# Zidisha

**Canonical:** https://apis.io/providers/zidisha/  
**Website:** https://www.zidisha.org/  
**APIs profiled:** 0

Zidisha is a nonprofit direct person-to-person microlending and crowdfunding platform that connects funders in wealthier countries directly with low-income entrepreneurs in developing countries, with no local intermediary taking a cut. Founded in 2009 and backed by Y Combinator, Zidisha lets entrepreneurs apply for funding, communicate directly with their backers, post updates, and repay at zero interest so that funds recycle into new projects. The platform focuses on agriculture, retail, transportation, and small-business growth across regions including Kenya, Indonesia, Burkina Faso, and beyond. Zidisha operates as a consumer-facing web platform and does not currently publish a public developer API, SDK, or integration surface; this profile tracks its public web presence in the API Evangelist network.

## Kin Score — 15.6 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 15.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Zidisha Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Micro-Lending, Crowdfunding, Fintech, Non-Profit, Financial Inclusion, Philanthropy, Peer-to-Peer Lending

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/zidisha/). Scores are computed from the provider's own public artifacts under a published rubric.