Credit Benchmark website screenshot

Credit Benchmark

Credit Benchmark is a financial data company that aggregates confidential credit-risk estimates from over 40 leading global financial institutions into anonymized consensus Credit Consensus Ratings (CCRs) and analytics covering 120,000+ public and private entities, most of which are unrated by traditional agencies. Risk professionals across banking, insurance, and asset management use the data for customer onboarding and credit decisioning, portfolio monitoring, model calibration, market valuation, and regulatory and third-party risk validation. Delivery channels include a REST API (gateway.creditbenchmark.com), a web application, an Excel Add-In, SFTP/secure file transfer, and data marketplaces (Snowflake, Databricks, AWS Data Exchange). The Consensus Data API exposes JWT-authenticated entity resolution, raw data extraction, computed analytics (trends, breakdowns, rating changes, distributions), and metadata discovery. Backed by Index Ventures.

Credit Benchmark publishes 5 APIs on the APIs.io network, including analytics API, authentication API, data API, and 2 more. Tagged areas include Company, Fintech, Credit Risk, Credit Ratings, and Financial Data.

Credit Benchmark’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, authentication, and 22 more developer resources.

51.2/100 developing ▬ flat Agent 65/100 agent native Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
5 APIs 1 MCP Servers
CompanyFintechCredit RiskCredit RatingsFinancial DataAnalyticsDataAPI

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 51.2/100 · developing
Contract Quality 15.9 / 25
Developer Ergonomics 13.5 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 3.4 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 65/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/credit-benchmark: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Credit Benchmark analytics API

Analytics endpoints.

Credit Benchmark authentication API

Token generation endpoints.

Credit Benchmark data API

Raw data extraction endpoints.

Credit Benchmark entity-resolution API

Entity name resolution endpoints.

Credit Benchmark metadata API

Metadata discovery endpoints.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Credit Benchmark Authentication

http · 1 scheme

SECURITY

Credit Benchmark Domain Security

TLSv1.3 · DMARC

SECURITY

Credit Benchmark Vulnerability Disclosure

disclosure policy published

SECURITY

Credit Benchmark Trust Center

trust center published

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Credit Benchmark Agentic Access

12 operations · 7 acting

12 operations · 7 acting

AGENTIC

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 3

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Access & Security 6

Authentication, authorization, and security posture

Operate 2

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: credit-benchmark
name: Credit Benchmark
description: Credit Benchmark is a financial data company that aggregates confidential credit-risk estimates from over 40
  leading global financial institutions into anonymized consensus Credit Consensus Ratings (CCRs) and analytics covering 120,000+
  public and private entities, most of which are unrated by traditional agencies. Risk professionals across banking, insurance,
  and asset management use the data for customer onboarding and credit decisioning, portfolio monitoring, model calibration,
  market valuation, and regulatory and third-party risk validation. Delivery channels include a REST API (gateway.creditbenchmark.com),
  a web application, an Excel Add-In, SFTP/secure file transfer, and data marketplaces (Snowflake, Databricks, AWS Data Exchange).
  The Consensus Data API exposes JWT-authenticated entity resolution, raw data extraction, computed analytics (trends, breakdowns,
  rating changes, distributions), and metadata discovery. Backed by Index Ventures.
url: https://raw.githubusercontent.com/api-evangelist/credit-benchmark/refs/heads/main/apis.yml
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://www.creditbenchmark.com/wp-content/uploads/2025/06/CB-Logo-for-News-Page-scaled.png
x-type: company
x-source: vc-portfolio
x-backed-by:
- index-ventures
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Fintech
- Credit Risk
- Credit Ratings
- Financial Data
- Analytics
- Data
- API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: credit-benchmark:credit-benchmark-analytics-api
  name: Credit Benchmark analytics API
  description: Analytics endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://gateway.creditbenchmark.com
  tags:
  - analytics
  properties:
  - type: OpenAPI
    url: openapi/credit-benchmark-analytics-api-openapi.yml
- aid: credit-benchmark:credit-benchmark-authentication-api
  name: Credit Benchmark authentication API
  description: Token generation endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://gateway.creditbenchmark.com
  tags:
  - authentication
  properties:
  - type: OpenAPI
    url: openapi/credit-benchmark-authentication-api-openapi.yml
- aid: credit-benchmark:credit-benchmark-data-api
  name: Credit Benchmark data API
  description: Raw data extraction endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://gateway.creditbenchmark.com
  tags:
  - data
  properties:
  - type: OpenAPI
    url: openapi/credit-benchmark-data-api-openapi.yml
- aid: credit-benchmark:credit-benchmark-entity-resolution-api
  name: Credit Benchmark entity-resolution API
  description: Entity name resolution endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://gateway.creditbenchmark.com
  tags:
  - entity-resolution
  properties:
  - type: OpenAPI
    url: openapi/credit-benchmark-entity-resolution-api-openapi.yml
- aid: credit-benchmark:credit-benchmark-metadata-api
  name: Credit Benchmark metadata API
  description: Metadata discovery endpoints.
  humanURL: https://docs.creditbenchmark.com/api-reference/intro
  baseURL: https://gateway.creditbenchmark.com
  tags:
  - metadata
  properties:
  - type: OpenAPI
    url: openapi/credit-benchmark-metadata-api-openapi.yml
common:
- type: Documentation
  url: https://docs.creditbenchmark.com/
- type: DeveloperPortal
  url: https://docs.creditbenchmark.com/
- type: APIReference
  url: https://docs.creditbenchmark.com/api-reference/intro
- type: GettingStarted
  url: https://docs.creditbenchmark.com/delivery-channels/getting-access
- type: Login
  url: https://cbcbeta.creditbenchmark.com/
- type: Blog
  url: https://www.creditbenchmark.com/research/
- type: Support
  url: https://www.creditbenchmark.com/contact/
- type: TermsOfService
  url: https://www.creditbenchmark.com/terms-of-use/
- type: PrivacyPolicy
  url: https://www.creditbenchmark.com/privacy-policy/
- type: StatusPage
  url: https://status.creditbenchmark.com
- type: TrustCenter
  url: https://compliance.creditbenchmark.com/
- type: OpenAPI
  url: openapi/credit-benchmark-consensus-data-openapi.yml
- type: LLMsTxt
  url: llms/credit-benchmark-llms.txt
- type: Authentication
  url: authentication/credit-benchmark-authentication.yml
- type: Conventions
  url: conventions/credit-benchmark-conventions.yml
- type: ErrorCatalog
  url: errors/credit-benchmark-problem-types.yml
- type: DataModel
  url: data-model/credit-benchmark-data-model.yml
- type: Conformance
  url: conformance/credit-benchmark-conformance.yml
- type: Lifecycle
  url: lifecycle/credit-benchmark-lifecycle.yml
- type: Overlay
  url: overlays/credit-benchmark-consensus-data-overlay.yaml
- type: MCPServer
  url: mcp/credit-benchmark-mcp.yml
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/credit-benchmark-agentic-access.yml
- type: TrustCenter
  url: security/credit-benchmark-trust-center.yml
- type: VulnerabilityDisclosure
  url: security/credit-benchmark-vulnerability-disclosure.yml
- type: Security
  url: https://www.creditbenchmark.com/vulnerability-disclosure/
- type: DomainSecurity
  url: security/credit-benchmark-domain-security.yml
- type: Website
  url: https://www.creditbenchmark.com
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence