# Winden

**Canonical:** https://apis.io/providers/winden/  
**Website:** https://www.winden.co  
**APIs profiled:** 0

Winden (Winden Technologies, Inc.) is a US fintech offering an AI-powered business credit card built to maximize cash back on every purchase. Its Visa commercial card advertises 2% unlimited cash back, and its Scout AI automatically hunts for discounts and promo codes at checkout. Alongside the card, Winden bundles business banking-style services: virtual cards with custom spend limits and merchant locks, free domestic ACH and wire transfers, invoicing and payment management, an AI CFO for accounting and cash-flow projections, 24/7 concierge support, and integrations with common accounting and payroll software. Winden is a consumer/SMB financial product; as of this enrichment pass it publishes no public developer API, SDKs, or API documentation surface.

## Kin Score — 11.0 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 11.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 38.2 |
| Access Clarity | 38.2 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Winden Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Fintech, Business Banking, Credit Cards, Payments, Cashback, SMB, Corporate Cards

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/winden/). Scores are computed from the provider's own public artifacts under a published rubric.