# Zego

**Canonical:** https://apis.io/providers/zego/  
**Website:** https://www.zego.com/  
**APIs profiled:** 5

Zego is an FCA-regulated UK insurtech providing flexible, technology-driven motor and public-liability insurance built for the gig economy. Its telematics app (Sense) rewards safe driving, and it covers food-delivery and courier riders, private-hire and taxi drivers, van drivers, fleets, and learner drivers with monthly or annual policies. Zego works with partners such as Uber, Deliveroo, Just Eat and Amazon Flex, has served around 750,000 drivers and sold over 94 million policies. Beyond consumer products, Zego operates a RESTful Partner API (developer.zego.com, base URL api.zego.com) that lets work providers activate and deactivate insurance cover per shift, register and validate customers, enrol customers on public liability, issue fixed-term policies, and match external users to Zego customers, with signed webhooks for sign-up integration.

## Kin Score — 33.3 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 33.3).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 61.5 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 18.5 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Insurance**: 30.3 (matched via tags).

## Agent readiness — 21.6 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (5)

- **Zego Customer Integration API** — Match external users to Zego customers.
- **Zego Customers API** — Customer status, validation, registration and enrolment.
- **Zego Occupations API** — Supported public liability occupations.
- **Zego Policies API** — Fixed-term public liability policies.
- **Zego Shifts API** — Start and end insurance cover periods (shifts) for customers.

## MCP servers (1)

- **Zego MCP Server**

## Security (3)

- **Zego Authentication** — apiKey · 1 scheme
- **Zego Domain Security** — TLSv1.3 · HSTS · DMARC
- **Zego Vulnerability Disclosure** — disclosure policy published

## Tags

Company, Insurance, Insurtech, Motor Insurance, Gig Economy, Telematics, Fleet Insurance, Public Liability, Partner API

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/zego/). Scores are computed from the provider's own public artifacts under a published rubric.