Kushki · Agentic Access

Kushki Agentic Access

x-agentic-access generated

Kushki exposes 28 API operations that an AI agent could call, of which 20 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 8 read, 7 write, and 13 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

PaymentsLatAmAndean RegionCard PaymentsSubscriptionsCashBank TransfersPayoutsPSEWebpaySPEIPIXOXXOPagoEfectivoFintechEcuadorColombiaPeruChileMexicoBrazil
Operations: 28 Acting: 20 Human-in-the-loop: 0 Method: generated

By consequence

read 8 write 7 physical 13

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /card/v1/capture physical conditional
POST /card/v1/charges physical conditional
POST /card/v1/deferred physical conditional
POST /cardpresent/v1/charges physical conditional
POST /cardpresent/v1/charges/{ticketNumber}/void physical conditional
POST /cash/v1/charges physical conditional
DELETE /cash/v1/charges/{ticketNumber} physical conditional
POST /payouts/transfer/v1/batch physical conditional
POST /payouts/transfer/v1/init physical conditional
POST /subscriptions/v1/card/{subscriptionId}/charge physical conditional
POST /transfer/v1/charge physical conditional
POST /transfer/v1/init physical conditional
DELETE /v1/charges/{ticketNumber} physical conditional

Source

Agentic Access

Raw ↑
generated: '2026-07-15'
method: generated
source: openapi/kushki-card-payments-api-openapi.yml, openapi/kushki-card-present-api-openapi.yml,
  openapi/kushki-cash-payments-api-openapi.yml, openapi/kushki-merchants-api-openapi.yml, openapi/kushki-payouts-api-openapi.yml,
  openapi/kushki-subscriptions-api-openapi.yml, openapi/kushki-transfer-payments-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 28
  by_action_class:
    acting: 20
    connected: 8
  by_consequence:
    write: 7
    physical: 13
    read: 8
  human_in_the_loop_required: 0
operations:
- path: /card/v1/tokens
  method: post
  operationId: createCardToken
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card/v1/charges
  method: post
  operationId: createCardCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card/v1/preAuthorization
  method: post
  operationId: preAuthorizeCard
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card/v1/capture
  method: post
  operationId: captureCardCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /card/v1/deferred
  method: post
  operationId: createDeferredCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /v1/charges/{ticketNumber}
  method: delete
  operationId: voidOrRefundCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cardpresent/v1/terminals
  method: get
  operationId: listTerminals
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cardpresent/v1/terminals/{terminalId}
  method: get
  operationId: getTerminal
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cardpresent/v1/charges
  method: post
  operationId: createCardPresentCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cardpresent/v1/charges/{ticketNumber}/void
  method: post
  operationId: voidCardPresentCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cash/v1/charges
  method: post
  operationId: createCashCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /cash/v1/charges/{ticketNumber}
  method: get
  operationId: getCashCharge
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /cash/v1/charges/{ticketNumber}
  method: delete
  operationId: cancelCashCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /merchant/v1/branches
  method: get
  operationId: listBranches
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchant/v1/branches
  method: post
  operationId: createBranch
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /merchant/v1/branches/{branchId}
  method: get
  operationId: getBranch
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /merchant/v1/branches/{branchId}
  method: put
  operationId: updateBranch
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payouts/transfer/v1/init
  method: post
  operationId: initPayout
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payouts/transfer/v1/payouts/{payoutId}
  method: get
  operationId: getPayout
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payouts/transfer/v1/batch
  method: post
  operationId: createPayoutBatch
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /subscriptions/v1/card
  method: post
  operationId: createSubscription
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /subscriptions/v1/card/{subscriptionId}
  method: get
  operationId: getSubscription
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /subscriptions/v1/card/{subscriptionId}
  method: put
  operationId: updateSubscription
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /subscriptions/v1/card/{subscriptionId}
  method: delete
  operationId: cancelSubscription
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /subscriptions/v1/card/{subscriptionId}/charge
  method: post
  operationId: chargeSubscription
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transfer/v1/init
  method: post
  operationId: initTransferCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transfer/v1/charge
  method: post
  operationId: confirmTransferCharge
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transfer/v1/charges/{ticketNumber}
  method: get
  operationId: getTransferCharge
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none