# Yuanbao (元保)

**Canonical:** https://apis.io/providers/yuanbaobaoxian/  
**Website:** https://yuanbaobaoxian.com  
**APIs profiled:** 0

Yuanbao Inc. (元保) is a technology-driven online insurance distribution platform in China, founded in 2019 and listed on NASDAQ under the ticker YB. It distributes medical, critical illness, accident, property, and pet insurance products directly to consumers and provides system services to partnered insurance carriers, embedding proprietary large language models into core functions including risk identification, customer acquisition, product design, personalized recommendation, policy management, and claims processing. Surfaced as a portfolio company of Qiming Venture Partners, Yuanbao operates a consumer-facing web and mobile experience (yuanbaobaoxian.com, redirecting to yuanbaobaoxian.cn) and does not publish a public developer portal, OpenAPI definition, SDKs, or open API platform at this time.

## Kin Score — 2.3 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 2.3).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 9.1 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Yuanbaobaoxian Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Insurance, Insurtech, Online Insurance Distribution, China, Artificial Intelligence, Financial-Services

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/yuanbaobaoxian/). Scores are computed from the provider's own public artifacts under a published rubric.