Enable Banking · Agentic Access

Enable Banking Agentic Access

x-agentic-access generated

Enable Banking exposes 14 API operations that an AI agent could call, of which 5 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 9 read, 3 write, and 2 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

Open BankingPSD2AISPPISPBankingFinancial ServicesAccount AggregationPayment InitiationEuropeNordicFinlandComplianceeIDASSCADORAGDPR
Operations: 14 Acting: 5 Human-in-the-loop: 0 Method: generated

By consequence

read 9 write 3 physical 2

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

MethodPathConsequenceHuman-in-loop
POST /payments physical conditional
DELETE /payments/{payment_id} physical conditional

Source

Agentic Access

Raw ↑ 
generated: '2026-07-15'
method: generated
source: openapi/enable-banking-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 14
  by_action_class:
    acting: 5
    connected: 9
  by_consequence:
    write: 3
    read: 9
    physical: 2
  human_in_the_loop_required: 0
operations:
- path: /auth
  method: post
  operationId: initialize_session_auth_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /sessions
  method: post
  operationId: authorize_session_sessions_post
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /sessions/{session_id}
  method: get
  operationId: get_session_sessions__session_id__get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /sessions/{session_id}
  method: delete
  operationId: delete_session_sessions__session_id__delete
  x-agentic-access:
    action-class: acting
    consequence: write
    subject: required
    audience: null
    token:
      max-ttl: 900
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{account_id}/details
  method: get
  operationId: get_account_accounts__account_id__details_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{account_id}/balances
  method: get
  operationId: get_account_balances_accounts__account_id__balances_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{account_id}/transactions
  method: get
  operationId: get_account_transactions_accounts__account_id__transactions_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{account_id}/transactions/{transaction_id}
  method: get
  operationId: get_transaction_accounts__account_id__transactions__transaction_id__get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments
  method: post
  operationId: create_payment_payments_post
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payments/{payment_id}
  method: get
  operationId: get_payment_payments__payment_id__get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /payments/{payment_id}
  method: delete
  operationId: delete_payment_payments__payment_id__delete
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /payments/{payment_id}/transactions/{transaction_id}
  method: get
  operationId: get_payment_transaction_payments__payment_id__transactions__transaction_id__get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /aspsps
  method: get
  operationId: get_aspsps_aspsps_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /application
  method: get
  operationId: get_application_application_get
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none