# Zed

**Canonical:** https://apis.io/providers/zed/  
**Website:** https://www.zed.co/  
**APIs profiled:** 0

Zed is a BSP-supervised fintech building a premium consumer credit card for Southeast Asians, headquartered in Manila with an engineering team in San Francisco. Its flagship product is the Zed Card, a Titanium Mastercard with no foreign transaction fees, no annual fees, flexible installments, and an accompanying mobile app that offers real-time statements, spend notifications, and unlimited self-destructing virtual cards for online purchases. The company raised a $16.5M Series A led by Accel with participation from Valar Ventures and fintech operators from Nubank, Square, and Mercury. Zed is a consumer-facing financial product and does not currently publish a public developer API, SDKs, or developer documentation.

## Kin Score — 11.2 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 11.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Zed Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Fintech, Credit Cards, Payments, Mastercard, Consumer Finance, Virtual Cards, Mobile Banking, Philippines, Southeast Asia

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/zed/). Scores are computed from the provider's own public artifacts under a published rubric.