# Yubi

**Canonical:** https://apis.io/providers/yubi/  
**Website:** https://www.go-yubi.com/  
**APIs profiled:** 0

Yubi (formerly CredAvenue) is an Indian debt and credit technology company operating a full-stack digital marketplace that connects enterprises, lenders, and investors across India's credit ecosystem. Its product suite spans Yubi Loans for corporate borrowing, Yubi Co.Lend for bank/NBFC co-lending partnerships with one-time API integration, Yubi Pools for securitisation and ABS deal-making, Yubi Invest for fixed-income and debt investing, and Yubi Flow for supply-chain financing. Founded in 2020 and headquartered in Chennai, the company reached unicorn status in 2022 and exposes self-serve APIs for co-lending and loan-origination data exchange through its developer portal at developer.go-yubi.com. This profile was seeded from the Lightspeed Venture Partners portfolio and enriched from Yubi's public web surface.

## Kin Score — 15.5 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 15.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Yubi Domain Security** — TLSv1.3 · DMARC
- **Yubi Trust Center** — SOC 2, ISO 27001, CSA STAR, FIPS 140

## Tags

Company, Fintech, Lending, Credit, Debt Markets, Co-Lending, Securitisation, Supply Chain Finance, Financial-Services, India

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/yubi/). Scores are computed from the provider's own public artifacts under a published rubric.