# ZhongAn Insurance

**Canonical:** https://apis.io/providers/zhongan-insurance/  
**Website:** https://www.zhongan.com  
**APIs profiled:** 0

ZhongAn Online P&C Insurance Co., Ltd. is China's first online-only insurance company, founded in 2013 by Ant Financial, Tencent, and Ping An and listed on the Hong Kong Stock Exchange (6060) in 2017. Headquartered in Shanghai, ZhongAn sells digital insurance across health, consumer finance, auto, and lifestyle lines entirely through internet channels, and operates a partner "open platform" (open.zhongan.com) plus a technology arm, ZhongAn Technology (zhongan.io), that offers insurtech and cloud services. ZhongAn does not publish a self-serve public developer API program or OpenAPI documentation; integration is partner/ecosystem-driven. This profile was surfaced as a portfolio company of softbank-vision-fund and enriched by the API Evangelist pipeline.

## Kin Score — 4.2 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 4.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 9.5 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Zhongan Insurance Domain Security** — TLSv1.2 · HSTS · DMARC

## Tags

Company, Fintech, Insurance, Insurtech, Digital Insurance, China

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/zhongan-insurance/). Scores are computed from the provider's own public artifacts under a published rubric.