Mastercard · Agentic Access

Mastercard Agentic Access

x-agentic-access generated

Mastercard exposes 237 API operations that an AI agent could call, of which 144 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 93 read, 122 write, 18 physical, and 4 safety-critical.

4 operations are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

MastercardCredit CardsDigital IdentityFinancial ServicesFraud PreventionOpen BankingPaymentsFortune 500Agentic Commerce
Operations: 237 Acting: 144 Human-in-the-loop: 4 Method: generated

By consequence

read 93 write 122 physical 18 safety-critical 4

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /subscription-deletions safety-critical required
DELETE /user-consents/{user_consent_id} safety-critical required
POST /users/{user_guid}/virtual-card-accounts safety-critical required
PUT /users/{user_guid}/virtual-card-accounts/{account_guid} safety-critical required
POST /claim-share-insights/{arid} physical conditional
POST /isRoutingValid physical conditional
POST /notifications physical conditional
POST /payment-card-deletions physical conditional
POST /payment-card-enrolments physical conditional
POST /payment-cards physical conditional
POST /payment-requests physical conditional
POST /payment-requests/{payment_request_lifecycle_id}/payment-confirmation-advices physical conditional
POST /payment-requests/{payment_request_lifecycle_id}/refunds physical conditional
POST /payment-requests/{payment_request_lifecycle_id}/refunds/{refund_request_lifecycle_id}/payment-confirmations physical conditional
POST /payment-requests/{payment_request_lifecycle_id}/refunds/{refund_request_lifecycle_id}/status-retrievals physical conditional
POST /payment-requests/{payment_request_lifecycle_id}/step-up-advices physical conditional
POST /payments physical conditional
POST /payments/guests physical conditional
PUT /scope-fulfillments/{arid} physical conditional
POST /service-providers/payment-cards physical conditional
DELETE /service-providers/payment-cards/{payment_card_id} physical conditional
POST /vendors/{vendor_id}/orders/status physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-09-23'
method: generated
source: openapi/mastercard-access-api-openapi.yml, openapi/mastercard-account-groups-api-openapi.yml,
  openapi/mastercard-account-opening-api-openapi.yml, openapi/mastercard-account-subscriptions-api-openapi.yml,
  openapi/mastercard-accounts-api-openapi.yml, openapi/mastercard-acquirer-api-openapi.yml,
  openapi/mastercard-acquirer-merchant-i-ds-api-openapi.yml, openapi/mastercard-activity-api-openapi.yml,
  openapi/mastercard-aggregate-api-openapi.yml, openapi/mastercard-agreement-api-openapi.yml,
  openapi/mastercard-agreements-api-openapi.yml, openapi/mastercard-alert-outcomes-api-openapi.yml,
  openapi/mastercard-alerts-merchants-api-openapi.yml, openapi/mastercard-apis-api-openapi.yml,
  openapi/mastercard-approvals-api-openapi.yml, openapi/mastercard-audit-api-openapi.yml, openapi/mastercard-authentication-api-openapi.yml,
  openapi/mastercard-batch-api-openapi.yml, openapi/mastercard-benchmarks-api-openapi.yml, openapi/mastercard-benefit-allocations-card-management-api-openapi.yml,
  openapi/mastercard-benefit-allocations-segment-management-api-openapi.yml, openapi/mastercard-benefits-api-openapi.yml,
  openapi/mastercard-bin-api-openapi.yml, openapi/mastercard-callbacks-api-openapi.yml, openapi/mastercard-card-api-openapi.yml,
  openapi/mastercard-cards-api-openapi.yml, openapi/mastercard-catalogs-api-openapi.yml, openapi/mastercard-categories-api-openapi.yml,
  openapi/mastercard-changes-api-openapi.yml, openapi/mastercard-claim-api-openapi.yml, openapi/mastercard-claims-api-openapi.yml,
  openapi/mastercard-cls-activations-api-openapi.yml, openapi/mastercard-confirmations-api-openapi.yml,
  openapi/mastercard-confirmed-fraud-management-api-openapi.yml, openapi/mastercard-confirmed-fraud-submission-api-openapi.yml,
  openapi/mastercard-consent-api-openapi.yml, openapi/mastercard-consumers-api-openapi.yml,
  openapi/mastercard-conversions-api-openapi.yml, openapi/mastercard-countries-api-openapi.yml,
  openapi/mastercard-currencies-api-openapi.yml, openapi/mastercard-dashboards-api-openapi.yml,
  openapi/mastercard-data-api-openapi.yml, openapi/mastercard-debtor-api-openapi.yml, openapi/mastercard-deletions-api-openapi.yml,
  openapi/mastercard-documents-api-openapi.yml, openapi/mastercard-donations-api-openapi.yml,
  openapi/mastercard-donor-api-openapi.yml, openapi/mastercard-donors-api-openapi.yml, openapi/mastercard-email-api-openapi.yml,
  openapi/mastercard-field-mapping-api-openapi.yml, openapi/mastercard-fraud-api-openapi.yml,
  openapi/mastercard-guid-api-openapi.yml, openapi/mastercard-initiate-api-openapi.yml, openapi/mastercard-inquiries-api-openapi.yml,
  openapi/mastercard-insights-api-openapi.yml, openapi/mastercard-issuer-api-openapi.yml, openapi/mastercard-lifecycle-api-openapi.yml,
  openapi/mastercard-lookup-identifiers-api-openapi.yml, openapi/mastercard-lost-stolen-api-openapi.yml,
  openapi/mastercard-member-api-openapi.yml, openapi/mastercard-merchant-registration-api-openapi.yml,
  openapi/mastercard-merchants-api-openapi.yml, openapi/mastercard-multi-api-openapi.yml, openapi/mastercard-notifications-api-openapi.yml,
  openapi/mastercard-offers-api-openapi.yml, openapi/mastercard-otps-api-openapi.yml, openapi/mastercard-pan-blocks-api-openapi.yml,
  openapi/mastercard-payment-requests-api-openapi.yml, openapi/mastercard-payments-api-openapi.yml,
  openapi/mastercard-plans-api-openapi.yml, openapi/mastercard-products-api-openapi.yml, openapi/mastercard-profiles-api-openapi.yml,
  openapi/mastercard-rates-api-openapi.yml, openapi/mastercard-routing-api-openapi.yml, openapi/mastercard-scopes-api-openapi.yml,
  openapi/mastercard-scores-api-openapi.yml, openapi/mastercard-searches-api-openapi.yml, openapi/mastercard-service-api-openapi.yml,
  openapi/mastercard-sources-api-openapi.yml, openapi/mastercard-subscription-api-openapi.yml,
  openapi/mastercard-subscriptions-api-openapi.yml, openapi/mastercard-summaries-api-openapi.yml,
  openapi/mastercard-surveys-api-openapi.yml, openapi/mastercard-transaction-api-openapi.yml,
  openapi/mastercard-transactions-api-openapi.yml, openapi/mastercard-users-api-openapi.yml,
  openapi/mastercard-validations-api-openapi.yml, openapi/mastercard-vendors-api-openapi.yml,
  openapi/mastercard-verifications-api-openapi.yml, openapi/mastercard-widgets-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 237
  by_action_class:
    acting: 144
    connected: 93
  by_consequence:
    write: 122
    read: 93
    safety-critical: 4
    physical: 18
  human_in_the_loop_required: 4
operations:
- path: /access-tokens
  method: post
  operationId: getAccessToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /account-groups
  method: put
  operationId: UpdateAccountGroup
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /openings
  method: post
  operationId: retrieveAccountOpeningInsights
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /subscription-deletions
  method: post
  operationId: accountSubscriptionDeletion
  x-agentic-access:
    action-class: acting
    consequence: safety-critical
    subject: required
    audience: null
    token:
      max-ttl: 120
      exchange: true
      purpose-required: true
      proof-of-possession: true
    escalation:
      human-in-the-loop: required
    audit: required
- path: /accounts
  method: put
  operationId: updateAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts
  method: post
  operationId: enrollAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{id}
  method: get
  operationId: getAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /sub-merchants/{guid}/locations/{location_id}/acquirer-merchant-ids/{acquirer_merchant_id}
  method: delete
  operationId: deleteAcceptedAcquirerMerchantId
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /sub-merchants/{guid}/locations/{location_id}/acquirer-merchant-ids
  method: post
  operationId: addAcquirerMerchantIds
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /sub-merchants/{guid}/locations/{location_id}/acquirer-merchant-ids
  method: get
  operationId: getAcceptedAcquirerMerchantIds
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /rp-activity-searches
  method: post
  operationId: searchRpActivity
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /issuers/users/{userid}/aggregate-carbon-scores
  method: get
  operationId: getAggregateCarbonScore
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /agreements/{agreement_id}/updates
  method: post
  operationId: updateAgreement
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /agreements/{agreement_id}/status-retrievals
  method: post
  operationId: retrieveAgreementStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /agreement-retrievals
  method: post
  operationId: retrieveAgreement
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /agreement-searches
  method: post
  operationId: retrieveAgreementList
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /agreements
  method: post
  operationId: createAgreement
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /outcomes
  method: post
  operationId: submitOutcome
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /alerts/merchants/{member_id}/acquirer-reference-ids
  method: post
  operationId: createAlertsAcquirerReferenceIdConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /alerts/merchants/{member_id}/acquirer-reference-ids
  method: put
  operationId: updateAlertsAcquirerReferenceIdConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /alerts/merchants/{member_id}/acquirer-reference-ids
  method: get
  operationId: getAlertsAcquirerReferenceIdConfigs
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /alerts/merchants/{member_id}/acquirer-reference-ids
  method: delete
  operationId: deleteAlertsAcquirerReferenceIdConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /api/orders
  method: post
  operationId: getTransactionDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /api/orders/healthchecks
  method: get
  operationId: getHealthDetails
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /approvals
  method: post
  operationId: planApproval
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /approvals/{plan_id}
  method: get
  operationId: getPlanApprovalStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /audit-events
  method: put
  operationId: createAuditEvents
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /authentication-decisions/scans/{scan_id}
  method: put
  operationId: authenticationdecisions
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /srci/{src-client-id}/dpas/batch
  method: post
  operationId: bulkAddUpdateDpa
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /srci/{src-client-id}/dpas/batch/status/{batch-id}
  method: get
  operationId: getDpaBatchStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /org/{organization_id}/dpas/batch
  method: post
  operationId: uploadMerchants
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /benchmarks
  method: get
  operationId: getBenchmarksForCountry
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cards
  method: post
  operationId: cardReplacement
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cards
  method: put
  operationId: freezeUnfreeze
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card-segments
  method: post
  operationId: assignSegment
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card-segments-replacements
  method: put
  operationId: replaceSegment
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card-segments-cancellations
  method: put
  operationId: cancelSegment
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /benefits/searches
  method: post
  operationId: searchBenefits
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bin-ranges
  method: post
  operationId: get-bin-resources
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /bin-ranges/account-searches
  method: post
  operationId: search-by-account-range-resources
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /callbacks
  method: post
  operationId: Callback
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /alerts/merchants/{member_id}/sub-merchants/{sub_merchant_id}/card-acceptor-ids
  method: post
  operationId: createAlertsCardAcceptorIdConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /alerts/merchants/{member_id}/sub-merchants/{sub_merchant_id}/card-acceptor-ids
  method: get
  operationId: getAlertsCardAcceptorIdConfigs
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /alerts/merchants/{member_id}/sub-merchants/{sub_merchant_id}/card-acceptor-ids
  method: delete
  operationId: deleteAlertsCardAcceptorIdConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /alerts/merchants/{member_id}/sub-merchants/{sub_merchant_id}/card-acceptor-names
  method: post
  operationId: createAlertsCardAcceptorNameConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /alerts/merchants/{member_id}/sub-merchants/{sub_merchant_id}/card-acceptor-names
  method: get
  operationId: getAlertsCardAcceptorNameConfigs
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /alerts/merchants/{member_id}/sub-merchants/{sub_merchant_id}/card-acceptor-names
  method: delete
  operationId: deleteAlertsCardAcceptorNameConfig
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /sub-merchants/{guid}/locations/{location_id}/card-acceptor-names
  method: post
  operationId: addCardAcceptorNames
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /sub-merchants/{guid}/locations/{location_id}/card-acceptor-names
  method: get
  operationId: getCardAcceptorNames
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /sub-merchants/{guid}/locations/{location_id}/card-acceptor-names/{id}
  method: get
  operationId: getCardAcceptorNameById
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /sub-merchants/{guid}/locations/{location_id}/card-acceptor-names/{id}
  method: put
  operationId: updateCardAcceptorNameById
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /sub-merchants/{guid}/locations/{location_id}/card-acceptor-names/{id}
  method: delete
  operationId: deleteCardAcceptorById
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /real-card-accounts/{account_guid}
  method: delete
  operationId: DeleteVcnsByRealCardAccountGuid
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /prepaid-cards
  method: post
  operationId: createPrepaidCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /debit-cards
  method: post
  operationId: createDebitCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /catalogs
  method: get
  operationId: getCatalogs
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /catalogs/{catalog_id}/items
  method: get
  operationId: getItems
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /categories
  method: get
  operationId: getMerchantCategories
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /alerts/merchants/{member_id}/sub-merchants/{sub_merchant_id}/status-changes
  method: put
  operationId: updateAlertsSubMerchantStatus
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /claim-share-insights/{arid}
  method: post
  operationId: processClaimShareInsights
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /claim-searches
  method: post
  operationId: retrieveClaimStatus
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /tprp-claims
  method: post
  operationId: getClaimsIdentities
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cls/accounts/activations
  method: post
  operationId: createActivation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cls/accounts/{account_id}/activations
  method: get
  operationId: getActivations
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cls/accounts/{account_id}/activations/{activation_id}
  method: put
  operationId: updateActivation
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payment-requests/{payment_request_lifecycle_id}/payment-confirmation-advices
  method: post
  operationId: confirmPaymentAdvice
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /mastercard-frauds
  method: put
  operationId: updateMastercardFraud
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /issuer-frauds
  method: put
  operationId: updateIssuerFraud
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /mastercard-frauds
  method: post
  operationId: submitMastercardFraud
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /issuer-frauds
  method: post
  operationId: submitIssuerFraud
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /consent-languages
  method: get
  operationId: getConsentLanguages
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /consumers/pans/registrations
  method: post
  operationId: registerPans
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /consumers/pans/deregistrations
  method: post
  operationId: deregisterPans
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /conversion-rate
  method: get
  operationId: getConversionDetailUsingGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /conversion-rate-issued
  method: get
  operationId: isRateIssuedUsingGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /countries
  method: get
  operationId: getCountries
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /country-subdivisions
  method: get
  operationId: getCountrySubdivisions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /supported-currencies
  method: get
  operationId: GetSupportedCurrencies
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /mc-currencies
  method: get
  operationId: getEnhancedMCCurrencyDataUsingGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /ecb-currencies
  method: get
  operationId: getEcbCurrenciesListUsingGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /settlement-currencies
  method: get
  operationId: getCurrencyRateDataUsingGET
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /issuers/users/{userid}/dashboards
  method: get
  operationId: getAuthToken
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /tp-data-shares
  method: post
  operationId: updatePdsData
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /data-extractions/access-tokens
  method: post
  operationId: retrieveDataExtractionAccessToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /data-extractions/facematch
  method: post
  operationId: facematchVerification
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /data-extractions/scans/{scan_id}
  method: get
  operationId: extractScannedDocumentData
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /user-data-tokens
  method: post
  operationId: createUserToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /debtor-service-providers
  method: get
  operationId: listDebtorServiceProviders
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /issuers/user-deletions
  method: post
  operationId: deleteUsers
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /document-verifications/document-data-retrievals
  method: post
  operationId: retrieveDocumentData
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /document-verifications/document-data-retrievals
  method: put
  operationId: retrieveMultiDocumentData
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required


# --- truncated at 32 KB (76 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/mastercard/refs/heads/main/agentic-access/mastercard-agentic-access.yml

Work with this as data

Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

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Tools for agentic access

3 MCP tools reach this
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curl "https://apis.io/api/v1/tags/mastercard-agentic-access"

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