Groupe BPCE · Agentic Access

Groupe BPCE Agentic Access

x-agentic-access generated

Groupe BPCE exposes 49 API operations that an AI agent could call, of which 16 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 33 read, 7 write, and 9 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

CompanyBankingFinancial ServicesOpen BankingPSD2PaymentsInsuranceFrance

Operations: 49 Acting: 16 Human-in-the-loop: 0 Method: generated

By consequence

read 33 write 7 physical 9

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
POST	/funds-confirmations	physical	conditional
POST	/payment-requests	physical	conditional
PUT	/payment-requests/{paymentRequestResourceId}	physical	conditional
POST	/payment-requests/{paymentRequestResourceId}/confirmation	physical	conditional
POST	/transferRequests	physical	conditional
DELETE	/transferRequests/{transferRequestId}	physical	conditional
POST	/transferRequests/{transferRequestId}/confirmations	physical	conditional
POST	/transferRequests/{transferRequestId}/transferRequestLines	physical	conditional
DELETE	/transferRequests/{transferRequestId}/transferRequestLines/{transferRequestLineId}	physical	conditional

Source

Agentic Access

generated: '2026-10-09'
method: generated
source: openapi/groupe-bpce-natixis-psd2-accounts-openapi.yml, openapi/groupe-bpce-natixis-wealth-management-psd2-accounts-openapi.yml,
  openapi/groupe-bpce-open-finance-transfer-openapi.yml, openapi/groupe-bpce-psd2-accounts-openapi.yml,
  openapi/groupe-bpce-psd2-funds-availability-openapi.yml, openapi/groupe-bpce-psd2-payments-openapi.yml,
  openapi/groupe-bpce-psd2-registration-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 49
  by_action_class:
    connected: 33
    acting: 16
  by_consequence:
    read: 33
    write: 7
    physical: 9
  human_in_the_loop_required: 0
operations:
- path: /accounts
  method: get
  operationId: accountsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/owners
  method: get
  operationId: accountsOwnersGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/balances
  method: get
  operationId: accountsBalancesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/transactions
  method: get
  operationId: accountsTransactionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/transactions/{transactionResourceId}/details
  method: get
  operationId: accountsTransactionsDetailsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/overdrafts
  method: get
  operationId: accountsOverdraftsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /consents
  method: put
  operationId: consentsPut
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - aisp
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /end-user-identity
  method: get
  operationId: EndUserIdentityGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /trusted-beneficiaries
  method: get
  operationId: trustedBeneficiariesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts
  method: get
  operationId: accountsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/owners
  method: get
  operationId: accountsOwnersGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/balances
  method: get
  operationId: accountsBalancesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/transactions
  method: get
  operationId: accountsTransactionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/transactions/{transactionResourceId}/details
  method: get
  operationId: accountsTransactionsDetailsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/overdrafts
  method: get
  operationId: accountsOverdraftsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /consents
  method: put
  operationId: consentsPut
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - aisp
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /end-user-identity
  method: get
  operationId: EndUserIdentityGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /trusted-beneficiaries
  method: get
  operationId: trustedBeneficiariesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /internalAccounts
  method: get
  operationId: getInternalAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - moneyTransfer.internalAccounts:READ
    token:
      max-ttl: 3600
    audit: none
- path: /externalAccounts
  method: get
  operationId: getExternalAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - moneyTransfer.externalAccounts:READ
    token:
      max-ttl: 3600
    audit: none
- path: /externalAccounts
  method: post
  operationId: createExternalAccount
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - moneyTransfer.externalAccounts:WRITE
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transferRequests
  method: post
  operationId: createTransferRequest
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - moneyTransfer.transferRequests:WRITE
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transferRequests/{transferRequestId}/errors
  method: get
  operationId: getTransferRequestErrors
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - moneyTransfer.transferRequests:READ
    token:
      max-ttl: 3600
    audit: none
- path: /transferRequests/{transferRequestId}
  method: get
  operationId: getTransferRequest
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - moneyTransfer.transferRequests:READ
    token:
      max-ttl: 3600
    audit: none
- path: /transferRequests/{transferRequestId}
  method: delete
  operationId: deleteTransferRequest
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - moneyTransfer.transferRequests:DELETE
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transferRequests/{transferRequestId}/confirmations
  method: post
  operationId: createTransferRequestConfirmation
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - moneyTransfer.transferRequests.confirmations:WRITE
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transferRequests/{transferRequestId}/transferRequestLines
  method: post
  operationId: createTransferRequestTransferRequestLine
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - moneyTransfer.transferRequests:WRITE
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /transferRequests/{transferRequestId}/transferRequestLines
  method: get
  operationId: getTransferRequestTransferRequestLines
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - moneyTransfer.transferRequests:READ
    token:
      max-ttl: 3600
    audit: none
- path: /transferRequests/{transferRequestId}/transferRequestLines/{transferRequestLineId}
  method: get
  operationId: getTransferRequestTransferRequestLine
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - moneyTransfer.transferRequests:READ
    token:
      max-ttl: 3600
    audit: none
- path: /transferRequests/{transferRequestId}/transferRequestLines/{transferRequestLineId}
  method: delete
  operationId: deleteTransferRequestTransferRequestLine
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - moneyTransfer.transferRequests:DELETE
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts
  method: get
  operationId: accountsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/owners
  method: get
  operationId: accountsOwnersGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/balances
  method: get
  operationId: accountsBalancesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/transactions
  method: get
  operationId: accountsTransactionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/transactions/{transactionResourceId}/details
  method: get
  operationId: accountsTransactionsDetailsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountResourceId}/overdrafts
  method: get
  operationId: accountsOverdraftsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /consents
  method: put
  operationId: consentsPut
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    scope:
    - aisp
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /end-user-identity
  method: get
  operationId: EndUserIdentityGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /trusted-beneficiaries
  method: get
  operationId: trustedBeneficiariesGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - aisp
    token:
      max-ttl: 3600
    audit: none
- path: /funds-confirmations
  method: post
  operationId: fundsConfirmationsPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - cbpii
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payment-requests
  method: post
  operationId: paymentRequestsPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - pisp
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payment-requests/{paymentRequestResourceId}
  method: get
  operationId: paymentRequestsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - pisp
    token:
      max-ttl: 3600
    audit: none
- path: /payment-requests/{paymentRequestResourceId}
  method: put
  operationId: paymentRequestPut
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - pisp
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payment-requests/{paymentRequestResourceId}/confirmation
  method: post
  operationId: paymentRequestConfirmationPost
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    scope:
    - pisp
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payment-requests/{paymentRequestResourceId}/transactions
  method: get
  operationId: paymentRequestTransactionsGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    scope:
    - pisp
    token:
      max-ttl: 3600
    audit: none
- path: /register
  method: post
  operationId: registrationPost
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /register/{clientId}
  method: get
  operationId: registrationGet
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /register/{clientId}
  method: put
  operationId: registrationPut
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /register/{clientId}
  method: delete
  operationId: registrationDelete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required

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