Lead Bank · Agentic Access

Lead Bank Agentic Access

x-agentic-access generated

Lead Bank exposes 157 API operations that an AI agent could call, of which 104 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 53 read, 66 write, 37 physical, and 1 safety-critical.

1 operation are classed safety-critical and should require human-in-the-loop approval at runtime.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

BankingSponsor BankEmbedded FinanceBanking as a ServicePaymentsLendingCardsDeposits
Operations: 157 Acting: 104 Human-in-the-loop: 1 Method: generated

API Evangelist recommendations, not provider rules. These classifications are generated heuristically from each operation's method, path and name. They suggest how an agent's access could be scoped. They are not authorization, approval or human-in-the-loop requirements that the provider enforces.

By consequence

read 53 write 66 physical 37 safety-critical 1

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceRecommended human-in-loop
POST /v2/user_credit_balances/{user_credit_balance_id}/stop_reporting safety-critical required
POST /v0/blockchain_payments physical conditional
POST /v1/instant_payments physical conditional
POST /v1/instant_payments/check_availability physical conditional
POST /v1/instant_payments/{instant_payment_id}/cancel physical conditional
POST /v1/instant_payments/{instant_payment_id}/reject_return_request physical conditional
POST /v1/instant_payments/{instant_payment_id}/request_return physical conditional
POST /v1/instant_payments/{instant_payment_id}/return physical conditional
POST /v1/internal_transfer physical conditional
POST /v1/simulate/instant_payments/incoming physical conditional
POST /v1/simulate/instant_payments/{instant_payment_id}/incoming_return physical conditional
POST /v1/simulate/instant_payments/{instant_payment_id}/incoming_return_request physical conditional
POST /v1/simulate/instant_payments/{instant_payment_id}/incoming_return_request_acceptance physical conditional
POST /v1/simulate/instant_payments/{instant_payment_id}/incoming_return_request_rejection physical conditional
POST /v1/simulate/wires/incoming physical conditional
POST /v1/simulate/wires/{wire_id}/advance physical conditional
POST /v1/simulate/wires/{wire_id}/incoming_return physical conditional
POST /v1/simulate/wires/{wire_id}/incoming_return_request physical conditional
POST /v1/simulate/wires/{wire_id}/incoming_return_request_acceptance physical conditional
POST /v1/simulate/wires/{wire_id}/incoming_return_request_rejection physical conditional
POST /v1/wires physical conditional
PATCH /v1/wires/{wire_id} physical conditional
POST /v1/wires/{wire_id}/cancel physical conditional
POST /v1/wires/{wire_id}/reject_return_request physical conditional
POST /v1/wires/{wire_id}/request_return physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-11-10'
method: generated
source: openapi/lead-bank-account-number-api-openapi.yml, openapi/lead-bank-ach-api-openapi.yml,
  openapi/lead-bank-application-api-openapi.yml, openapi/lead-bank-blockchain-payment-api-openapi.yml,
  openapi/lead-bank-compliance-api-openapi.yml, openapi/lead-bank-core-account-api-openapi.yml,
  openapi/lead-bank-core-balance-api-openapi.yml, openapi/lead-bank-core-transaction-api-openapi.yml,
  openapi/lead-bank-entity-api-openapi.yml, openapi/lead-bank-events-api-openapi.yml, openapi/lead-bank-files-api-openapi.yml,
  openapi/lead-bank-funding-api-openapi.yml, openapi/lead-bank-instant-payments-api-openapi.yml,
  openapi/lead-bank-internal-transfer-api-openapi.yml, openapi/lead-bank-lending-api-openapi.yml,
  openapi/lead-bank-lending-simulation-api-openapi.yml, openapi/lead-bank-oauth-api-openapi.yml,
  openapi/lead-bank-originator-api-openapi.yml, openapi/lead-bank-receivable-api-openapi.yml,
  openapi/lead-bank-receivable-sale-api-openapi.yml, openapi/lead-bank-simulation-api-openapi.yml,
  openapi/lead-bank-subledger-balances-api-openapi.yml, openapi/lead-bank-user-account-api-openapi.yml,
  openapi/lead-bank-user-credit-balance-api-openapi.yml, openapi/lead-bank-user-credit-transaction-api-openapi.yml,
  openapi/lead-bank-wire-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 157
  by_action_class:
    acting: 104
    connected: 53
  by_consequence:
    write: 66
    read: 53
    physical: 37
    safety-critical: 1
  human_in_the_loop_required: 1
operations:
- path: /v1/account_number
  method: post
  operationId: create-an-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/account_number
  method: get
  operationId: list-all-account-number
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/account_number/register
  method: post
  operationId: register-an-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/account_number/{account_number_id}/assign
  method: post
  operationId: assign-an-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/account_number/{account_number_id}
  method: patch
  operationId: update-an-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/account_number/{account_number_id}
  method: get
  operationId: retrieve-an-account-number
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/account_number/{account_number_id}/activate
  method: post
  operationId: activate-an-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/account_number/{account_number_id}/deactivate
  method: post
  operationId: deactivate-an-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/account_number/{account_number_id}/cancel
  method: post
  operationId: cancel-an-account-number
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/ach
  method: post
  operationId: create-an-ach
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/ach
  method: get
  operationId: list-all-ach
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/ach/{ach_id}
  method: get
  operationId: retrieve-an-ach
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/ach/{ach_id}
  method: patch
  operationId: update-an-ach
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/ach/{ach_id}/cancel
  method: post
  operationId: cancel-an-ach
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/ach/{ach_id}/return
  method: post
  operationId: return-an-ach
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/ach/{ach_id}/reverse
  method: post
  operationId: reverse-an-ach
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/applications
  method: post
  operationId: create-an-application-v2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/applications
  method: get
  operationId: list-applications-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/applications/{id}
  method: get
  operationId: retrieve-an-application-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/applications/{id}
  method: patch
  operationId: update-an-application-v2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/applications/{id}/entity_relationships
  method: get
  operationId: list-application-entity-relationships-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/blockchain_payments
  method: post
  operationId: create-a-blockchain-payment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/blockchain_payments
  method: get
  operationId: list-all-blockchain-payments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/blockchain_payments/{blockchain_payment_id}
  method: get
  operationId: retrieve-a-blockchain-payment
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/applications
  method: post
  operationId: create-an-application
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/applications
  method: get
  operationId: retrieve-an-application-by-client-application-id
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/applications/{id}
  method: get
  operationId: retrieve-an-application
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/applications/{id}
  method: patch
  operationId: update-an-application
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/applications/{id}/entity_relationships
  method: get
  operationId: list-application-entity-relationships
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/accounts
  method: post
  operationId: create-an-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/accounts
  method: get
  operationId: retrieve-an-account-by-client-account-id
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/accounts/{id}
  method: get
  operationId: retrieve-an-account
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/accounts/{id}
  method: patch
  operationId: update-an-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/accounts/{id}/activate
  method: post
  operationId: activate-an-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/accounts/{id}/deactivate
  method: post
  operationId: deactivate-an-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/accounts/{id}/close
  method: post
  operationId: close-an-account
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/accounts/{id}/entity_relationships
  method: get
  operationId: list-account-entity-relationships
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/accounts/{id}/entity_relationships/{entity_id}
  method: delete
  operationId: delete-account-entity-relationship
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/accounts/{id}/entity_relationships/batch
  method: post
  operationId: batch-create-account-entity-relationships
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/cards
  method: get
  operationId: retrieve-a-card-by-client-card-id
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/cards
  method: post
  operationId: create-a-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/cards/{id}
  method: get
  operationId: retrieve-a-card
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/cards/{id}
  method: patch
  operationId: update-a-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/cards/{id}/activate
  method: post
  operationId: activate-a-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/cards/{id}/deactivate
  method: post
  operationId: deactivate-a-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/cards/{id}/close
  method: post
  operationId: close-a-card
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/core_accounts
  method: get
  operationId: list-all-core-accounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/core_accounts/{id}
  method: get
  operationId: retrieve-a-core-account
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/core_balances
  method: get
  operationId: list-all-core-balances
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/core_balances/{id}
  method: get
  operationId: retrieve-a-core-balance
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/core_transactions
  method: get
  operationId: list-all-core-transactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/core_transactions/{id}
  method: get
  operationId: retrieve-a-core-transaction
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/entities
  method: post
  operationId: create-an-entity
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/entities
  method: get
  operationId: retrieve-an-entity-by-client-customer-id
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/entities/{id}
  method: patch
  operationId: Update-an-entity
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/entities/{id}
  method: get
  operationId: retrieve-an-entity-by-entity-id
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/entities
  method: post
  operationId: create-an-entity-v2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/entities
  method: get
  operationId: list-entities-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/entities/{id}
  method: patch
  operationId: update-an-entity-v2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/entities/{id}
  method: get
  operationId: retrieve-an-entity-by-entity-id-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/event/{event_id}
  method: get
  operationId: retrieve-an-event
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/event
  method: get
  operationId: list-all-events
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/files
  method: post
  operationId: create-a-file
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/files/{id}
  method: get
  operationId: retrieve-a-file
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/fundings
  method: post
  operationId: create-a-funding-v0
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/fundings/{id}
  method: get
  operationId: retrieve-a-funding-v0
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/fundings/{id}/advance
  method: post
  operationId: advance-a-funding-v0
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/fundings
  method: post
  operationId: create-a-funding-v2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/fundings/{funding_id}
  method: get
  operationId: retrieve-a-funding-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/fundings/{funding_id}/advance
  method: post
  operationId: advance-a-funding-v2
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/instant_payments
  method: post
  operationId: create-an-instant-payment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/instant_payments
  method: get
  operationId: list-all-instant-payments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/instant_payments/{instant_payment_id}
  method: get
  operationId: retrieve-an-instant-payment
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/instant_payments/{instant_payment_id}/return
  method: post
  operationId: return-an-instant-payment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/instant_payments/{instant_payment_id}/cancel
  method: post
  operationId: cancel-an-instant-payment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/instant_payments/{instant_payment_id}/request_return
  method: post
  operationId: request-return-for-instant-payment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/instant_payments/{instant_payment_id}/reject_return_request
  method: post
  operationId: reject-return-request-for-instant-payment
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/instant_payments/check_availability
  method: post
  operationId: check-instant-payment-availability
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/internal_transfer
  method: post
  operationId: create-an-internal-transfer-v1
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/internal_transfer
  method: get
  operationId: list-all-internal-transfers-v1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/internal_transfer/{internal_transfer_id}
  method: get
  operationId: retrieve-an-internal-transfer-v1
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/lending/disbursements
  method: post
  operationId: create-a-disbursement
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/lending/disbursements/{disbursement_id}
  method: get
  operationId: retrieve-a-disbursement
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/lending/disbursements/{disbursement_id}/cancel
  method: post
  operationId: cancel-a-disbursement
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/simulate/lending/disbursements/{disbursement_id}/advance
  method: post
  operationId: advance-a-disbursement
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/oauth/token
  method: post
  operationId: get-an-access-token
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/originators
  method: post
  operationId: create-an-originator
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/originators
  method: get
  operationId: list-all-originators
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/originators/{originator_id}
  method: patch
  operationId: update-an-originator
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/originators/{originator_id}
  method: get
  operationId: retrieve-an-originator
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v0/originators/{originator_id}/activate
  method: post
  operationId: activate-an-originator
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/originators/{originator_id}/deactivate
  method: post
  operationId: deactivate-an-originator
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v0/originators/{originator_id}/cancel
  method: post
  operationId: cancel-an-originator
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v2/receivables
  method: get
  operationId: list-all-receivables-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/receivables/{receivable_id}
  method: get
  operationId: retrieve-a-receivable-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/receivable_sales
  method: get
  operationId: list-all-receivable-sales-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v2/receivable_sales/{receivable_sale_id}
  method: get
  operationId: retrieve-a-receivable-sale-v2
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /v1/simulate/ach/incoming_ach
  method: post
  operationId: simulate-incoming-ach
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/simulate/ach/{ach_id}/incoming_return
  method: post
  operationId: simulate-incoming-return
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/simulate/ach/{ach_id}/advance
  method: post
  operationId: simulate-advance-ach
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/simulate/wires/{wire_id}/advance
  method: post
  operationId: simulate-advance-wire
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required


# --- truncated at 32 KB (52 KB total) ---
# Full source: https://artifacts.apis.io/lead-bank/agentic-access/lead-bank-agentic-access.yml

Work with this as data

Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.

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Tools for agentic access

3 MCP tools reach this
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
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curl "https://apis.io/api/v1/tags/lead-bank-agentic-access"

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