# Zet

**Canonical:** https://apis.io/providers/zet/  
**Website:** https://www.zetapp.in/  
**APIs profiled:** 0

Zet is a Bengaluru, India fintech that helps unserved and underserved Indians enter the formal credit system. Its core product is a fixed-deposit-backed (FD-backed) secured credit card starting at very low deposits, requiring no income proof or prior credit history, alongside credit-score monitoring and improvement tools, UPI payments, cashback rewards, a ZET Plus subscription tier, and a ZET Fixit credit-report error-resolution service. Backed by General Catalyst and Sequoia Capital, Zet operates as a consumer mobile app (iOS and Android) and, as of this enrichment pass, exposes no public developer platform, API, OpenAPI, or documented developer surface.

## Kin Score — 3.2 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 3.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Payments**: 6.3 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Fintech, Credit, Credit Cards, Payments, Financial-Services, Consumer, India

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/zet/). Scores are computed from the provider's own public artifacts under a published rubric.