Charles Schwab · Agentic Access

Charles Schwab Agentic Access

x-agentic-access generated

Charles Schwab exposes 18 API operations that an AI agent could call, of which 2 are state-changing ‘acting’ operations. This is a recommended x-agentic-access execution contract — the scope, audience, consequence tier, short-lived token constraints, and escalation each action should carry before it is handed to an autonomous agent.

By consequence: 16 read and 2 physical.

Contracts are classified heuristically from the provider’s OpenAPI and refresh on every APIs.io network build; audience is bound per deployment. The model follows Curity’s Access Intelligence (apidays Munich 2026). Browse every provider’s agent contracts at agentic-access.apis.io.

AccountsBankingBrokerageFinancial ServicesInvestingMarket DataOAuth 2.0OrdersTradingFortune 500

Operations: 18 Acting: 2 Human-in-the-loop: 0 Method: generated

By consequence

read 16 physical 2

Highest-consequence actions

The physical and safety-critical operations an agent could invoke — the ones that most warrant scoped tokens, tight TTLs, and escalation. Full per-operation contracts are in the source below.

Method	Path	Consequence	Human-in-loop
POST	/accounts/{accountNumber}/orders	physical	conditional
DELETE	/accounts/{accountNumber}/orders/{orderId}	physical	conditional

Source

Agentic Access

generated: '2026-07-15'
method: generated
source: openapi/charles-schwab-market-data-api-openapi.yml, openapi/charles-schwab-trader-api-openapi.yml
description: Recommended x-agentic-access execution contracts, classified heuristically from
  the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind
  audience per deployment. See research/curity/agentic-governance/.
summary:
  operations: 18
  by_action_class:
    connected: 16
    acting: 2
  by_consequence:
    read: 16
    physical: 2
  human_in_the_loop_required: 0
operations:
- path: /quotes
  method: get
  operationId: getQuotes
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /{symbol_id}/quotes
  method: get
  operationId: getQuote
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /chains
  method: get
  operationId: getOptionChains
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /expirationchain
  method: get
  operationId: getOptionExpirationChain
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /pricehistory
  method: get
  operationId: getPriceHistory
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /movers/{symbol_id}
  method: get
  operationId: getMovers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /markets
  method: get
  operationId: getMarketHours
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /markets/{market_id}
  method: get
  operationId: getMarketHoursForMarket
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /instruments
  method: get
  operationId: searchInstruments
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/accountNumbers
  method: get
  operationId: listAccountNumbers
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts
  method: get
  operationId: listAccounts
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountNumber}
  method: get
  operationId: getAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountNumber}/orders
  method: get
  operationId: listOrdersByAccount
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountNumber}/orders
  method: post
  operationId: placeOrder
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountNumber}/orders/{orderId}
  method: get
  operationId: getOrder
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /accounts/{accountNumber}/orders/{orderId}
  method: delete
  operationId: cancelOrder
  x-agentic-access:
    action-class: acting
    consequence: physical
    subject: required
    audience: null
    token:
      max-ttl: 300
      exchange: true
      purpose-required: true
    escalation:
      human-in-the-loop: conditional
      triggers:
      - abnormal
      - high-value
    audit: required
- path: /accounts/{accountNumber}/transactions
  method: get
  operationId: listTransactions
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none
- path: /userPreference
  method: get
  operationId: getUserPreference
  x-agentic-access:
    action-class: connected
    consequence: read
    subject: optional
    token:
      max-ttl: 3600
    audit: none