# Zeni

**Canonical:** https://apis.io/providers/zeni/  
**Website:** https://zeni.ai/  
**APIs profiled:** 0

Zeni is an AI-powered bookkeeping and finance platform for startups and growing businesses, combining machine-learning automation with a dedicated human finance team. It connects to bank accounts, credit cards, payment platforms, and accounting systems to automatically capture and categorize transactions, reconcile accounts, and produce real-time financial dashboards and reports. Alongside AI bookkeeping, Zeni offers bill pay, employee reimbursements, business checking accounts and credit cards, payroll, tax accounting, and fractional CFO services. Zeni also ships a hosted, read-only MCP (Model Context Protocol) server that lets AI assistants such as Claude, OpenAI Codex, and Google Antigravity securely read a company's live Zeni financials via OAuth. The company reports managing more than $20B in transactions annually.

## Kin Score — 27.3 / 100 (thin)

Scored 2026-08-19 under rubric 0.12.0. Trend: flat (-0.6 from 27.9).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 60.5 |
| Access Clarity | 60.5 |

## Agent readiness — 12.6 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## MCP servers (1)

- **zeni-mcp.yml**

## Security (3)

- **Zeni Authentication** — oauth2 · 1 scheme
- **Zeni Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Zeni Trust Center** — SOC 2 Type II

## Tags

Company, Fintech, Bookkeeping, Accounting, Financial Operations, Startups, MCP, AI Agents

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/zeni/). Scores are computed from the provider's own public artifacts under a published rubric.