Efí Cobranças (Charges) API

openapi: 3.0.3
info:
  title: Efí (formerly Gerencianet) Payments API
  description: >-
    Representative subset of Efí's public REST APIs for the Brazilian financial
    system. Efí (ex-Gerencianet) is a Brazilian payment institution and digital
    bank. This document groups operations across several distinct API hosts, each
    with its own base URL and authentication requirements:


    - Pix API - base https://pix.api.efipay.com.br (sandbox
      https://pix-h.api.efipay.com.br). OAuth2 client-credentials (token at
      POST /oauth/token) PLUS a mandatory mutual TLS (mTLS) client certificate
      (.p12/.pem) on every request, as required by the Brazilian Central Bank.
      Paths under /v2/*.


    - Cobranças (Charges) API - base https://cobrancas.api.efipay.com.br (sandbox
      https://cobrancas-h.api.efipay.com.br). OAuth2 client-credentials over HTTP
      Basic (token at POST /v1/authorize). No mTLS certificate required. Paths
      under /v1/charge, /v1/charges, /v1/carnet.


    - Pix via Open Finance API - base https://openfinance.api.efipay.com.br
      (sandbox https://openfinance-h.api.efipay.com.br). OAuth2 client-credentials
      (token at POST /v1/oauth/token) PLUS a mandatory mTLS certificate.


    Because OpenAPI 3.0 has a single security-scheme model, the mTLS requirement
    for the Pix and Open Finance hosts is described here in prose and cannot be
    fully expressed as a securityScheme; treat the mTLS client certificate as
    mandatory on those hosts in addition to the OAuth2 bearer token. Endpoints
    marked "modeled" in the repository review follow the Brazilian Central Bank
    Pix API v2 standard that Efí implements; the create/query charge, webhook,
    charge, and carnê operations were confirmed directly against Efí's public
    documentation.
  version: '1.0'
  contact:
    name: Efí Developers
    url: https://dev.efipay.com.br
servers:
  - url: https://pix.api.efipay.com.br
    description: Pix API - production (mTLS certificate required)
  - url: https://pix-h.api.efipay.com.br
    description: Pix API - sandbox / homologação (mTLS certificate required)
  - url: https://cobrancas.api.efipay.com.br
    description: Cobranças (Charges) API - production
  - url: https://openfinance.api.efipay.com.br
    description: Pix via Open Finance API - production (mTLS certificate required)
security:
  - oAuth2ClientCredentials: []
tags:
  - name: Authorization
    description: OAuth2 client-credentials token endpoints (per host).
  - name: Pix Charges
    description: Immediate (cob) and dated (cobv) Pix charges and payload locations. Host pix.api.efipay.com.br, mTLS required.
  - name: Pix Payments
    description: Received Pix, sent Pix, and refunds. Host pix.api.efipay.com.br, mTLS required.
  - name: Pix Webhooks
    description: Webhook registration for received-Pix notifications. Host pix.api.efipay.com.br, mTLS required.
  - name: Cobranças
    description: Boleto / card / Pix charges. Host cobrancas.api.efipay.com.br, no mTLS.
  - name: Carnê
    description: Installment booklets. Host cobrancas.api.efipay.com.br, no mTLS.
  - name: Open Finance
    description: Pix payment initiation via Open Finance. Host openfinance.api.efipay.com.br, mTLS required.
paths:
  /oauth/token:
    post:
      operationId: pixAuthorize
      tags:
        - Authorization
      summary: Obtain a Pix API access token
      description: >-
        OAuth2 client-credentials token endpoint for the Pix API host. Send HTTP
        Basic auth with Client_Id and Client_Secret. This request also requires
        the mTLS client certificate.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/TokenRequest'
      responses:
        '200':
          description: Access token issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TokenResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v2/cob:
    post:
      operationId: createImmediateCharge
      tags:
        - Pix Charges
      summary: Create an immediate Pix charge (server-generated txid)
      description: Creates an immediate Pix charge (cob) without providing a txid; Efí generates it. Scope cob.write.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CobRequest'
      responses:
        '201':
          description: The created immediate charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Cob'
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: listImmediateCharges
      tags:
        - Pix Charges
      summary: List immediate Pix charges
      description: Lists immediate charges over a date range. Query parameters inicio and fim are mandatory. Scope cob.read.
      parameters:
        - name: inicio
          in: query
          required: true
          description: Start of the filter interval (RFC 3339 timestamp).
          schema:
            type: string
            format: date-time
        - name: fim
          in: query
          required: true
          description: End of the filter interval (RFC 3339 timestamp).
          schema:
            type: string
            format: date-time
      responses:
        '200':
          description: A paginated list of immediate charges.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CobList'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v2/cob/{txid}:
    parameters:
      - $ref: '#/components/parameters/Txid'
    put:
      operationId: createImmediateChargeWithTxid
      tags:
        - Pix Charges
      summary: Create an immediate Pix charge with a given txid
      description: Creates an immediate Pix charge (cob) using a caller-supplied txid. Scope cob.write.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CobRequest'
      responses:
        '201':
          description: The created immediate charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Cob'
        '401':
          $ref: '#/components/responses/Unauthorized'
    patch:
      operationId: reviseImmediateCharge
      tags:
        - Pix Charges
      summary: Revise an immediate Pix charge
      description: Revises fields of an existing immediate charge, creating a new revision. Scope cob.write.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CobRequest'
      responses:
        '200':
          description: The revised immediate charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Cob'
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: getImmediateCharge
      tags:
        - Pix Charges
      summary: Retrieve an immediate Pix charge
      description: Retrieves an immediate charge by txid; supports the optional revisao query parameter. Scope cob.read.
      responses:
        '200':
          description: The requested immediate charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Cob'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /v2/cobv/{txid}:
    parameters:
      - $ref: '#/components/parameters/Txid'
    put:
      operationId: createDatedCharge
      tags:
        - Pix Charges
      summary: Create a dated Pix charge (cobv)
      description: >-
        Creates a Pix charge with a due date (cobv). Modeled on the Brazilian
        Central Bank Pix API v2 standard that Efí implements. Scope cobv.write.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CobvRequest'
      responses:
        '201':
          description: The created dated charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Cobv'
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: getDatedCharge
      tags:
        - Pix Charges
      summary: Retrieve a dated Pix charge (cobv)
      description: Retrieves a dated charge by txid. Modeled on the BACEN Pix API v2 standard. Scope cobv.read.
      responses:
        '200':
          description: The requested dated charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Cobv'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /v2/loc:
    post:
      operationId: createLocation
      tags:
        - Pix Charges
      summary: Create a payload location
      description: >-
        Creates a payload location (loc) used to generate the dynamic QR Code /
        Pix Copia e Cola payload. Modeled on the BACEN Pix API v2 standard.
        Scope loc.write.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/LocationRequest'
      responses:
        '201':
          description: The created payload location.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Location'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v2/pix:
    get:
      operationId: listReceivedPix
      tags:
        - Pix Payments
      summary: List received Pix
      description: >-
        Lists received Pix over a date range (Cash-In). Query parameters inicio
        and fim are mandatory. Modeled on the BACEN Pix API v2 standard. Scope
        pix.read.
      parameters:
        - name: inicio
          in: query
          required: true
          description: Start of the filter interval (RFC 3339 timestamp).
          schema:
            type: string
            format: date-time
        - name: fim
          in: query
          required: true
          description: End of the filter interval (RFC 3339 timestamp).
          schema:
            type: string
            format: date-time
      responses:
        '200':
          description: A paginated list of received Pix.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/PixList'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v2/pix/{e2eid}:
    parameters:
      - name: e2eid
        in: path
        required: true
        description: The end-to-end identifier of the Pix transaction.
        schema:
          type: string
    get:
      operationId: getReceivedPix
      tags:
        - Pix Payments
      summary: Retrieve a received Pix
      description: Retrieves a single received Pix by its end-to-end id. Modeled on the BACEN Pix API v2 standard. Scope pix.read.
      responses:
        '200':
          description: The requested received Pix.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Pix'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /v2/pix/{e2eid}/devolucao/{id}:
    parameters:
      - name: e2eid
        in: path
        required: true
        description: The end-to-end identifier of the Pix transaction.
        schema:
          type: string
      - name: id
        in: path
        required: true
        description: Client-defined refund identifier.
        schema:
          type: string
    put:
      operationId: requestRefund
      tags:
        - Pix Payments
      summary: Request a Pix refund (devolução)
      description: >-
        Requests a refund (devolução) for a received Pix, identified by the
        end-to-end id and a client refund id. Modeled on the BACEN Pix API v2
        standard. Scope pix.write.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/RefundRequest'
      responses:
        '201':
          description: The created refund.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Refund'
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: getRefund
      tags:
        - Pix Payments
      summary: Retrieve a Pix refund
      description: Retrieves a refund by end-to-end id and refund id. Modeled on the BACEN Pix API v2 standard. Scope pix.read.
      responses:
        '200':
          description: The requested refund.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Refund'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /v2/webhook/{chave}:
    parameters:
      - name: chave
        in: path
        required: true
        description: The Pix key (chave) the webhook is associated with.
        schema:
          type: string
    put:
      operationId: configureWebhook
      tags:
        - Pix Webhooks
      summary: Configure a Pix webhook
      description: Registers the callback URL that Efí will POST received-Pix notifications to for a given Pix key. Scope webhook.write.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/WebhookRequest'
      responses:
        '200':
          description: Webhook configured.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Webhook'
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: getWebhook
      tags:
        - Pix Webhooks
      summary: Retrieve a Pix webhook
      description: Retrieves the webhook configured for a given Pix key. Scope webhook.read.
      responses:
        '200':
          description: The configured webhook.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Webhook'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
    delete:
      operationId: deleteWebhook
      tags:
        - Pix Webhooks
      summary: Cancel a Pix webhook
      description: Cancels the webhook associated with a given Pix key. Scope webhook.write.
      responses:
        '204':
          description: Webhook cancelled.
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /v2/webhook:
    get:
      operationId: listWebhooks
      tags:
        - Pix Webhooks
      summary: List Pix webhooks
      description: Lists webhooks associated with Pix keys, filtered by parameters. Scope webhook.read.
      responses:
        '200':
          description: A list of webhooks.
          content:
            application/json:
              schema:
                type: object
                properties:
                  webhooks:
                    type: array
                    items:
                      $ref: '#/components/schemas/Webhook'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/authorize:
    post:
      operationId: cobrancasAuthorize
      tags:
        - Authorization
      summary: Obtain a Cobranças API access token
      description: >-
        OAuth2 client-credentials token endpoint for the Cobranças host. Send
        HTTP Basic auth with Client_Id and Client_Secret. No mTLS certificate is
        required for this host.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/TokenRequest'
      responses:
        '200':
          description: Access token issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TokenResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/charge:
    post:
      operationId: createCharge
      tags:
        - Cobranças
      summary: Create a charge (two-step)
      description: Creates a charge (transação) describing the item(s), value, and quantity, before associating a payment method.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/ChargeRequest'
      responses:
        '200':
          description: The created charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/charge/one-step:
    post:
      operationId: createChargeOneStep
      tags:
        - Cobranças
      summary: Create a charge (one-step)
      description: Creates a charge and associates the payment method (boleto, card, or Pix) in a single request.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/ChargeOneStepRequest'
      responses:
        '200':
          description: The created charge with payment details.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/charges:
    get:
      operationId: listCharges
      tags:
        - Cobranças
      summary: List charges
      description: Returns issued charges, filterable by charge_type and date range (begin_date, end_date).
      parameters:
        - name: charge_type
          in: query
          required: false
          description: Filter by charge type (for example billet or carnet).
          schema:
            type: string
        - name: begin_date
          in: query
          required: false
          schema:
            type: string
            format: date
        - name: end_date
          in: query
          required: false
          schema:
            type: string
            format: date
      responses:
        '200':
          description: A list of charges.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ChargeList'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/charge/{id}:
    parameters:
      - $ref: '#/components/parameters/ChargeId'
    get:
      operationId: getCharge
      tags:
        - Cobranças
      summary: Retrieve a charge
      description: Returns information for a single charge (transação) by id.
      responses:
        '200':
          description: The requested charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /v1/charge/{id}/pay:
    parameters:
      - $ref: '#/components/parameters/ChargeId'
    post:
      operationId: payCharge
      tags:
        - Cobranças
      summary: Associate a payment method to a charge
      description: Associates a charge with the desired payment method (boleto bancário, credit card, or Pix).
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/PayChargeRequest'
      responses:
        '200':
          description: The charge with payment details.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/charge/{id}/billet:
    parameters:
      - $ref: '#/components/parameters/ChargeId'
    put:
      operationId: updateChargeBilletDueDate
      tags:
        - Cobranças
      summary: Change a charge's boleto due date
      description: Alters the expiration (vencimento) date of a boleto charge.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                expire_at:
                  type: string
                  format: date
      responses:
        '200':
          description: The updated charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/charge/{id}/cancel:
    parameters:
      - $ref: '#/components/parameters/ChargeId'
    put:
      operationId: cancelCharge
      tags:
        - Cobranças
      summary: Cancel a charge
      description: Cancels an existing charge.
      responses:
        '200':
          description: The cancelled charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/charge/{id}/settle:
    parameters:
      - $ref: '#/components/parameters/ChargeId'
    put:
      operationId: settleCharge
      tags:
        - Cobranças
      summary: Manually settle a charge
      description: Marks a charge as paid (baixa manual).
      responses:
        '200':
          description: The settled charge.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Charge'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/carnet:
    post:
      operationId: createCarnet
      tags:
        - Carnê
      summary: Create a carnê
      description: Creates a carnê - a set of installment charges (parcelas) generated in a batch.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CarnetRequest'
      responses:
        '200':
          description: The created carnê.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Carnet'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/carnet/{id}:
    parameters:
      - $ref: '#/components/parameters/CarnetId'
    get:
      operationId: getCarnet
      tags:
        - Carnê
      summary: Retrieve a carnê
      description: Returns information for an existing carnê by id.
      responses:
        '200':
          description: The requested carnê.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Carnet'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
  /v1/carnet/{id}/parcel/{parcel}:
    parameters:
      - $ref: '#/components/parameters/CarnetId'
      - name: parcel
        in: path
        required: true
        description: The installment (parcela) number.
        schema:
          type: integer
    put:
      operationId: updateCarnetParcelDueDate
      tags:
        - Carnê
      summary: Change a parcel's due date
      description: Alters the expiration date of a specific carnê parcel.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                expire_at:
                  type: string
                  format: date
      responses:
        '200':
          description: The updated carnê.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Carnet'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/carnet/{id}/cancel:
    parameters:
      - $ref: '#/components/parameters/CarnetId'
    put:
      operationId: cancelCarnet
      tags:
        - Carnê
      summary: Cancel a carnê
      description: Cancels an entire carnê and all of its open parcels.
      responses:
        '200':
          description: The cancelled carnê.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Carnet'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/carnet/{id}/settle:
    parameters:
      - $ref: '#/components/parameters/CarnetId'
    put:
      operationId: settleCarnet
      tags:
        - Carnê
      summary: Manually settle a carnê
      description: Marks an entire carnê as paid (baixa manual).
      responses:
        '200':
          description: The settled carnê.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Carnet'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/oauth/token:
    post:
      operationId: openFinanceAuthorize
      tags:
        - Authorization
      summary: Obtain an Open Finance API access token
      description: >-
        OAuth2 client-credentials token endpoint for the Open Finance host. Send
        HTTP Basic auth with Client_Id and Client_Secret. This request also
        requires the mTLS client certificate.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/TokenRequest'
      responses:
        '200':
          description: Access token issued.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/TokenResponse'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/open-finance/participants:
    get:
      operationId: listOpenFinanceParticipants
      tags:
        - Open Finance
      summary: List Open Finance participants
      description: >-
        Lists the banks and fintechs available as payment sources in Brazil's
        Open Finance ecosystem. Modeled from Efí's documented Open Finance
        scopes (gn.opb.participants.read); path shown is representative.
        Scope gn.opb.participants.read.
      responses:
        '200':
          description: A list of participants.
          content:
            application/json:
              schema:
                type: object
                properties:
                  participants:
                    type: array
                    items:
                      $ref: '#/components/schemas/Participant'
        '401':
          $ref: '#/components/responses/Unauthorized'
  /v1/open-finance/payments/pix:
    post:
      operationId: initiateOpenFinancePix
      tags:
        - Open Finance
      summary: Initiate a Pix payment via Open Finance
      description: >-
        Initiates a Pix payment as a payment initiator across an Open Finance
        participant. Modeled from Efí's documented scope
        gn.opb.payment.pix.send; path shown is representative.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/OpenFinancePixRequest'
      responses:
        '201':
          description: The initiated payment.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/OpenFinancePixPayment'
        '401':
          $ref: '#/components/responses/Unauthorized'
components:
  securitySchemes:
    oAuth2ClientCredentials:
      type: oauth2
      description: >-
        OAuth2 client-credentials. Obtain a bearer token from the host's token
        endpoint using HTTP Basic auth (Client_Id / Client_Secret), then send it
        as Authorization: Bearer. On the Pix and Open Finance hosts a mutual TLS
        (mTLS) client certificate (.p12/.pem) is additionally mandatory on every
        request, including the token request, per Brazilian Central Bank rules.
      flows:
        clientCredentials:
          tokenUrl: https://pix.api.efipay.com.br/oauth/token
          scopes:
            cob.write: Create and revise immediate Pix charges.
            cob.read: Read immediate Pix charges.
            cobv.write: Create and revise dated Pix charges.
            cobv.read: Read dated Pix charges.
            pix.write: Request Pix refunds.
            pix.read: Read received Pix and refunds.
            pix.send: Send Pix (Cash-Out).
            loc.write: Create payload locations.
            webhook.write: Configure and delete webhooks.
            webhook.read: Read webhooks.
            gn.opb.participants.read: Read Open Finance participants.
            gn.opb.payment.pix.send: Initiate Pix via Open Finance.
            gn.opb.payment.pix.read: Read Open Finance payments.
  parameters:
    Txid:
      name: txid
      in: path
      required: true
      description: Transaction identifier (26-35 alphanumeric characters).
      schema:
        type: string
    ChargeId:
      name: id
      in: path
      required: true
      description: The charge (transação) identifier.
      schema:
        type: integer
    CarnetId:
      name: id
      in: path
      required: true
      description: The carnê identifier.
      schema:
        type: integer
  responses:
    Unauthorized:
      description: Missing or invalid OAuth2 token, or (on Pix / Open Finance) a missing or invalid mTLS certificate.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: The requested resource was not found.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  schemas:
    Error:
      type: object
      properties:
        nome:
          type: string
        mensagem:
          type: string
        error:
          type: string
        error_description:
          type: string
    TokenRequest:
      type: object
      properties:
        grant_type:
          type: string
          default: client_credentials
    TokenResponse:
      type: object
      properties:
        access_token:
          type: string
        token_type:
          type: string
          example: Bearer
        expires_in:
          type: integer
        scope:
          type: string
    Devedor:
      type: object
      properties:
        cpf:
          type: string
        cnpj:
          type: string
        nome:
          type: string
    Valor:
      type: object
      properties:
        original:
          type: string
          example: '123.45'
    CobRequest:
      type: object
      properties:
        calendario:
          type: object
          properties:
            expiracao:
              type: integer
              example: 3600
        devedor:
          $ref: '#/components/schemas/Devedor'
        valor:
          $ref: '#/components/schemas/Valor'
        chave:
          type: string
          description: Pix key (chave) that receives the payment.
        solicitacaoPagador:
          type: string
    Cob:
      allOf:
        - $ref: '#/components/schemas/CobRequest'
        - type: object
          properties:
            txid:
              type: string
            revisao:
              type: integer
            status:
              type: string
              enum:
                - ATIVA
                - CONCLUIDA
                - REMOVIDA_PELO_USUARIO_RECEBEDOR
                - REMOVIDA_PELO_PSP
            location:
              type: string
            pixCopiaECola:
              type: string
    CobList:
      type: object
      properties:
        parametros:
          type: object
          additionalProperties: true
        cobs:
          type: array
          items:
            $ref: '#/components/schemas/Cob'
    CobvRequest:
      type: object
      properties:
        calendario:


# --- truncated at 32 KB (37 KB total) ---
# Full source: https://raw.githubusercontent.com/api-evangelist/efi-bank/refs/heads/main/openapi/efi-bank-openapi.yml