTemplateId}
  method: put
  operationId: entity_emailTemplate_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/email-template/{emailTemplateId}
  method: delete
  operationId: entity_emailTemplate_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/external-accounting-system
  method: get
  operationId: entity_externalAccountingSystem_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/external-accounting-system/create
  method: post
  operationId: entity_externalAccountingSystem_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entity/{entityId}/external-accounting-system/connect
  method: get
  operationId: entity_externalAccountingSystem_connect
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entity/{entityId}/external-accounting-system/sync
  method: get
  operationId: entity_externalAccountingSystem_sync
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroups
  method: get
  operationId: entityGroup_getAll
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup
  method: post
  operationId: entityGroup_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}
  method: get
  operationId: entityGroup_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup/{entityGroupId}
  method: post
  operationId: entityGroup_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}
  method: delete
  operationId: entityGroup_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/token
  method: post
  operationId: entityGroup_getToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/addEntities
  method: post
  operationId: entityGroup_addEntities
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/removeEntities
  method: post
  operationId: entityGroup_removeEntities
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/addPayees
  method: post
  operationId: entityGroup_counterparty_addPayees
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/hidePayees
  method: post
  operationId: entityGroup_counterparty_hidePayees
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/addPayors
  method: post
  operationId: entityGroup_counterparty_addPayors
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/hidePayors
  method: post
  operationId: entityGroup_counterparty_hidePayors
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/invoices
  method: get
  operationId: entityGroup_invoice_find
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup/{entityGroupId}/invoices/download
  method: get
  operationId: entityGroup_invoice_download
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup/{entityGroupId}/invoice-metrics
  method: get
  operationId: entityGroup_invoice_metrics
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup/{entityGroupId}/users
  method: get
  operationId: entityGroup_user_find
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup/{entityGroupId}/user
  method: post
  operationId: entityGroup_user_create
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/user/{foreignId}
  method: get
  operationId: entityGroup_user_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup/{entityGroupId}/user/{foreignId}
  method: post
  operationId: entityGroup_user_update
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/user/{foreignId}
  method: delete
  operationId: entityGroup_user_delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/user/{foreignId}/token
  method: post
  operationId: entityGroup_user_getToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}/sync-users
  method: post
  operationId: entityGroup_user_sync
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroups
  method: get
  operationId: getEntityGroups
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup
  method: post
  operationId: postEntityGroup
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}
  method: get
  operationId: getEntityGroupByEntityGroupId
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /entityGroup/{entityGroupId}
  method: post
  operationId: postEntityGroupByEntityGroupId
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /entityGroup/{entityGroupId}
  method: delete
  operationId: deleteEntityGroupByEntityGroupId
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required


# --- truncated at 32 KB (75 KB total) ---
# Full source: https://artifacts.apis.io/mercoa/agentic-access/mercoa-agentic-access.yml

Work with this as data

Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for agentic access

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
Search the catalog 
curl "https://apis.io/api/v1/search?q=mercoa-agentic-access&limit=10"
Everything under a tag 
curl "https://apis.io/api/v1/tags/mercoa-agentic-access"

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