# Xepelin

**Canonical:** https://apis.io/providers/xepelin/  
**Website:** https://xepelin.com  
**APIs profiled:** 0

Xepelin is a Chilean-founded fintech operating in Chile and Mexico that provides digital financial services for small and mid-sized businesses, including invoice factoring (adelanto de facturas), supplier payment financing (confirming), working capital credit lines, and collections and payments management, alongside XData, a financial-intelligence product for evaluating clients and suppliers. The company reports more than 60,000 business customers and over five billion USD financed in the last three years, with digital credit approval in under 24 hours. Xepelin does not currently publish a public developer API, developer portal, or API documentation.

## Kin Score — 18.1 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 18.1).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 44.7 |
| Access Clarity | 44.7 |

Regulatory layer — **Payments**: 31.3 (matched via tags).

## Agent readiness — 6.0 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Xepelin Domain Security** — TLSv1.3 · HSTS · DMARC
- **Xepelin Vulnerability Disclosure** — security.txt · contact published

## Tags

Company, Fintech, Factoring, Invoice Financing, Working Capital, Payments, Lending, SMB, Latin America, Financial Intelligence

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/xepelin/). Scores are computed from the provider's own public artifacts under a published rubric.