# Wholesail

**Canonical:** https://apis.io/providers/wholesail/  
**Website:** https://www.paywholesail.com  
**APIs profiled:** 0

Wholesail is an all-in-one accounts receivable and B2B payments platform for food & beverage wholesalers, distributors, and service vendors. It helps vendors onboard customers, manage credit risk, automate collections, accept ACH and card payments, and drive autopay — all connected to the vendor's ERP or accounting system. Wholesail is a fintech company backed by Foundry Group. As of enrichment it publishes no public developer API; it integrates with ERP systems using their native API protocols, scheduled file exchange, and robotic process automation, and it partners with Stripe, Plaid, Modern Treasury, JP Morgan, and SVB for payment processing. This profile is maintained in the API Evangelist network.

## Kin Score — 12.4 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 12.4).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 32.9 |
| Access Clarity | 32.9 |

Regulatory layer — **Payments**: 23.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Wholesail Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Wholesail Trust Center** — SOC 2, PCI DSS

## Tags

Company, Fintech, Payments, Accounts Receivable, B2B, ACH, Wholesale, Collection

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/wholesail/). Scores are computed from the provider's own public artifacts under a published rubric.