MastercardPayment Account Reference Inquiry

The Payment Account Reference (PAR) is a value linked to the Primary Account Number (PAN) of a Mastercard-branded cardholder account. EMVCo introduced the industry-wide solution to address merchant and acquirer challenges resulting from tokenization. PAR links tokenized and PAN-based transactions without the need for a PAN as the linkage mechanism (1:1 PAR to PAN). PAR enables merchants