# Xoom

**Canonical:** https://apis.io/providers/xoom/  
**Website:** https://www.xoom.com  
**APIs profiled:** 0

Xoom is PayPal's international money transfer (remittance) service, operating since 2001. Consumers use Xoom to send money to bank accounts, debit cards, mobile wallets, UPI, and PIX, send cash for pickup or delivery, and reload mobile phones in countries around the world, with up-front fees and exchange rates. U.S. transfers are provided by PayPal, Inc., a licensed money transmitter; UK/EEA service is provided by PayPal (Europe) S.a r.l., regulated by the Luxembourg CSSF. Xoom is a consumer service and publishes no public developer API on the xoom.com domain.

## Kin Score — 18.9 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 18.9).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 46.1 |
| Access Clarity | 46.1 |

Regulatory layer — **Payments**: 37.5 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Xoom Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Money Transfer, Remittances, Cross-Border Payments, Payments, PayPal

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/xoom/). Scores are computed from the provider's own public artifacts under a published rubric.