# Ziina

**Canonical:** https://apis.io/providers/ziina/  
**Website:** https://ziina.com/  
**APIs profiled:** 1

Ziina is a Dubai-based (UAE) fintech offering an instant money and payments platform for consumers and businesses. Its REST API lets developers create hosted and embedded payment intents, issue refunds, run peer transfers between Ziina accounts, and register webhooks. Amounts are in the currency's minor unit (fils for AED), auth is HTTP bearer (JWT) via OAuth 2.0 scopes, and settlement is in AED with multi-currency acceptance.

## Kin Score — 67.2 / 100 (exemplar)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.6 from 67.8).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 52.2 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 31.6 |
| Developer Ergonomics | 70.8 |
| Commercial Clarity | 100.0 |
| Access Clarity | 100.0 |

Regulatory layer — **Payments**: 84.4 (matched via tags).

## Agent readiness — 43.6 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | served |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (7)

- **Ziina Account API** — Retrieve the authenticated account profile.
- **Ziina HealthCheck API** — Service status.
- **Ziina Log API** — The Log API from Ziina — 1 operation(s) for log.
- **Ziina PaymentIntent API** — Create and retrieve payment intents (hosted/embedded checkout).
- **Ziina Refund API** — Issue and retrieve refunds against a payment intent.
- **Ziina Transfer API** — Initiate and retrieve peer transfers between Ziina accounts.
- **Ziina Webhook API** — Register or delete a webhook endpoint for payment events.

## MCP servers (1)

- **Ziina MCP Server**

## Agentic access (1)

- **Ziina Agentic Access** — 8 operations · 5 acting · 1 human-in-the-loop

## Security (4)

- **Ziina Authentication** — http/oauth2 · 2 schemes
- **Ziina Domain Security** — TLSv1.3 · HSTS · DMARC
- **Ziina Vulnerability Disclosure** — security.txt · contact published
- **Ziina Trust Center** — PCI DSS

## Plans (1)

- **Ziina Plans Pricing**

## Tags

Payments, Fintech, UAE, MENA, Money Transfer, Wallets

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/ziina/). Scores are computed from the provider's own public artifacts under a published rubric.