Interswitch Customer Insights API

openapi: 3.1.0
info:
  title: Interswitch Customer Insights API
  description: |
    Permissioned access to demography, financial history, average financial
    history, and financial-habit signals derived from Interswitch's transaction
    switch and Verve card network. Feeds credit decisioning, KYC enrichment,
    and segmentation.
  version: '2024-01-01'
servers:
  - url: https://sandbox.interswitchng.com
    description: Sandbox
  - url: https://saturn.interswitchng.com
    description: Production
security:
  - BearerAuth: []
tags:
  - name: Demography
  - name: Financial History
  - name: Financial Habits
paths:
  /insights/api/v1/customers/{customerId}/demography:
    get:
      tags: [Demography]
      summary: Get Customer Demography
      operationId: getCustomerDemography
      parameters:
        - { in: path, name: customerId, required: true, schema: { type: string } }
      responses:
        '200':
          description: Demographic record.
          content:
            application/json:
              schema:
                type: object
                properties:
                  customerId: { type: string }
                  ageBand: { type: string }
                  gender: { type: string }
                  state: { type: string }
                  lga: { type: string }
                  occupationGroup: { type: string }
  /insights/api/v1/customers/{customerId}/financial-history:
    get:
      tags: [Financial History]
      summary: Get Financial History
      operationId: getFinancialHistory
      parameters:
        - { in: path, name: customerId, required: true, schema: { type: string } }
        - { in: query, name: months, schema: { type: integer, default: 12 } }
      responses:
        '200':
          description: Spending and inflow history.
          content:
            application/json:
              schema:
                type: object
                properties:
                  monthlyInflows: { type: array, items: { type: number } }
                  monthlyOutflows: { type: array, items: { type: number } }
                  categories: { type: object, additionalProperties: { type: number } }
  /insights/api/v1/customers/{customerId}/financial-history/average:
    get:
      tags: [Financial History]
      summary: Get Average Financial History
      operationId: getAverageFinancialHistory
      parameters:
        - { in: path, name: customerId, required: true, schema: { type: string } }
      responses:
        '200':
          description: Average inflow/outflow metrics.
          content:
            application/json:
              schema:
                type: object
                properties:
                  averageMonthlyInflow: { type: number }
                  averageMonthlyOutflow: { type: number }
                  averageBalance: { type: number }
                  windowMonths: { type: integer }
  /insights/api/v1/customers/{customerId}/financial-habits:
    get:
      tags: [Financial Habits]
      summary: Get Financial Habits
      operationId: getFinancialHabits
      parameters:
        - { in: path, name: customerId, required: true, schema: { type: string } }
      responses:
        '200':
          description: Behavioral signals.
          content:
            application/json:
              schema:
                type: object
                properties:
                  spendingPersona: { type: string }
                  recurringBills: { type: array, items: { type: string } }
                  channelPreference: { type: string, enum: [POS, WEB, MOBILE, ATM, USSD] }
                  weekendVsWeekdayRatio: { type: number }
components:
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer