# Zurich Insurance

**Canonical:** https://apis.io/providers/zurich-insurance/  
**Website:** https://www.zurich.com/  
**APIs profiled:** 12

A Swiss multinational insurance company and one of the world's largest insurers providing property, casualty, life, and specialty insurance products. Zurich operates a public API platform at exchange.zurich.com (Zurich Exchange / ConnectZ / Zurich Edge) that exposes 30+ internal and external APIs across policy, claims, quoting, partner analytics, procurement, and operations.

## Kin Score — 7.4 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 7.4).

| Facet | Score |
|---|---|
| Discoverability | 59.3 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (12)

- **ConnectZ Profile Information API** — Returns customer profile information for Zurich policyholders through the ConnectZ open insurance framework. Used by partners and aggregators that need normalized customer attri...
- **ConnectZ Policy Payment Status API** — Exposes the payment status of a Zurich insurance policy (paid, due, lapsed) so partners and downstream systems can reconcile billing and surface payment state in their own UX.
- **ConnectZ Claims Retrieval API** — Retrieves claim records and status for Zurich policies, enabling partners, brokers, and aggregators to display real-time claims information without manual lookup.
- **ConnectZ Agencies Details API** — Returns agency / distribution-partner details (name, branch, contact, commercial relationship) used to power partner-management dashboards and partner onboarding.
- **Third Party Liability Quote API** — Generates indicative Third Party Liability quotes against Zurich underwriting rules, designed for embedding into partner sales journeys and aggregator quote-and-bind flows.
- **Risk Engineering - My Zurich Connector API** — Surfaces Risk Engineering data (site surveys, loss prevention, risk grades) from the My Zurich commercial customer portal so partner risk management systems can ingest survey fi...
- **Policy - My Zurich Connector API** — Returns commercial-policy data (cover, limits, sections, endorsements) from the My Zurich portal for ingestion into broker and corporate customer systems.
- **Submission - My Zurich Connector API** — Submits new business and renewal submissions into Zurich's commercial underwriting flow from broker management systems via the My Zurich connector.
- **AU Document Domain API** — Document domain service (Australia) for managing, indexing, and retrieving structured document objects across Zurich's Australian operations.
- **Coupa Approvals Handling API** — Handles invoice, requisition, and contract approvals between Zurich's Coupa procurement platform and downstream finance / approver systems.
- **Access Request Management (MyAccess) API** — Programmatic access to Zurich's MyAccess entitlement-request platform for raising, approving, and tracking access requests across internal systems.
- **ServiceNow Incidents API** — Read/write integration with Zurich's ServiceNow Incident Management module for raising, updating, and querying incidents from other systems.

## Security (1)

- **Zurich Insurance Domain Security** — TLSv1.3 · HSTS · DMARC

## Use cases (6)

- **Partner Risk Management Integration** — Brokers and corporate customers ingest Zurich risk engineering data straight into their risk management systems
- **Embedded Insurance Quoting** — Partner platforms embed Third Party Liability quote generation directly in their sales journeys
- **Policy and Claims Aggregation** — ConnectZ Profile, Policy Payment Status, and Claims Retrieval power policyholder aggregator dashboards
- **Distribution Partner Management** — Agency details API supports partner onboarding and partner-management dashboards
- **Internal Procurement Automation** — Coupa Approvals Handling automates invoice, requisition, and contract approval flows
- **Cross-System Incident Management** — ServiceNow Incidents API enables external systems to raise and track Zurich incidents

## Tags

Insurance, Financial, Property and Casualty, Open Insurance, API Platform

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/zurich-insurance/). Scores are computed from the provider's own public artifacts under a published rubric.