Finmid Agentic Access
Finmid exposes 65 API operations that an AI agent could call, of which 43 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.
By consequence: 22 read, 21 write, and 22 physical.
Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.
By consequence
Highest-consequence actions
The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.
| Method | Path | Consequence | Human-in-loop |
|---|---|---|---|
| POST | /api/v1/capital/payment-batches/{batch_id}/incoming-funds | physical | conditional |
| POST | /api/v1/capital/payment-batches/{batch_id}/payments/{payment_id} | physical | conditional |
| POST | /api/v1/capital/payments/webhooks/payout/outcome | physical | conditional |
| POST | /api/v1/capital/simulation/batches/{batch_id}/payments | physical | conditional |
| POST | /api/v1/capital/simulation/credits/{credit_id}/payout | physical | conditional |
| POST | /api/v1/capital/simulation/payments/{payment_id}/complete | physical | conditional |
| POST | /api/v1/capital/simulation/payments/{payment_id}/fail | physical | conditional |
| POST | /api/v1/capital/simulation/payments/{payment_id}/schedule | physical | conditional |
| POST | /api/v1/transaction | physical | conditional |
| POST | /api/v2/b2b-payments/buyers | physical | conditional |
| PATCH | /api/v2/b2b-payments/buyers/{id} | physical | conditional |
| POST | /api/v2/b2b-payments/payment-requests | physical | conditional |
| POST | /api/v2/b2b-payments/payment-requests/documents | physical | conditional |
| PUT | /api/v2/b2b-payments/payment-requests/{id}/cancel | physical | conditional |
| POST | /api/v2/b2b-payments/payment-requests/{id}/payouts | physical | conditional |
| PATCH | /api/v2/b2b-payments/payment-requests/{id}/update | physical | conditional |
| POST | /api/v2/b2b-payments/sellers | physical | conditional |
| PATCH | /api/v2/b2b-payments/sellers/{id} | physical | conditional |
| PATCH | /api/v2/b2b-payments/sellers/{id}/bank-details | physical | conditional |
| PATCH | /api/v2/b2b-payments/simulation/buyer | physical | conditional |
| POST | /api/v2/b2b-payments/simulation/payment-requests/repayment | physical | conditional |
| PATCH | /api/v2/b2b-payments/simulation/seller | physical | conditional |
Source
Agentic Access
generated: '2026-10-14'
method: generated
source: openapi/finmid-b2b-payments-api-openapi.yml, openapi/finmid-capital-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
audience per deployment. See research/curity/agentic-governance/.
summary:
operations: 65
by_action_class:
acting: 43
connected: 22
by_consequence:
physical: 22
read: 22
write: 21
human_in_the_loop_required: 0
operations:
- path: /api/v2/b2b-payments/buyers
method: post
operationId: create-buyer-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/buyers/list
method: get
operationId: get-buyers-for-platform
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v2/b2b-payments/buyers/{id}
method: get
operationId: get-buyer-v2
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v2/b2b-payments/buyers/{id}
method: patch
operationId: update-buyer-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/buyers/{id}/payment-limit
method: get
operationId: get-buyer-limit-v2
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v2/b2b-payments/payment-requests
method: post
operationId: create-payment-request-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/payment-requests/documents
method: post
operationId: upload-payment-request-documents
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/payment-requests/list
method: get
operationId: get-payment-requests-v2
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v2/b2b-payments/payment-requests/{id}
method: get
operationId: get-payment-request-v2
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v2/b2b-payments/payment-requests/{id}/cancel
method: put
operationId: cancel-payment-request-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/payment-requests/{id}/payouts
method: post
operationId: create-payment-request-payout
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/payment-requests/{id}/update
method: patch
operationId: update-payment-request-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/reports/settlement
method: get
operationId: get-settlement-report
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v2/b2b-payments/sellers
method: post
operationId: create-seller-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/sellers/list
method: get
operationId: get-sellers-for-platform
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v2/b2b-payments/sellers/{id}
method: get
operationId: get-seller-v2
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v2/b2b-payments/sellers/{id}
method: patch
operationId: update-seller-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/sellers/{id}/bank-details
method: patch
operationId: update-seller-bank-account-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/simulation/buyer
method: patch
operationId: simulate-buyer-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/simulation/payment-requests/repayment
method: post
operationId: simulate-payment-request-repayment-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/simulation/seller
method: patch
operationId: simulate-seller-v2
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/b2b-payments/tasks
method: get
operationId: get-tasks
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/businesses
method: post
operationId: create-business
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}
method: get
operationId: get-business
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/businesses/{business_id}/capital-max
method: get
operationId: get-capital-max
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/businesses/{business_id}/credits
method: get
operationId: get-fundings-for-business
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/businesses/{business_id}/documents/csp
method: get
operationId: list-csp-documents
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/businesses/{business_id}/documents/csp/submit
method: post
operationId: finalize-csp-document-submission
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}/documents/csp/uploads
method: post
operationId: create-csp-document-upload
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}/documents/csp/{document_id}
method: delete
operationId: delete-csp-document
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}/fundings/applications
method: get
operationId: get-funding-applications
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/businesses/{business_id}/kyb-data
method: post
operationId: add-business-kyb-data
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}/kyb-document-uploads
method: post
operationId: create-kyb-business-document-upload
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}/non-pi
method: put
operationId: update-business-non-pi
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}/offers/current
method: get
operationId: get-current-offer-state
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/businesses/{business_id}/offers/{offer_group_id}/platform-checks
method: post
operationId: report-platform-check
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}/offers/{offer_group_id}/signature-link
method: post
operationId: create-signature-link
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/businesses/{business_id}/onboardings/latest
method: get
operationId: get-latest-onboarding
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/businesses/{business_id}/performance-data
method: post
operationId: submit-business-performance-data
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/credits/{credit_id}/documents
method: get
operationId: list-funding-documents
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/credits/{credit_id}/payments
method: get
operationId: get-payments-for-credit
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/documents/{document_id}/url
method: get
operationId: get-document-url
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/incoming-webhooks
method: post
operationId: receive-incoming-webhook
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/payment-batches/{batch_id}
method: get
operationId: get-payment-batch
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/payment-batches/{batch_id}/incoming-funds
method: post
operationId: report-funds-collection
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/payment-batches/{batch_id}/payments/{payment_id}
method: post
operationId: report-payment
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/payments/webhooks/payout/outcome
method: post
operationId: receive-payout-outcome
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/sales-statements/batches/{id}
method: get
operationId: get-sales-statements
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
- path: /api/v1/capital/sales-statements/batches/{id}
method: post
operationId: add-sales-statements
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/batches/{batch_id}/payments
method: post
operationId: simulate-batch-payment
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/businesses/{business_id}/accept-offers
method: post
operationId: simulate-accept-offers
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/businesses/{business_id}/capital-max-review
method: post
operationId: simulate-capital-max-review
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/businesses/{business_id}/create-offers
method: post
operationId: simulate-create-offers
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/businesses/{business_id}/expire-offers
method: post
operationId: simulate-expire-offers
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/credits
method: post
operationId: simulate-create-funding
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/credits/{credit_id}/payout
method: post
operationId: payout-credit
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/credits/{credit_id}/reject
method: post
operationId: reject-credit
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/fundings/applications/{application_id}/accept
method: post
operationId: accept-funding-application
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/fundings/applications/{application_id}/cancel
method: post
operationId: cancel-funding-application
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/fundings/applications/{application_id}/reject
method: post
operationId: reject-funding-application
x-agentic-access:
action-class: acting
consequence: write
subject: required
audience: null
token:
max-ttl: 900
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/payments/{payment_id}/complete
method: post
operationId: complete-payment
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/payments/{payment_id}/fail
method: post
operationId: fail-payment
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/capital/simulation/payments/{payment_id}/schedule
method: post
operationId: schedule-payment
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v1/transaction
method: post
operationId: execute-payment-transaction
x-agentic-access:
action-class: acting
consequence: physical
subject: required
audience: null
token:
max-ttl: 300
exchange: true
purpose-required: true
escalation:
human-in-the-loop: conditional
triggers:
- abnormal
- high-value
audit: required
- path: /api/v2/capital/businesses/{business_id}/offers/active
method: get
operationId: get-active-offer-group
x-agentic-access:
action-class: connected
consequence: read
subject: optional
token:
max-ttl: 3600
audit: none
Work with this as data
Every access contract here is available over the APIs.io API and to AI agents over MCP. Agentic Access is not yet its own endpoint on the v1 API. Reach it through catalog search and the tag graph, or the MCP server.
MCP server
One button, every client — Claude, Cursor, VS Code and the rest.
https://apis.io/mcp
Tools for agentic access
3 MCP tools reach this
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.resolveTurn a domain, URL or GitHub org into the provider it belongs to.find_cohortsEvery scored population of providers in the catalog.
Call it yourself
curl for this page
curl "https://apis.io/api/v1/search?q=finmid-agentic-access&limit=10"
curl "https://apis.io/api/v1/tags/finmid-agentic-access"
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