Paymob Payouts (Send) API

openapi: 3.0.3
info:
  title: Paymob Payouts (Send) API
  version: "1.0"
  description: >-
    Paymob Send is the mass-payout product used to disburse funds to suppliers,
    employees, gig workers, and consumers via mobile wallets, bank cards, and
    bank transfers across the MENAP region. The API uses OAuth2 (Generate &
    Refresh Token) to mint a 60-minute bearer token, supports instant cash-in,
    bulk transfer, topup, budget inquiry, and bulk transaction inquiry by
    reference, and delivers status updates via callback URLs.
  contact:
    name: Paymob Payouts
    url: https://payouts.paymobsolutions.com/docs/
servers:
- url: https://payouts.paymobsolutions.com
  description: Production
- url: https://stg-payouts.paymobsolutions.com
  description: Staging
security:
- BearerAuth: []
paths:
  /api/auth/token/:
    post:
      summary: Generate Access Token
      operationId: generatePayoutsToken
      tags: [Authentication]
      description: Generate an OAuth2 access token. Token must be refreshed every 60 minutes.
      security: []
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              type: object
              required: [username, password, grant_type, client_id, client_secret]
              properties:
                grant_type:
                  type: string
                  enum: [password]
                username:
                  type: string
                password:
                  type: string
                client_id:
                  type: string
                client_secret:
                  type: string
      responses:
        '200':
          description: Token issued
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Token'
  /api/auth/token/refresh/:
    post:
      summary: Refresh Access Token
      operationId: refreshPayoutsToken
      tags: [Authentication]
      security: []
      requestBody:
        required: true
        content:
          application/x-www-form-urlencoded:
            schema:
              type: object
              required: [refresh_token, grant_type, client_id, client_secret]
              properties:
                grant_type:
                  type: string
                  enum: [refresh_token]
                refresh_token:
                  type: string
                client_id:
                  type: string
                client_secret:
                  type: string
      responses:
        '200':
          description: Token refreshed
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Token'
  /disburse/api/v1/disburse/instant_cashin/:
    post:
      summary: Instant Cashin
      operationId: instantCashin
      tags: [Disbursement]
      description: >-
        Disburse e-money to anonymous recipients. Issuer choices include
        vodafone, etisalat, orange, bank_wallet, bank_card, and instant_bank.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/InstantCashinRequest'
      responses:
        '200':
          description: Disbursement accepted
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/DisbursementResponse'
  /disburse/api/v1/disburse/bulk_transaction/:
    post:
      summary: Bulk Disbursement
      operationId: bulkDisbursement
      tags: [Disbursement]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required: [transactions]
              properties:
                transactions:
                  type: array
                  items:
                    $ref: '#/components/schemas/InstantCashinRequest'
      responses:
        '200':
          description: Bulk accepted
  /disburse/api/v1/budget/inquire/:
    get:
      summary: Budget Inquiry
      operationId: budgetInquiry
      tags: [Accounts]
      description: Inquire current balance/budget available to the merchant for payouts.
      responses:
        '200':
          description: Budget details
          content:
            application/json:
              schema:
                type: object
                properties:
                  current_balance:
                    type: number
                  currency:
                    type: string
  /disburse/api/v1/topup/request/:
    post:
      summary: Topup Request
      operationId: topupRequest
      tags: [Topup]
      description: Initiate a topup via bank transfer or Accept balance transfer.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required: [amount, transfer_type]
              properties:
                amount:
                  type: number
                transfer_type:
                  type: string
                  enum: [bank_transfer, accept_balance]
                reference:
                  type: string
      responses:
        '200':
          description: Topup created
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TopupResponse'
  /disburse/api/v1/topup/inquire/:
    post:
      summary: Topup Inquiry
      operationId: topupInquiry
      tags: [Topup]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                reference:
                  type: string
      responses:
        '200':
          description: Topup status
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TopupResponse'
  /disburse/api/v1/bulk_transaction/inquire/:
    post:
      summary: Bulk Transaction Inquiry
      operationId: bulkTransactionInquiry
      tags: [Disbursement]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required: [transactions_ids]
              properties:
                transactions_ids:
                  type: array
                  items:
                    type: string
      responses:
        '200':
          description: Status list
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/DisbursementResponse'
  /disburse/api/v1/bulk_transaction/inquire_by_reference/:
    post:
      summary: Bulk Transaction Inquiry By Reference
      operationId: bulkTransactionInquiryByReference
      tags: [Disbursement]
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              required: [references]
              properties:
                references:
                  type: array
                  items:
                    type: string
      responses:
        '200':
          description: Status list
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/DisbursementResponse'
components:
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
  schemas:
    Token:
      type: object
      properties:
        access_token:
          type: string
        refresh_token:
          type: string
        expires_in:
          type: integer
        token_type:
          type: string
        scope:
          type: string
    InstantCashinRequest:
      type: object
      required: [issuer, amount, msisdn]
      properties:
        issuer:
          type: string
          enum: [vodafone, etisalat, orange, bank_wallet, bank_card, instant_bank]
        amount:
          type: number
        msisdn:
          type: string
          description: Mobile number for wallet issuers.
        full_name:
          type: string
        bank_card_number:
          type: string
        bank_code:
          type: string
        bank_transaction_type:
          type: string
          enum: [salary, credit_card, prepaid_card, cash_transfer]
        reference:
          type: string
        callback_url:
          type: string
    DisbursementResponse:
      type: object
      properties:
        transaction_id:
          type: string
        status:
          type: string
          enum: [pending, successful, failed]
        amount:
          type: number
        msisdn:
          type: string
        reference:
          type: string
        disbursement_status:
          type: string
        created_at:
          type: string
          format: date-time
    TopupResponse:
      type: object
      properties:
        topup_id:
          type: string
        status:
          type: string
        amount:
          type: number
        transfer_type:
          type: string
        reference:
          type: string