# Youtrip

**Canonical:** https://apis.io/providers/youtrip/  
**Website:** https://www.you.co/sg/  
**APIs profiled:** 0

YouTrip (You Technologies Group, you.co) is a Singapore-based fintech that operates a multi-currency mobile travel wallet paired with a prepaid Mastercard, letting consumers hold and spend in over 150 currencies with no foreign-exchange fees and competitive in-app exchange rates. Launched in 2018, the company also runs YouBiz, a business account and corporate card product for SMEs, and offers international transfers to more than 40 countries. Backed by Lightspeed Venture Partners, YouTrip processes billions of dollars in transactions annually across Singapore, Thailand, and Australia. As of this enrichment pass YouTrip exposes no public developer API, developer portal, OpenAPI specification, SDKs, or GitHub organization; consumer-facing account access is available only indirectly through open-banking aggregators.

## Kin Score — 11.7 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 11.7).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Youtrip Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Payments, Travel, Multi-Currency Wallet, Foreign Exchange, Prepaid Card, Singapore

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/youtrip/). Scores are computed from the provider's own public artifacts under a published rubric.