Hifi Agentic Access
Hifi exposes 87 API operations that an AI agent could call, of which 42 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.
By consequence: 45 read, 33 write, and 9 physical.
Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.
By consequence
Highest-consequence actions
The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.
| Method | Path | Consequence | Human-in-loop |
|---|---|---|---|
| POST | /v2/offramps/{transferId}/quote/accept | physical | conditional |
| POST | /v2/onramps/{transferId}/quote/accept | physical | conditional |
| POST | /v2/onramps/{transferId}/quote/refresh | physical | conditional |
| POST | /v2/transfer-approvals/{approvalId}/approve | physical | conditional |
| POST | /v2/transfer-approvals/{approvalId}/reject | physical | conditional |
| POST | /v2/users/{userId}/virtual-accounts/{accountId}/simulate-deposit | physical | conditional |
| POST | /v2/wallets/bridges/{transferId}/accept | physical | conditional |
| POST | /v2/wallets/transfers | physical | conditional |
| POST | /v2/wallets/transfers/batches | physical | conditional |
Source
Agentic Access
generated: '2026-07-19'
method: generated
source: openapi/hifi-openapi-original.json
description: Recommended x-agentic-access execution contracts, classified heuristically from
the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
audience per deployment. See research/curity/agentic-governance/.
summary:
operations: 87
by_action_class:
acting: 42
connected: 45
by_consequence:
write: 33
read: 45
physical: 9
human_in_the_loop_required: 0
operations:
- path: /v2/users/{userId}/accounts
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/accounts
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/accounts/{accountId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/accounts/{accountId}
method: delete
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/virtual-accounts
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/virtual-accounts
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/virtual-accounts/{accountId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/virtual-accounts/{accountId}/update
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/virtual-accounts/{accountId}/deactivate
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/virtual-accounts/{accountId}/reactivate
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/virtual-accounts/{accountId}/simulate-deposit
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/virtual-accounts/settlement-rules/{ruleId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/virtual-accounts/settlement-rules/{ruleId}
method: delete
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/virtual-accounts/settlement-rules
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/virtual-accounts/settlement-rules
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/virtual-accounts/settlement-rules/{ruleId}/update
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/virtual-accounts/{accountId}/settlement-rules/{ruleId}
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/virtual-accounts/{accountId}/settlement-rules
method: delete
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/ping
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/files
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/kyc
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/kyc
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/kyc/requirements
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/kyc/submissions
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/kyc/status
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/kyc/status
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/kyc-link
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/kyc/ubos
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/kyc/ubos
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/kyc/ubos/{uboId}
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/kyc/ubos/{uboId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/kyc/documents
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/kyc/documents
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/kyc/documents/{documentId}
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/kyc/documents/{documentId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/offramps
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/offramps
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/offramps/{transferId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/offramps/{transferId}/quote/accept
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/offramps/rates
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/transfers
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/wallets/transfers
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/transfers/{transferId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/bridges
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/wallets/bridges
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/bridges/{transferId}/accept
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/wallets/bridges/{transferId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/transfers/batches
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/wallets/transfers/batches
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/transfers/batches/{transferId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/swaps
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/wallets/swaps
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/swaps/{swapId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/wallets/swaps/{swapId}/accept
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/onramps
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/onramps
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/onramps/{transferId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/onramps/{transferId}/quote/accept
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/onramps/{transferId}/quote/refresh
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/onramps/rates
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/reporting/templates
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/reporting/templates/{name}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/reporting/params/{name}/options
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/reporting/metrics
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/reporting/metrics
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/reporting/metrics/{id}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/reporting/metrics/{id}
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/reporting/metrics/{id}
method: delete
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/reporting/metrics/preview
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/reporting/metrics/{id}/results
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/transfer-approvals
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/transfer-approvals/{approvalId}/approve
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/transfer-approvals/{approvalId}/reject
method: post
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/transfer-approvals/{approvalId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/tos-link
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/tos-link/{signedAgreementId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/wallets/balance
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/wallets/add
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/wallets/external
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/wallets/external
method: post
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /v2/users/{userId}/wallets/external/{externalWalletId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/wallets/deposits
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /v2/users/{userId}/wallets/deposits/{depositId}
method: get
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none