# western-union

**Canonical:** https://apis.io/providers/western-union/  
**Website:** https://www.westernunion.com  
**APIs profiled:** 8

The Western Union Company is a global leader in cross-border, cross-currency money movement, providing money transfer, money order, and other financial services to consumers and businesses worldwide. Western Union's Partnership APIs enable financial institutions, fintech companies, and enterprise customers to integrate WU's global payment network for money transfers, batch payments, FX quotes, and account management across 200+ countries and territories in 130+ currencies. Authentication uses mTLS with client certificates.

## Kin Score — 36.7 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 36.7).

| Facet | Score |
|---|---|
| Discoverability | 59.3 |
| Contract Quality | 63.3 |
| Governance | 13.6 |
| Contract Governance | 13.6 |
| Operational Transparency | 7.9 |
| Developer Ergonomics | 27.4 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

## Agent readiness — 27.0 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bound |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Enterprise · Requires approval — onboarding: approval, pricing: enterprise, trial: no (confidence: high).

## APIs (8)

- **Western Union Open Banking API** — Western Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account information (AIS) and initiate payments (PIS) in compliance with European Pay...
- **western-union Balances API** — Holding balance inquiry.
- **western-union Batches API** — Payment batch lifecycle management.
- **western-union Customers API** — Customer account management.
- **western-union Health API** — API health check.
- **western-union Orders API** — Payment order management.
- **western-union Payments API** — Individual payment management within a batch.
- **western-union Quotes API** — FX rate and payment quote generation.

## Agentic access (1)

- **Western Union Agentic Access** — 12 operations · 4 acting

## Security (2)

- **Western Union Authentication** — mutualTLS · 1 scheme
- **Western Union Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Western Union Plans Pricing**

## Tags

Fortune 500

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/western-union/). Scores are computed from the provider's own public artifacts under a published rubric.