# Xero Accounting

**Canonical:** https://apis.io/providers/xero-accounting/  
**Website:** https://www.xero.com  
**APIs profiled:** 7

Xero is a cloud accounting platform for small businesses, accountants, and bookkeepers that provides invoicing, bank reconciliation, payroll, expense management, and financial reporting. The Xero Accounting API exposes full-featured REST endpoints for invoices, contacts, bank transactions, accounts, items, journals, reports, and more. All Xero APIs share a single OAuth 2.0 authorization layer, require the Xero-Tenant-Id header to scope requests to an organization, and are served from api.xero.com.

## Kin Score — 30.2 / 100 (thin)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 30.2).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 51.7 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 23.7 |
| Access Clarity | 23.7 |

## Agent readiness — 30.2 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (7)

- **Xero Connections API** — OAuth 2.0 connections endpoint for listing the Xero tenants authorized under an access token.
- **Xero Accounting Accounts API** — The Accounts API from Xero Accounting — 3 operation(s) for accounts.
- **Xero Accounting BankTransactions API** — The BankTransactions API from Xero Accounting — 2 operation(s) for banktransactions.
- **Xero Accounting BankTransfers API** — The BankTransfers API from Xero Accounting — 1 operation(s) for banktransfers.
- **Xero Accounting BatchPayments API** — The BatchPayments API from Xero Accounting — 1 operation(s) for batchpayments.
- **Xero Accounting Contacts API** — The Contacts API from Xero Accounting — 1 operation(s) for contacts.
- **Xero Accounting Invoices API** — The Invoices API from Xero Accounting — 1 operation(s) for invoices.

## MCP servers (1)

- **MCP Server**

## Agentic access (1)

- **Xero Accounting Agentic Access** — 17 operations · 8 acting

## Security (2)

- **Xero Accounting Authentication** — oauth2 · 1 scheme
- **Xero Accounting Domain Security** — TLSv1.3 · DMARC

## Tags

Accounting, Small Business, Invoicing, Bookkeeping, Financial Reporting, Software-as-a-Service

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/xero-accounting/). Scores are computed from the provider's own public artifacts under a published rubric.